PEPS: The Final Countdown: Loose Change

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THE ASSOCIATION of Unit Trust and Investment Funds has published a free Guide to Individual Savings Accounts. Call 0181-207 1361 for your copy.

ROYAL & SUN Alliance has announced plans to launch a range of ISAs on 6 April, including a Unit Trust ISA with a choice of 13 unit trusts, all with a 4 per cent discount on the initial charge for buying direct. Call 0500100333.

THE COST Reduction Partnership, a business purchasing consultancy, has launched an online mobile phone tariff calculator that allows investors to choose the most cost-effective phone across all networks. Also available is a gas and electricity calculator. Contact