Money alert: 15 million people are falling behind on bills

Some 15 million people are falling behind on bills and using credit to pay for essential costs, a debt charity warned this week.

Row goes on over deferred student loans

Fears are mounting that borrowing details will be sent to credit reference agencies. Simon Read investigates

Simon Read: Overdrafts can be 'as costly as payday loans'

The idea that bank overdrafts are poor value is not a new idea. But to have it spouted by the Financial Conduct Authority is.

Simon Read: Watch out for Sharkstoppers' campaigns – and join in

In a week that the country's most profitable payday lender, Wonga, has had a TV advert banned, it's pleasing that campaign group Sharkstoppers hasn't given up its fight for fair credit.

Five questions on: Wonga's ad ban

What has the payday lender done now?

Sharkstoppers target payday loan adverts

It’s pleasing that campaign group Sharkstoppers hasn’t given up its fight for fair credit simply because the Financial Conduct Authority has now taken over responsibility for consumer debt and promised to get tough with rogue lenders.

Money alert: New bailiff rules

A new set of rules for bailiffs comes into force tomorrow in a major shake up of the sector in the hope of squeezing out rogue debt collectors who bully and lie to struggling people.

Watchdog urged to act on payday loan firms

The City watchdog this week promised to “take out” rogue payday lenders. The Financial Conduct Authority was given responsibility for the high-cost credit sector from Tuesday, and chief executive Martin Wheatley immediately started talking tough.

Former students in uproar over debt collector

Holders of student loans from the 1990s fear the possibility of adverse credit ratings

The Financial Conduct Authority has set up a competition review into the UK’s credit card market

City Watchdog turns attention towards £150bn credit card market to help the 9m Brits in death-spirals of debt

The City Watchdog said its concerns about nine million Brits considered to be in serious debt have forced it to set up a competition review into the UK’s £150 billion credit card market.

Simon Read: Why Richard Durkin's credit rating might affect you

There was a small but significant court victory for consumers this week. Richard Durkin won a 16-year legal battle over a laptop he bought from PC World.

Watchdog accused of wimping out on new loan rules

Consumer groups want the City regulator to bare its teeth and tackle payday lenders, writes Simon Read

Fuel poverty? It remains a scandal

I’ve written far too many times about the shaming scandal that many vulnerable older people are forced to choose between heating and eating because they can’t afford soaring energy bills.

Wonga is Britain’s most-profitable payday lender

Watchdog ‘not tough enough on loan firms’

Ban payday lender ads from children’s television?  No, says the Government. Simon Read finds out why

Fury as FCA is accused of wimping out of tough new regulations on payday loans

MPs and consumer groups have criticised the City Watchdog for lacking teeth ahead of its taking over responsibility for payday lenders next month.

Money
If you think that the kind of car dealer portrayed in Minder by Arthur Daley has been consigned to history, think again. If you can haggle on the forecourt, you can get massive discounts on a new car, reckons What Car? The magazine's mystery shoppers this month managed to negotiate a discount of 31 per cent - a saving of £18, 650 - off the price of a BMW 7 Series as it was about to be replaced by a newer model
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