Business

Rain (AM and PM) 4° London Hi 10°C / Lo 3°C

Bank employee who posted advice on websites is fired

By Emily Dugan

He is the rarest of creatures: a decent, likeable banker. For more than two years Tim Keirman was the mystery guardian angel of the bank charges campaign. While still working for NatWest he helped thousands of customers get their money back by posting anonymous guidance on consumer forum websites, much to the chagrin of his employers. Last week, his identity was finally discovered by the bank. Its revenge was swift, and savage.

Mr Keirman, a 34-year-old cashier and MoneySense adviser for NatWest's Cambridge branch since 1998, yesterday revealed his identity to the IoS. After a disciplinary hearing last Wednesday, he was sacked for gross misconduct.

Mr Keirman dedicated his spare time to helping customers navigate the bureaucracy needed to get their money back by offering targeted advice and leaking internal guideline documents.

Marc Gander of the website Consumer Action Group said: "People see him as a hero. He was tremendously helpful."

Mr Keirman said yesterday: "It was good to get a sense that I was helping someone. I didn't agree with our charging structure and there were a number of times when I heard the charges were ruining lives."

A spokeswoman for NatWest said last night: "We can confirm that a member of NatWest staff has recently been dismissed for gross misconduct for releasing confidential internal information without authorisation to a third party."

Post a Comment

View all comments that have been posted about this article.

Offensive or abusive comments will be removed and your IP logged and may be used to prevent further submission. In submitting a comment to the site, you agree to be bound by the Independent Minds Terms of Service.

Comments

Hero
[info]worldcycletour wrote:
Sunday, 15 February 2009 at 01:46 pm (UTC)
Fantastic work ethnics, if we were all like Tim we wouldn't be in such a mess. Its ethics like this that business should value rather than the short term gains culture. Natwest make it difficult to get YOUR money back, doesn't impress, where's the trust.
So much for Nat West - The Helping Bank!
[info]ellis60 wrote:
Sunday, 15 February 2009 at 02:11 pm (UTC)
Most decent people will say - Good for you Mr. Keirman!

Such a pity that decent honest people like this are pilloried by Idiotic, Incompetent and Selfish Management at Nat West!
May they all float in their own verbal diarrhoea very soon!
Mike
[info]gobbs123 wrote:
Sunday, 15 February 2009 at 03:15 pm (UTC)
Good on you Tim....Its a priveledge to know you and I applaud what you have done and think your sense of right and wrong regarding the banks robbing from the worse off by charging extortionate fees is spot on.....You can stand proud for the help you have given so many people. Good Luck in whatever you do next.
Gobbs
x
Gross Misconduct? More like Gross Hyprocrisy by Nat West .
[info]cziesler wrote:
Sunday, 15 February 2009 at 03:19 pm (UTC)
This vengeful and malicious action by Nat West speaks volumes of the attitude of banks towards their customers.

In the surreal world of banks it is essential to give bonuses to staff whose incompetence has lost shareholders millions, and absolutely vital to sack a Good Samaritan who in his own time was helping customers to get money back that was rightfully theirs.

Morality, morality, wherefore art thou, morality?

Chris Ziesler
silly man
[info]jezza2006 wrote:
Sunday, 15 February 2009 at 05:29 pm (UTC)
lets see if all these people come running to help him pay his mortgage and bill at the end of the month - i doubt it very much

as a whistleblower - who will employee him now.. silly man.
Re: silly man
[info]joncris wrote:
Sunday, 15 February 2009 at 10:33 pm (UTC)
Wanna bet
Re: silly man
[info]yourbank wrote:
Wednesday, 4 March 2009 at 10:55 am (UTC)
I have not asked for, nor have I accepted any money from anybody. I have a duty to deal with my own accounts and my own responsibilities. That is my intention and that is what I will be doing. Who will hire me? well, lets put it this way, at least they know who I am ;).
Hero
[info]beatrice8 wrote:
Sunday, 15 February 2009 at 06:41 pm (UTC)
I am sure that with his creativity, honesty, integrity and communication skills, Tim will find an excellent job in an environment that values his high level of competence and professionality. Sadly, it probably won't be in another bank.

Well done Tim!

Thanks Nattie
[info]niklowe wrote:
Sunday, 15 February 2009 at 08:04 pm (UTC)
I can only say that the time that I knew him on the two websites he assisted on, he was a decent human, something that the leaders of the banking world are not. Thanks again Nattie
One in a million.
[info]happyolddog wrote:
Sunday, 15 February 2009 at 08:16 pm (UTC)
The banks are morally corrupt, ripping off the poor to enrich their own coffers. I will be happy to see the day when all banks are made to pay back these ill gotten gains. I hope that Tim is recognised for his moral stance and is offered an advisory role at the CAB or maybe the FSA.

Good Luck and keep up the good work.
Happyolddog............Liam........
Mr Keirman
[info]joncris wrote:
Sunday, 15 February 2009 at 09:54 pm (UTC)
The gentleman is to be congratulated for, unlike his bosses, having a conscience. I'm sure he risked his employment with just cause & didn't like they way the banks have become blinded by greed.

Although not mentioned I also suspect many of their practices probably had an effect on his decision to expose them

The banks & those who run them, have been seen to be without conscience & motivated entirley by greed
Thanks
[info]tanzarelli wrote:
Sunday, 15 February 2009 at 11:14 pm (UTC)
Good luck for the future Nattie keep in touch.

Tanzarelli
Re: Thanks
[info]discoobs wrote:
Monday, 16 February 2009 at 12:08 pm (UTC)
All the best for the future Nattie, we are all here for you.
Good luck !
WHERE IS THE TRUST IN BANKING
[info]robster2006 wrote:
Monday, 16 February 2009 at 11:29 am (UTC)
The board of this Bank would have us believe that they offer "free impartial advice" to any one who walks in of the street, according to their adverts.

So what happens when they discover they have a champion of "free impartial advice" amongst them.

Exactly the same as if he had expressed concerns about Fred Goodwins meglamania and purchase of toxic debt from America.

Unlike Sir Fred he will not be in a position to live the life of reily and employ the likes of Phil Hall to conduct his PR.

Any body remember when Banking was based on TRUST (not me I'm not that old).

Who would you trust to look after your fiscal well beingGordon Brown or Tim Keirman?

Which ever Banking institution has the forsight to employ this man will be getting my business.
Re: WHERE IS THE TRUST IN BANKING
[info]smasher_british wrote:
Monday, 16 February 2009 at 10:49 pm (UTC)
Amen to that robster. If only there were more people like Nattie in banking, perhaps we wouldn't be in this sorry mess THEY have landed us in.

Your help & campaigning is very much appreciated by a great many people!

Smasher
jezza2006
[info]tanzarelli wrote:
Tuesday, 17 February 2009 at 06:40 am (UTC)
It seems jezza2006 is the only person who has anything negative to say about the actions of Tim.

This speaks volumes in my opinion and just goes to show that many ordinary customers refuse to be raped financially by financial firms such as banks and other lenders and are willing to bring them to account for their highly inflated charging systems and rip off insurance products which are often mis-sold or forced under duress.

The tide of change is upon us.

Perhaps the banks should wake up to the fact that there is/are/always has been and always will be decent people like Tim who are willing to risk their employment to do what is right.

There are good bankers out there
[info]seminole123 wrote:
Thursday, 19 February 2009 at 09:28 am (UTC)
Tim deserves a medal for what he did.

For years the banks have levied unfair and disproportionate charges on their customers and have become increasingly arrogant in the way they enforced them. In doing so they thought they were above the law and beyond any public accountability. People like Tim helped to bring them down a peg or two.

Given that this is Britain, it was perhaps too much to hope that there wouldn't be payback for this. Tim's sacking by Nat West was probably inevitable but nonetheless disgraceful as he recognised that what his employers did was unlawful. At the same time the Government has not only stopped people from recovering unlawful bank charges it has also suspended all complaints about them.

In the banks and this Government we have a perfect storm of incompetence, arrogance and lies.

Our very own "Man for All Seasons."
[info]gorilla_bill_k wrote:
Thursday, 19 February 2009 at 04:13 pm (UTC)
It seems somewhat poignant to me that Tim's story runs alongside the stories of blatant ineptitude and dishonesty surrounding his bosses, elsewhere in this issue. Tim was - and is - a truthful and honest man, who served others for no reward other than a clear conscience. What a contrast to those who clearly attach no value to Tim's virtues, yet expect us to trust them with our hard-earned money. The "fid" in "Fiduciary" implies that we trust them. They have betrayed this trust with their dishonesty. Tim has betrayed nobody, as he has been impeccably honest and truthful, yet his former employers clearly expected him to behave otherwise.
Better of without them
[info]thai_land wrote:
Monday, 23 February 2009 at 08:50 pm (UTC)
'I heard the charges were ruining lives'... Yes, they help themselves to my disabled mothers benefit.

Well done on all that you have achieved, hope you find work soon & thanks for the help I recieved directly of you in dealing with a severly disabled lady's claim.
Big Pat on the back for helpful ex banker.
[info]alangles wrote:
Thursday, 26 February 2009 at 09:50 pm (UTC)
Well done from all of the consumers ripped off by the banks, you have done a good job in helping people on the Consumer Action Group and your efforts are commended. Some including myself were skeptical at first, but you have come up trumps in the cause of the banking consumer. WELL DONE!

aa
Hmmm, seems like a hero but actually an total spanner
[info]indiesplendant wrote:
Tuesday, 3 March 2009 at 08:15 pm (UTC)
Yeah been to this bank loads and Tim Keirman was by far the worst employee and very rude.
Maybe he shud have been more polite then someone wudnt have informed his superiors of his activites.

I get that it seems like he was trying to be helpful but i think there may be more than meets the eye on this one. as this guy always came across as a bit of a jerk.
Re: Hmmm, seems like a hero but actually an total spanner
[info]yourbank wrote:
Wednesday, 4 March 2009 at 10:52 am (UTC)
I worked in a branch in which none of my colleagues were aware of what I did until I was suspended from the bank prior to dismissal. I was sacked for disclosing confidential information to a third party which is explained in the article. I have not appealed that decision because it was the right decision. I am by far the worst employee, I totally agree, I declined refunds on a daily basis, I said NO on a daily basis, and by night I told, perhaps those very same people, how to reclaim their charges back. I breached the duty of trust the bank had in me because of my belief that their charges were unfair. That's the unfortunately boring story. No scandal, No mystery and even worse, I am not even disgruntled by what was done.
My bad experience with NatWest
[info]natwestsukc wrote:
Tuesday, 3 March 2009 at 10:46 pm (UTC)
I think my bad experience with NatWest can be turned into a book!

Good for you Mr Keirman. I have a lot of respect for you. I think the bank has too much power to bully the mass. We need a few more people who will at least try to stand up to what they believe in.

Well done!