Report urges streamlining of debt advice system

The debt advice system needs to be streamlined to make it easier for consumers to understand and to offer people help at an early stage, a report suggested today.

Poulter keeps his counsel after Hong Kong win

Ian Poulter has his sights set on climbing further up the world rankings after his UBS Hong Kong Open victory yesterday, but stopped short of staking his claim for the No 1 spot. The 34-year-old shot a three-under-par 67 in the final round to finish a stroke ahead of compatriot Simon Dyson and Italian teenager Matteo Manassero.

Business Extra: SMEs after the budget cuts

Small and medium-sized businesses can rarely have enjoyed so much attention as they are gaining at the moment. It seems that hardly a day goes by without a minister or other opinion former marking them out for playing a key role in the shake-up of society that is expected to be part and parcel of the Coalition’s attempt to bring down the national deficit.

Business News In Brief: OFT set to announce Travis Perkins' takeover decision

The Office of Fair Trading (OFT) will announce if it has approved Travis Perkins's £558m takeover of builders' merchants BSS on Tuesday.

Caroline Spelman: Her curtains are shabby, but her axe is sharp

The Secretary of State for Environment, Food and Rural Affairs has efficiently identified cuts while other ministers dither. And yet, she won't take a position on wheelie bins. Matt Chorley meets Caroline Spelman

Poulter pumped up for the cup

Ian Poulter believes he still has a point to prove ahead of his third Ryder Cup appearance - and first on home soil - at Celtic Manor this weekend.

Nine months on, playing around ends in divorce for Tiger Woods and wife

Marriage to ex-model became ‘irretrievably broken’, golfer admits in court documents

£755m UK border contract scrapped

The Government ended its £750m border security contract with a consortium led by Raytheon yesterday, saying it had no confidence in the US company.

Graduate news: How to get a well-paid job as a consultant

Consultancy is one of the top 10 graduate career choices, but what do these consultants do and how can someone who has never run a business tell someone else what to do?

Record plunge in Dow stokes market panic

Stock exchange bosses and regulators were last night scrambling to explain the cause of a plunge in the Dow Jones Industrial Average, which took the index down by the largest number of points in its history and stoked panic across fragile financial markets.

World No 1 marvels at warmth of Masters welcome

American says he was more nervous about yesterday's public practice than facing press

Humble and remorseful, Woods reveals pain of 'terrible behavior'

Golfer speaks candidly at ingenuous press conference ahead of the Masters

Poulter targets second win in a row buoyed by backing of greats

Ian Poulter begins his campaign to win back-to-back World Golf Championship events today spurred on by the well-wishes of some of the game's biggest names. Arnold Palmer, Greg Norman, Nick Faldo and even Colin Montgomerie contacted Poulter after he became the first Englishman to win a WGC event at the Accenture Match Play in Tucson last month.

The Last Word: If Woods makes miracle return, he needs to say sorry again

'Broken man' has pieced together his shattered life in just a month and is set to play a round once more

Tiger leaves the big question unanswered

Woods addressed his personal issues yesterday but left the game to speculate over the date of his return – and the frame of mind he will bring back to the course
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Homeless Veterans Christmas Appeal: Drifting and forgotten - turning lives around for ex-soldiers

Homeless Veterans Christmas Appeal: Turning lives around for ex-soldiers

Our partner charities help veterans on the brink – and get them back on their feet
Putin’s far-right ambition: Think-tank reveals how Russian President is wooing – and funding – populist parties across Europe to gain influence in the EU

Putin’s far-right ambition

Think-tank reveals how Russian President is wooing – and funding – populist parties across Europe to gain influence in the EU
Tove Jansson's Moominland: What was the inspiration for Finland's most famous family?

Escape to Moominland

What was the inspiration for Finland's most famous family?
Nightclubbing with Richard Young: The story behind his latest book of celebrity photographs

24-Hour party person

Photographer Richard Young has been snapping celebrities at play for 40 years. As his latest book is released, he reveals that it wasn’t all fun and games
Michelle Obama's school dinners: America’s children have a message for the First Lady

A taste for rebellion

US children have started an online protest against Michelle Obama’s drive for healthy school meals by posting photos of their lunches
Colouring books for adults: How the French are going crazy for Crayolas

Colouring books for adults

How the French are going crazy for Crayolas
Jack Thorne's play 'Hope': What would you do as a local politician faced with an impossible choice of cuts?

What would you do as a local politician faced with an impossible choice of cuts?

Playwright Jack Thorne's latest work 'Hope' poses the question to audiences
Ed Harcourt on Romeo Beckham and life as a court composer at Burberry

Call me Ed Mozart

Paloma Faith, Lana del Ray... Romeo Beckham. Ed Harcourt has proved that he can write for them all. But it took a personal crisis to turn him from indie star to writer-for-hire
10 best stocking fillers for foodies

Festive treats: 10 best stocking fillers for foodies

From boozy milk to wasabi, give the food-lover in your life some extra-special, unusual treats to wake up to on Christmas morning
Phil Hughes head injury: He had one weakness – it has come back to haunt him

Phil Hughes had one weakness – it has come back to haunt him

Prolific opener had world at his feet until Harmison and Flintoff bounced him
'I have an age of attraction that starts as low as four': How do you deal with a paedophile who has never committed a crime?

'I am a paedophile'

Is our approach to sex offenders helping to create more victims?
How bad do you have to be to lose a Home Office contract?

How bad do you have to be to lose a Home Office contract?

Serco given Yarl’s Wood immigration contract despite ‘vast failings’
Green Party on the march in Bristol: From a lost deposit to victory

From a lost deposit to victory

Green Party on the march in Bristol
Putting the grot right into Santa's grotto

Winter blunderlands

Putting the grot into grotto
'It just came to us, why not do it naked?' London's first nude free runner captured in breathtaking images across capital

'It just came to us, why not do it naked?'

London's first nude free runner captured in breathtaking images across capital