Report urges streamlining of debt advice system

The debt advice system needs to be streamlined to make it easier for consumers to understand and to offer people help at an early stage, a report suggested today.

Poulter keeps his counsel after Hong Kong win

Ian Poulter has his sights set on climbing further up the world rankings after his UBS Hong Kong Open victory yesterday, but stopped short of staking his claim for the No 1 spot. The 34-year-old shot a three-under-par 67 in the final round to finish a stroke ahead of compatriot Simon Dyson and Italian teenager Matteo Manassero.

Business Extra: SMEs after the budget cuts

Small and medium-sized businesses can rarely have enjoyed so much attention as they are gaining at the moment. It seems that hardly a day goes by without a minister or other opinion former marking them out for playing a key role in the shake-up of society that is expected to be part and parcel of the Coalition’s attempt to bring down the national deficit.

Business News In Brief: OFT set to announce Travis Perkins' takeover decision

The Office of Fair Trading (OFT) will announce if it has approved Travis Perkins's £558m takeover of builders' merchants BSS on Tuesday.

Caroline Spelman: Her curtains are shabby, but her axe is sharp

The Secretary of State for Environment, Food and Rural Affairs has efficiently identified cuts while other ministers dither. And yet, she won't take a position on wheelie bins. Matt Chorley meets Caroline Spelman

Poulter pumped up for the cup

Ian Poulter believes he still has a point to prove ahead of his third Ryder Cup appearance - and first on home soil - at Celtic Manor this weekend.

Nine months on, playing around ends in divorce for Tiger Woods and wife

Marriage to ex-model became ‘irretrievably broken’, golfer admits in court documents

£755m UK border contract scrapped

The Government ended its £750m border security contract with a consortium led by Raytheon yesterday, saying it had no confidence in the US company.

Graduate news: How to get a well-paid job as a consultant

Consultancy is one of the top 10 graduate career choices, but what do these consultants do and how can someone who has never run a business tell someone else what to do?

Record plunge in Dow stokes market panic

Stock exchange bosses and regulators were last night scrambling to explain the cause of a plunge in the Dow Jones Industrial Average, which took the index down by the largest number of points in its history and stoked panic across fragile financial markets.

World No 1 marvels at warmth of Masters welcome

American says he was more nervous about yesterday's public practice than facing press

Humble and remorseful, Woods reveals pain of 'terrible behavior'

Golfer speaks candidly at ingenuous press conference ahead of the Masters

Poulter targets second win in a row buoyed by backing of greats

Ian Poulter begins his campaign to win back-to-back World Golf Championship events today spurred on by the well-wishes of some of the game's biggest names. Arnold Palmer, Greg Norman, Nick Faldo and even Colin Montgomerie contacted Poulter after he became the first Englishman to win a WGC event at the Accenture Match Play in Tucson last month.

The Last Word: If Woods makes miracle return, he needs to say sorry again

'Broken man' has pieced together his shattered life in just a month and is set to play a round once more

Tiger leaves the big question unanswered

Woods addressed his personal issues yesterday but left the game to speculate over the date of his return – and the frame of mind he will bring back to the course
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Day In a Page

Burgundy, the River Rhone & Provence – MS Swiss Corona - seven nights from £999pp
Lake Maggiore, Orta and the Matterhorn – seven nights from £899pp
Sicily – seven nights from £939pp
Pompeii, Capri and the Bay of Naples - seven nights from £799pp
Istanbul Ephesus & Troy – six nights from £859pp
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Alexander Fury: The designer names to look for at fashion week this season

The big names to look for this fashion week

This week, designers begin to show their spring 2015 collections in New York
Will Self: 'I like Orwell's writing as much as the next talented mediocrity'

'I like Orwell's writing as much as the next talented mediocrity'

Will Self takes aim at Orwell's rules for writing plain English
Meet Afghanistan's middle-class paint-ballers

Meet Afghanistan's middle-class paint-ballers

Toy guns proving a popular diversion in a country flooded with the real thing
Al Pacino wows Venice

Al Pacino wows Venice

Ham among the brilliance as actor premieres two films at festival
Neil Lawson Baker interview: ‘I’ve gained so much from art. It’s only right to give something back’.

Neil Lawson Baker interview

‘I’ve gained so much from art. It’s only right to give something back’.
The other Mugabe who is lining up for the Zimbabwean presidency

The other Mugabe who is lining up for the Zimbabwean presidency

Wife of President Robert Mugabe appears to have her sights set on succeeding her husband
The model of a gadget launch: Cultivate an atmosphere of mystery and excitement to sell stuff people didn't realise they needed

The model for a gadget launch

Cultivate an atmosphere of mystery and excitement to sell stuff people didn't realise they needed
Alice Roberts: She's done pretty well, for a boffin without a beard

She's done pretty well, for a boffin without a beard

Alice Roberts talks about her new book on evolution - and why her early TV work drew flak from (mostly male) colleagues
Get well soon, Joan Rivers - an inspiration, whether she likes it or not

Get well soon, Joan Rivers

She is awful. But she's also wonderful, not in spite of but because of the fact she's forever saying appalling things, argues Ellen E Jones
Doctor Who Into the Dalek review: A classic sci-fi adventure with all the spectacle of a blockbuster

A fresh take on an old foe

Doctor Who Into the Dalek more than compensated for last week's nonsensical offering
Fashion walks away from the celebrity runway show

Fashion walks away from the celebrity runway show

As the collections start, fashion editor Alexander Fury finds video and the internet are proving more attractive
Meet the stars of TV's Wolf Hall... and it's not the cast of the Tudor trilogy

Meet the stars of TV's Wolf Hall...

... and it's not the cast of the Tudor trilogy
Weekend at the Asylum: Europe's biggest steampunk convention heads to Lincoln

Europe's biggest steampunk convention

Jake Wallis Simons discovers how Victorian ray guns and the martial art of biscuit dunking are precisely what the 21st century needs
Don't swallow the tripe – a user's guide to weasel words

Don't swallow the tripe – a user's guide to weasel words

Lying is dangerous and unnecessary. A new book explains the strategies needed to avoid it. John Rentoul on the art of 'uncommunication'
Daddy, who was Richard Attenborough? Was the beloved thespian the last of the cross-generation stars?

Daddy, who was Richard Attenborough?

The atomisation of culture means that few of those we regard as stars are universally loved any more, says DJ Taylor