Bargain Hunter: MyVoucherCodes.co.uk; P&O Ferries' excursion to Calais; Ask two-for-one discounts; free iTunes voucher

* First to a fantastic website I stumbled across earlier this week, MyVoucherCodes.co.uk. The site gathers the cream of the week's reductions in one place, allowing you to simply browse a list of discounted desirables, print off a voucher and bag yourself a real bargain.

* You won't find better value for money than P&O Ferries' excursion to Calais. For an amazing £24, day-trippers receive a return crossing for a car and up to nine people, a case of South African Kumala Intulo wine and a two-for-one voucher redeemable at the ferry's restaurants. Availability is limited, so check this website for further information: www.tinyurl.com/6zqlwc.

* Speaking of two-for-one discounts on quality food, the restaurant chain Ask is offering just that, to celebrate the launch of its new menu. Print off as many vouchers as you'd like at www.tinyurl.com/ 5s2nvs, fill in your details and head to your nearest Ask to enjoy a half-price meal for two. Bear in mind, however, that the offer is not valid on Fridays or Saturdays, and will only be running until 27 November.

* A strange phenomenon has sprung up whereby websites are paying customers to shop with them. The businesses work by passing their sales commission directly on to the consumer rather than pocketing it themselves and instead focus on making money through advertising. By far the most generous is www.topcashback.co.uk.

* Finally to Sainsbury's, where every customer purchasing two chart CDs will be rewarded with a free iTunes voucher worth £15. The voucher is the standard non-expiring type, so could make a great little stocking-filler come Christmas.

Independent Partners; Do you need financial advice on your investments, pension or insurance? Book a free consultation with an independent Financial Adviser at VouchedFor.co.uk

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