As rising house prices push up demand for renting, so tenants are having to dig deeper than ever

Starter home initiative is urgently needed as rents go through the roof

Rents in England and Wales rose by 1.9 per cent in July to an average of £804

Hot property: business has been booming in estate agents this month, even though it’s the height of the summer holiday season

Heat rises for mortgage deals as UK homeowners sense a rate hike coming

The housing market should go quiet in August but instead people have been acting like cheap loans won't last. Do we really have to rush, asks Simon Read

Santander too quick to slap on the early-repayment fee

Possible penalty charges on mortgage deals are something you may have to accept if you want to get the best rates. The penalties come into play if you pay off the home loan early, leaving the lender with much less profit than it had anticipated.

Mark Carney warns that the decision is likely to come into 'sharper relief' by 'the turn of the year'

An interest rate rise may be on the way - act now to secure a better mortgage deal

Competition has driven rates down but they could start drifting upwards

Possible rate rise sees surge for new mortgages

The figures come against a backdrop of a hawkish shift in rhetoric from the Bank of England

Five questions on: Interest rate rises

Hang on, aren't interest rates stuck at record lows?

Continuing low interest rates are encouraging more people to switch to interest-only mortgages

Interest-only mortgages return to give more flexibility to borrowers

The credit crunch put a temporary end to these once-popular mortgages. But lenders are waking up to rising demand and relaxing their rules

Money Insider: Time to borrow before rates move up

We really are getting nearer to a time where finance may soon start to become more expensive

Great rate! Or is it? Watch out for the deals that mislead us

Headline-grabbing mortgage rates are often just that - once you add in high fees and read the fine print, they are not so attractive

Five Questions On: Mortgage affordability

Is it getting easier to get a loan?

The price war between mortgage lenders has sent five-year fixed-rate deals below 2 per cent

Money Insider: Borrowers can cry mortgage freedom

One in six homeowners are considering remortgaging this year

Up and away: rates will rise but your mortgage won't escape its moorings with a long-term fix

Is a 10 year mortgage deal a fix too far?

A cut-price deal for a decade-long home loan - where's the problem? Only, says Simon Read, that circumstances can change and it won't be easy to get out

Five questions on: Record-low mortgage rates

What are these deals?

HSBC becomes first bank to offer five-year fixed rate mortgage with interest rate under 2%

But borrowers must pay a 40% deposit before they can take out the deal, as well as a hefty booking fee.

Michael Williams' pension mortgage fell far short of its target and he had no option but to put his house in Maidstone on the market to cover the shortfall

Simon Read: 'Pension mortgages leave a sting in the tail as 'pie in the sky' promises fail to deliver'

One Independent reader was forced to put his family home on the market after being let down by a series of advisers and regulators

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