Cashpoints: Best and worst in pensions

BEST investment research has produced an independent guide outlining the personal pensions that offer wide investment choice, low costs and flexibility. The guide also lists pensions to avoid. It costs pounds 10. Ring 0171-321 0100.

Most people find investment performance statistics baffling. A guide from Midland Bank manages to demystify the jargon. For a free copy call 0800 180180.

If you are still looking for a final PEP, the Money Marketing Focus survey has full performance figures for the last 10 years and highlights best buys. Produced by a trade magazine for financial professionals, the survey also offers details of the cheapest PEPs. Call 0171-292 3730.

Abbey National has launched its euro mortgage, with a variable interest rate of 4.57 per cent APR. This rate is set quarterly and is directly linked to euro money market rates. The catch is it is only available to customers who are paid in euros, or a currency pegged against the euro. Ring 0800 100807.

Egg, the Prudential's direct banking arm, has introduced new lower rates on loans. The rates are among the lowest on the market. Customers can take payment breaks and there are no penalties for early redemption. Loan rates start at 15.7 per cent for pounds 1,000 to pounds 2,499 and drop to 10.2 per cent interest for amounts over pounds 10,000. Call 0845 600 0291 for details or

Premier Fund Managers has launched the Euro 100 fund, based on the shares of the 100 largest European companies. Premier believes this fund will offer UK investors the chance to benefit from mega-mergers and takeovers across Europe. There is a 5 per cent initial charge with a 1 per cent opening discount. The fund is PEPable with a minimum lump sum of pounds 1,000 or pounds 50 per month. Call 0800 212577.

n If you are coming up to retirement and worried about falling annuity rates, you may want to consider with-profits annuities. Chartwell Investment Management, a fee-based firm of financial advisers in Bath, has produced a comprehensive guide to annuities and all other retirement options. The guide normally costs pounds 5 but is currently available free. Call 01225 321700.

Start your day with The Independent, sign up for daily news emails
ebooksAn unforgettable anthology of contemporary reportage
Latest stories from i100
Have you tried new the Independent Digital Edition apps?
Independent Dating

By clicking 'Search' you
are agreeing to our
Terms of Use.

iJobs Job Widget
iJobs Money & Business

Recruitment Genius: Digital Optimisation Executive - Marketing

£30000 - £35000 per annum: Recruitment Genius: The UK's fastest growing, multi...

Recruitment Genius: Financial Reporting Manager

£70000 - £90000 per annum: Recruitment Genius: A Financial Reporting Manager i...

Recruitment Genius: Payments Operations Assistant

£23000 - £25000 per annum: Recruitment Genius: They win lots of awards for the...

Recruitment Genius: Telephone Debt Negotiator

£13500 - £20000 per annum: Recruitment Genius: This nationwide enforcement com...

Day In a Page

Sepp Blatter resignation: The beginning of Fifa's long road to reform?

Does Blatter's departure mean Fifa will automatically clean up its act?

Don't bet on it, says Tom Peck
Charles Kennedy: The baby of the House who grew into a Lib Dem giant

The baby of the House who grew into a Lib Dem giant

Charles Kennedy was consistently a man of the centre-left, dedicated to social justice, but was also a champion of liberty and an opponent of the nanny-state, says Baroness Williams
Syria civil war: The harrowing testament of a five-year-old victim of this endless conflict

The harrowing testament of a five-year-old victim of Syria's endless civil war

Sahar Qanbar lost her mother and brother as civilians and government soldiers fought side by side after being surrounded by brutal Islamist fighters. Robert Fisk visited her
The future of songwriting: How streaming is changing everything we know about making music

The future of songwriting

How streaming is changing everything we know about making music
William Shemin and Henry Johnson: Jewish and black soldiers receive World War I Medal of Honor amid claims of discrimination

Recognition at long last

Jewish and black soldiers who fought in WWI finally receive medals after claims of discrimination
Beating obesity: The new pacemaker which helps over-eaters

Beating obesity

The new pacemaker which helps over-eaters
9 best women's festival waterproofs

Ready for rain: 9 best women's festival waterproofs

These are the macs to keep your denim dry and your hair frizz-free(ish)
Cycling World Hour Record: Nervous Sir Bradley Wiggins ready for pain as he prepares to go distance

Wiggins worried

Nervous Sir Bradley ready for pain as he prepares to attempt cycling's World Hour Record
Liverpool close in on Milner signing

Liverpool close in on Milner signing

Reds baulk at Christian Benteke £32.5m release clause
On your feet! Spending at least two hours a day standing reduces the risk of heart attacks, cancer and diabetes, according to new research

On your feet!

Spending half the day standing 'reduces risk of heart attacks and cancer'
With scores of surgeries closing, what hope is there for the David Cameron's promise of 5,000 more GPs and a 24/7 NHS?

The big NHS question

Why are there so few new GPs when so many want to study medicine?
Big knickers are back: Thongs ain't what they used to be

Thongs ain't what they used to be

Big knickers are back
Thurston Moore interview

Thurston Moore interview

On living in London, Sonic Youth and musical memoirs
In full bloom

In full bloom

Floral print womenswear
From leading man to Elephant Man, Bradley Cooper is terrific

From leading man to Elephant Man

Bradley Cooper is terrific