Two-hour quiz for borrowers under new loan rules

If you're looking for a mortgage, be prepared for a lengthy interrogation about your finances, says Simon Read

New mortgage rules: Two-hour quiz for borrowers as loan regulations come in

If you're looking for a mortgage, be prepared for a lengthy interrogation about your finances, says Simon Read

Erudio Student Loans row: Graduates fear company will pass on deferred loans details

The row over deferred student loans continued this week as 45,000 former students from the 1990s have been coping with fresh demands for information from Erudio Student Loans, the debt collector that bought the loans from the Government.

Five Questions On: LogBook Loans

I've heard of these. They're loans against my car, aren't they?

Erudio Student Loans: Reader has cash wrongly taken from account by debt collector

The row about deferred student loans grows as it emerges that 45,000 former students from the 1990s have been contacted by Erudio Student Loans, the debt collector that bought the loans from the government last autumn.

Force banks to warn us when we hit the red

Barclays customers are the latest to be hit with confusing changes to their overdraft charges. From June, the bank plans to charge its 5.5 million current account customers with daily fees for being in the red, instead of the current arrangement of charging interest.

Money alert: 15 million people are falling behind on bills

Some 15 million people are falling behind on bills and using credit to pay for essential costs, a debt charity warned this week.

Row goes on over deferred student loans

Fears are mounting that borrowing details will be sent to credit reference agencies. Simon Read investigates

Simon Read: Overdrafts can be 'as costly as payday loans'

The idea that bank overdrafts are poor value is not a new idea. But to have it spouted by the Financial Conduct Authority is.

Simon Read: Watch out for Sharkstoppers' campaigns – and join in

In a week that the country's most profitable payday lender, Wonga, has had a TV advert banned, it's pleasing that campaign group Sharkstoppers hasn't given up its fight for fair credit.

Five questions on: Wonga's ad ban

What has the payday lender done now?

Sharkstoppers target payday loan adverts

It’s pleasing that campaign group Sharkstoppers hasn’t given up its fight for fair credit simply because the Financial Conduct Authority has now taken over responsibility for consumer debt and promised to get tough with rogue lenders.

Money alert: New bailiff rules

A new set of rules for bailiffs comes into force tomorrow in a major shake up of the sector in the hope of squeezing out rogue debt collectors who bully and lie to struggling people.

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