Simon Read: Let’s get behind debt advice funded by payday lenders

The People’s Champion

Short-term loans are an extremely expensive way to borrow money

Tackle debt or you'll pay all year for Christmas

More than losing weight or going on the wagon, your most important resolution should be to get in good financial shape, says Chiara Cavaglieri

Payday loan danger day could hit thousands

Debt woes could hit home on 24 January as hard-up people, counting the cost of Christmas, turn in desperation to expensive payday loans.

MBNA opens the door to a credit card price war

MBNA has fired the first shot in what is predicted to be a major credit card price war in 2014.

Oxford Street in London yesterday was full of shoppers, but another debt bubble could be looming

Low hopes for a happy new financial year in 2014

Consumers who put Christmas on credit are expecting their finances to worsen in the year ahead

Cash machines have changed the way we access our money, allowing us to withdraw cash in thousands of locations

Simon Read: It's time to put a stop to irresponsible spam payday loan texts

I was at a dinner party earlier this year when I got a text at around 10.30pm. Intrigued as to who would be sending me a message so relatively late on a Saturday night I checked my phone, just in case it was some kind of emergency.

Clamour rises for a ban on payday ads on children's TV

A committee of MPs has called for much greater restrictions on high-cost credit firms, reports Simon Read

Money Insider: Keep a close eye on your credit history

Does your credit record contain the correct information? While many people will have heard of the term credit record, research from credit card provider Aqua shows that less than half of people have checked their own file to see what it contains.

Children pester parents for payday loans after adverts blitz

More than half of ads are shown in the daytime, with cartoons and jingles common

City advisers got £8.3m for Co-op deal but didn't check fatal loans

KPMG and JPMorgan say they weren't asked to look at toxic mortgages, so didn't

More than a million people will use a payday loan to cover the cost of Christmas

Credit ratings: Borrow yer money and take yer chance

Payday loans reveal the peculiarities of our credit ratings. But what are the long-term implications of these short-term fixes?

Simon Read: Why are we setting 'persuasive' debt collectors on our former students?

Universities and Science Minister David Willetts was in an ebullient mood when he announced the sale of almost 300,000 student loans this week.

Our debt problems are close to an epidemic

The nation's debt problems have become an epidemic that needs solving with a national campaign to bring the issue into the open, similar to that undertaken by the Government in the 1980s with AIDS awareness.

Simon Read: Government's payday loan cap is far from enough

The cost of payday loans will be capped under a new law, George Osborne announced this week. Sadly, he failed to tell the City watchdog which is currently reviewing the high-cost credit sector.

Money
The cash flows out: High fees aren’t limited to payday lenders
The personal finance stories you might have missed 25 to 29 May
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Simon Read looks at warnings for mortgage borrowers; a seven year high for the pound against the euro and Wonga's alarm bells

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Complaints about Scottish Power increased by 488 per cent in 2014
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The changes at Wonga are not enough to convince Simon Read that Wonga is good for us
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Complaints about Scottish Power increased by 488 per cent in 2014
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Money
Dine at a discount at Gordon Ramsay's Heddon Street Kitchen
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Money
Confused? You may well be. Readers say they have been hit with inflated charges after their direct debits were adjusted for underpayments
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Money
Sun shines on prices: Ibis is offering cheap deals in Spain
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Money
Round-up of the personal finance stories you may have missed 4 to 8 May
Money
Social tenants locked into energy tariff and record low mortgage deals
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Diagnosed with bipolar disorder, Paul Norbert now receives the support to 'get away from the memories'
comment
Money
Spend £10 at Caffè Nero and you'll get a £5 credit
deals
Money
Co-op Bank almost went under in 2013 when under previous management
Round-up of the personal finance stories you may have missed 27 April to 1 May
News
There are now more than three million people in “severe problem debt”
Credit card rewards cut, boom in cashback mortgage deals and banks to open on May 4
Money
A man who retired to Perth in 1997 fought a long, fruitless battle for increases in his pension
comment
Money
Visitors to the capital can see the sights at a discount
deals
Money
Round-up of the personal finance stories you may have missed 20 to 24 April
Money
The Financial Conduct Authority took the unprecedented step of making Wonga cancel the outstanding debt of 330,000 borrowers and scrap the fees and charges of 45,000 more
Home insurance down as car insurance rises, Wonga in the red and accessing financial help
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