Money Insider: 10 tips for credit-card balance transfers

The credit-card balance transfer war shows no signs of cooling off with some interest-free deals now close to three years in length, so here are some useful tips to help you make the most of these offers, plus some of the stumbling blocks to watch out for.

Rejected by the lenders? There is now a third way

There's a growing finance gap opening up as individuals and small businesses are turned down for loans at banks and building societies. The danger is that they fall into the clutches of unscrupulous, high-cost credit providers.

Simon Read: The only place for Wonga now is in the last-chance saloon

Britain's most profitable payday lender, Wonga, got off lightly this week despite being caught using despicable bullying tactics.

Get more value for your pound on holidays

Many Britons are caught out by conversion charges they don’t anticipate

Alternative lenders move to close funding gap for credit-starved borrowers

There’s a finance gap opening up among people and small businesses that are being turned down for loans at banks and building societies.

The Most Rev Justin Welby

Welby’s 'war on Wonga' is mixed blessing

Members of the Church of England will be able to join a church-endorsed credit union within  five years.

Logbook loans leave second-hand car buyers at risk

An increasing number of second-hand car buyers could have their vehicle snatched from them because of an outstanding logbook loan from the previous owner.

Protesters demonstrate against payday loan firms in London in May

Church of England to open credit union in its 'war on Wonga'

All members of the Church of England will be able to join church-endorsed credit union within five years, according to new details revealed today as part of the Church’s "war on Wonga".

Lenders lose their appetite for debt forgiveness

Banks may be getting tougher with people who fall into financial difficulties, a debt charity has warned. Statistics from The Money Charity reveal that the amount of personal debt written off by banks and building societies reached an all-time low during the first quarter of the year.

High-cost payday loan firms set to be exposed

More payday lenders could be forced out of business after the Competition and Markets Authority called for an independent price-comparison site to show borrowers which loans charge rip-off interest.

Banks less willing than ever to write off personal debt, Money Charity warns

Banks may be getting tougher with people who fall into financial difficulties, a debt charity has warned. New statistics from The Money Charity published today reveal that the amount of personal debt banks and building societies write off reached an all-time low during the first quarter of the year.

Payday loan borrowers 'paying too much'

Payday loan borrowers are being ripped-off with some paying £30 more than others for borrowing just £100, the Competition and Markets Authority warned this morning.

Plastic card usage trumps cash payments

Spending on plastic cards topped £0.5trillion for the first time last year, as shoppers moved further away from cash.

Money Alert: Logbook loan firms accused of not making adequate affordability checks

Logbook loan firms are the latest credit companies to come under the scrutiny of the City Watchdog. The Financial Conduct Authority's investigation has thrown up examples of lenders not making adequate affordability checks and encouraging applicants to lie on loan forms.

Banks may face extra £1bn hit over mis-selling of payment protection insurance

Card issuers thought they'd managed PPI compensation – will shortfalls mean recalculations?
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