Anthea Turner cannot face waking up in the morning because of the stress of her financial woes, she said today.
The former GMTV and Perfect Housewife host told Hello! magazine she had struggled to deal with the "flak" and had lost the spring in her step.
The one-time TV golden girl - who turns 50 on Tuesday - had to sell her £10 million estate Barbins Grange last year.
And earlier this year businessman husband Grant Bovey was declared bankrupt after the collapse of his property company Imagine Homes.
She said: "There have been times - months, in fact - when I haven't felt a spring in my step.
"Life hasn't been fun and I've felt 'oh God, I don't want to wake up tomorrow, because it is going to bring a whole load more flak'."
Turner, who posed in a swimsuit to mark her milestone in Hello!, said she was not averse to surgery to hold back time.
"The only thing I've had done so far is a boob job, but I must admit I spend a lot of time in front of the mirror pulling the skin back on my face and thinking 'ooh, that would look a lot better'.
"My eyes are quite wrinkly and I will definitely consider surgery. I don't see any reason not to."
Turner exercises three times a week to keep her figure, but said she needed to do more to maintain her shape.
"I don't eat as much as I used to and I work out more - all to stay the same size, so I definitely feel a difference.
"I'm 8st 13lb - half a stone heavier than I was 10 years ago. And if I did nothing I wouldn't look like this."
She and Bovey famously left their marriages to be together and spent several years trying unsuccessful IVF treatments, as she suffers from endometriosis which affects fertility.