How does your car insurance measure up?

The table reflects one consultant's estimate of insurance premiums for selected types of motorist. It is not a ``best buy'' recommendation, but an indication of what the market will charge for different risks, so that individuals can assess their current policies. If yours seems out of line, Motor Advice could help. All quotes are for comprehensive cover.

Type of car insured

Small economy Small/medium Family model Large family Executive model model model saloon

Male age 23 (2 years no claims bonus)

Low risk area 194.00 273.00 379.00 463.00 670.00

Medium risk area 232.00 331.00 421.00 522.00 754.00

High risk area 298.00 438.00 601.00 863.00 1250.00

Female age 23 (2 years no claims bonus)

Low risk area 169.00 247.00 332.00 412.00 506.00

Medium risk area 204.00 286.00 375.00 464.00 671.00

High risk area 272.00 402.00 553.00 799.00 1133.00

Driver age 30 (max no claims discount)

Low risk area 101.00 132.00 177.00 230.00 304.00

Medium risk area 114.00 151.00 212.00 276.00 363.00

High risk area 171.00 219.00 307.00 345.00 498.00

Driver age 40 (max no claims discount)

Low risk area 93.00 108.00 123.00 193.00 242.00

Medium risk area 98.00 124.00 159.00 233.00 334.00

High risk area 152.00 181.00 252.00 302.00 374.00

Driver age 55 (max no claims discount)

Low risk area 88.00 93.00 103.00 140.00 184.00

Medium risk area 97.00 100.00 133.00 199.00 249.00

High risk area 123.00 142.00 198.00 233.00 338.00

Driver age 70 (max no claims discount)

Low risk area 88.00 98.00 115.00 172.00 184.00

Medium risk area 102.00 115.00 156.00 234.00 263.00

High risk area 152.00 165.00 219.00 293.00 376.00

Illustrative quotes for driver aged 55, 4 years no claims discount, living in Stockport

Small car (Renault Clio) Executive car (Mazda 626 2.5i GT)

Best quote: Preferred Direct 118.05 Best quote: Royal Direct 289.50

2nd: Churchill 135.30 2nd: Sun Alliance 301.25

3rd: Equity Red Star 144.00 3rd: Landmark 326.00

4th: Cornhill 150.94 4th: Guardian* 335.69

Best broker's quote 144.00 Best broker's quote 423.16

Worst direct quote 257.00 Worst direct quote 601.68

* protected bonus

Source: Motor Advice, tel: (0897 664422). Calls are charged at £1.50 a minute and should not exceed four minutes.

Start your day with The Independent, sign up for daily news emails
News
news
Arts and Entertainment
British author Helen Macdonald, pictured with Costa book of the year, 'H is for Hawk'
booksPanel hail Helen Macdonald's 'brilliantly written, muscular prose' in memoir of a grief-stricken daughter who became obsessed with training a goshawk
Sport
footballLive blog: Follow the action from the Capital One Cup semi-final
Life and Style
food + drink
PROMOTED VIDEO
ebooks
ebooksA year of political gossip, levity and intrigue from the sharpest pen in Westminster
Latest stories from i100
Have you tried new the Independent Digital Edition apps?
Independent Dating
and  

By clicking 'Search' you
are agreeing to our
Terms of Use.

iJobs Job Widget
iJobs Money & Business

Recruitment Genius: Web Developer - PHP

£16500 - £16640 per annum: Recruitment Genius: This fast growing Finance compa...

Ashdown Group: Client Services Manager - Relationship Management - London

£30000 - £32000 per annum + benefits : Ashdown Group: A highly successful, int...

Recruitment Genius: Credit Controller / Customer Service

£18000 - £20000 per annum: Recruitment Genius: This rapidly expanding business...

Guru Careers: In-House / Internal Recruiter

£25 - 28k + Bonus: Guru Careers: An In-house / Internal Recruiter is needed to...

Day In a Page

Greece elections: In times like these, the EU has far more dangerous adversaries than Syriza

Greece elections

In times like these, the EU has far more dangerous adversaries than Syriza, says Patrick Cockburn
Front National family feud? Marine Le Pen and her relatives clash over French far-right party's response to Paris terror attacks

Front National family feud?

Marine Le Pen and her relatives clash over French far-right party's response to Paris terror attacks
Woman who was sent to three Nazi death camps describes how she escaped the gas chamber

Auschwitz liberation 70th anniversary

Woman sent to three Nazi death camps describes surviving gas chamber
DSK, Dodo the Pimp, and the Carlton Hotel

The inside track on France's trial of the year

Dominique Strauss-Kahn, Dodo the Pimp, and the Carlton Hotel:
As provocative now as they ever were

Sarah Kane season

Why her plays are as provocative now as when they were written
Murder of Japanese hostage has grim echoes of a killing in Iraq 11 years ago

Murder of Japanese hostage has grim echoes of another killing

Japanese mood was against what was seen as irresponsible trips to a vicious war zone
Syria crisis: Celebrities call on David Cameron to take more refugees as one young mother tells of torture by Assad regime

Celebrities call on David Cameron to take more Syrian refugees

One young mother tells of torture by Assad regime
The enemy within: People who hear voices in their heads are being encouraged to talk back – with promising results

The enemy within

People who hear voices in their heads are being encouraged to talk back
'In Auschwitz you got used to anything'

'In Auschwitz you got used to anything'

Survivors of the Nazi concentration camp remember its horror, 70 years on
Autumn/winter menswear 2015: The uniforms that make up modern life come to the fore

Autumn/winter menswear 2015

The uniforms that make up modern life come to the fore
'I'm gay, and plan to fight military homophobia'

'I'm gay, and plan to fight military homophobia'

Army general planning to come out
Iraq invasion 2003: The bloody warnings six wise men gave to Tony Blair as he prepared to launch poorly planned campaign

What the six wise men told Tony Blair

Months before the invasion of Iraq in 2003, experts sought to warn the PM about his plans. Here, four of them recall that day
25 years of The Independent on Sunday: The stories, the writers and the changes over the last quarter of a century

25 years of The Independent on Sunday

The stories, the writers and the changes over the last quarter of a century
Homeless Veterans appeal: 'Really caring is a dangerous emotion in this kind of work'

Homeless Veterans appeal

As head of The Soldiers' Charity, Martin Rutledge has to temper compassion with realism. He tells Chris Green how his Army career prepared him
Wu-Tang Clan and The Sexual Objects offer fans a chance to own the only copies of their latest albums

Smash hit go under the hammer

It's nice to pick up a new record once in a while, but the purchasers of two latest releases can go a step further - by buying the only copy