Clamour rises for a ban on payday ads on children's TV

A committee of MPs has called for much greater restrictions on high-cost credit firms, reports Simon Read

Money Insider: Keep a close eye on your credit history

Does your credit record contain the correct information? While many people will have heard of the term credit record, research from credit card provider Aqua shows that less than half of people have checked their own file to see what it contains.

Children pester parents for payday loans after adverts blitz

More than half of ads are shown in the daytime, with cartoons and jingles common

City advisers got £8.3m for Co-op deal but didn't check fatal loans

KPMG and JPMorgan say they weren't asked to look at toxic mortgages, so didn't

More than a million people will use a payday loan to cover the cost of Christmas

Credit ratings: Borrow yer money and take yer chance

Payday loans reveal the peculiarities of our credit ratings. But what are the long-term implications of these short-term fixes?

Simon Read: Why are we setting 'persuasive' debt collectors on our former students?

Universities and Science Minister David Willetts was in an ebullient mood when he announced the sale of almost 300,000 student loans this week.

Our debt problems are close to an epidemic

The nation's debt problems have become an epidemic that needs solving with a national campaign to bring the issue into the open, similar to that undertaken by the Government in the 1980s with AIDS awareness.

Simon Read: Government's payday loan cap is far from enough

The cost of payday loans will be capped under a new law, George Osborne announced this week. Sadly, he failed to tell the City watchdog which is currently reviewing the high-cost credit sector.

Payday lender Peachy hit by fresh allegations of misleading advertising

Another payday lender has been rapped for misleading advertising today.

New credit union is 'payday loan alternative'

The newest credit union in the UK, Mycommunitybank, has promised to offer its savers a viable alternative to high-cost credit providers such as Wonga.

Five questions on: Britain's debt crisis

Debt crisis? Didn't David Cameron say we're on the road to recovery?

Personal debt in the UK totals £1.43 trillion

£1,430,000,000,000 (that's £1.43 trillion): Britain's personal debt timebomb

Average household debt is now £54,000 - double the level a decade ago, despite record low interest rates, and ministers fear that failure to pay back loans and credit will leave thousands at risk of losing their home

Simon Read: Union, students and mums take on payday lenders

The country's biggest union Unite, this week launched a new credit union service, which it says it hopes will offer members finance without fear.

Miliband calls for ban on payday loan adverts during children’s TV

Labour leader says children are ‘being used as a tool’ to nag their parents into taking out loans

If you want a mortgage in the future be careful as some lenders won't consider you if you've previously had a payday loan

How to dodge the lenders' blacklist

If you're looking for a mortgage, make sure your credit history is in good shape, otherwise you could be disappointed, says Chiara Cavaglieri

Money
The number of people coming to Citizens Advice for help with debt created by overpaid tax credit has soared by 14 per cent in the last year
Round-up of the personal finance stories you may have missed 23 to 27 March
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The FCA has outlined plans to introduce additional protection for those accessing their defined contribution pension pot – a so-called second-line of defence for consumers (Getty)
Video: Simon Read talks to Alan Higham of Fidelity Worldwide Investment
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Money
The Financial Conduct Authority took the unprecedented step of making Wonga cancel the outstanding debt of 330,000 borrowers and scrap the fees and charges of 45,000 more
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Money
The FCA has outlined plans to introduce additional protection for those accessing their defined contribution pension pot – a so-called second-line of defence for consumers (Getty)
Video: Pension expert Jamie Jenkins tells Simon Read what to be wary of when the new pension freedoms come into force in April
Money
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Eileen Clarke received a hugely-inflated bill from British Gas, which at least had the grace to rectify its mistake
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