House buyers can take their pick of more than 3,500 home loans, the most available since the financial crisis

Simon Read: Those cheap home loans may be built on shaky foundations

You should ignore the headline offers and trickery and work out the total cost of borrowing under different deals

Friday - NYSE

Weekly Money: Round-up of the personal finance stories you may have missed 13-17 October

Struggling millennials, soaring energy bills, stock market woes, financial education for kids, and warnings of bank scams: the stories we noticed this week.

The BBA warns that eight million people are vulnerable to “vishing” or voice phishing - when crooks claim to be calling from a bank - while four million might transfer money into another supposed “safe” account if instructed

Crooks posing as banks set to trick millions out of their savings

Millions are at risk from fraudsters posing as banks, worrying new research shows. The British Bankers’ Association tested what the response would be to typical fraudster activities. The results are alarming, with many of us looking like easy victims.

Borrowers warned about Barclaycard free wine gimmick

Credit card borrowers have been warned to beware of gimmicks after Barclaycard launched a free wine offer.

Payday loan rules still too weak, say charities

Competition and Markets Authority (CMA) proposals that the £2.8bn payday loan industry should be forced to sign up to an officially recognised price comparison site were criticised yesterday for not going far enough.

Wonga has agreed to change its lending practices

More must be done to help the people desperate for short-term cash

Britain’s biggest payday lender, Wonga, has had a disastrous few days. First it announced a catastrophic 53 per cent fall in profits, mainly due to the costs involved in this summer’s fake legal letters scandal.

Payday lenders, like Wonga, have been likened to

Wonga crisis: Payday lenders forced to shut up shop

But biggest players will survive tough new rules amid calls for directors to be 'held to account'
RBS is under the spotlight again

RBS admitted it was wrong, but still won’t compensate

Many months ago I wrote about a debt charity that was put at risk by the actions – or lack of action – of the Royal Bank of Scotland. Derby-based Direct Help and Advice accused RBS of costing it at least £150,000 by mis-selling an interest rate hedging product.

The Church of England has finally severed its financial ties with Wonga

The problem with Wonga: what are the alternatives?

Britain’s biggest payday lender, Wonga, has had a disastrous week. First it announced a catastrophic 53 per cent fall in profits, mainly due to the costs involved in the the fake legal letters scandal which blew up this summer.

Study by Citizens Advice shows that payday lenders have been slow to improve their practices

Payday lenders 'still not sticking to promises'

'Some are still falling far short of responsible lending'

Coins held by the Mint will have a buyback guarantee

Peer to Peer lending: This alternative market is offering firms a lifeline

P2P lenders have bold ambitions, not just to be part of the system but to shape the way that finance is provided

Runaway debt: It's the new norm for university students now

StepChange, the debt charity, has revealed that students who called its helpline in 2013 had racked up average debts of £7,818

Freshers’ Week could mark start of debt crisis for students

Video: More than 1.6 million students lack confidence in their understanding of personal finance, according to Blackbullion

Michael's crisis could have 'dragged on for a long time', says CPA adviser Ruth Millward, right

More than 300,000 adults are too deeply in debt to apply for bankruptcy

Charities are urging the Government to offer a cheaper alternative for people in financial difficulty

Simon Read: Finance firms keep their cards too close to their chest

When it comes to finding the best credit card, it's a simple process to go to one of the comparison sites and discover which one has the lowest rate, or the longest 0 per cent balance-transfer deal.

Money
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