Report urges streamlining of debt advice system

The debt advice system needs to be streamlined to make it easier for consumers to understand and to offer people help at an early stage, a report suggested today.

Poulter keeps his counsel after Hong Kong win

Ian Poulter has his sights set on climbing further up the world rankings after his UBS Hong Kong Open victory yesterday, but stopped short of staking his claim for the No 1 spot. The 34-year-old shot a three-under-par 67 in the final round to finish a stroke ahead of compatriot Simon Dyson and Italian teenager Matteo Manassero.

Business Extra: SMEs after the budget cuts

Small and medium-sized businesses can rarely have enjoyed so much attention as they are gaining at the moment. It seems that hardly a day goes by without a minister or other opinion former marking them out for playing a key role in the shake-up of society that is expected to be part and parcel of the Coalition’s attempt to bring down the national deficit.

Business News In Brief: OFT set to announce Travis Perkins' takeover decision

The Office of Fair Trading (OFT) will announce if it has approved Travis Perkins's £558m takeover of builders' merchants BSS on Tuesday.

Caroline Spelman: Her curtains are shabby, but her axe is sharp

The Secretary of State for Environment, Food and Rural Affairs has efficiently identified cuts while other ministers dither. And yet, she won't take a position on wheelie bins. Matt Chorley meets Caroline Spelman

Poulter pumped up for the cup

Ian Poulter believes he still has a point to prove ahead of his third Ryder Cup appearance - and first on home soil - at Celtic Manor this weekend.

Nine months on, playing around ends in divorce for Tiger Woods and wife

Marriage to ex-model became ‘irretrievably broken’, golfer admits in court documents

£755m UK border contract scrapped

The Government ended its £750m border security contract with a consortium led by Raytheon yesterday, saying it had no confidence in the US company.

Graduate news: How to get a well-paid job as a consultant

Consultancy is one of the top 10 graduate career choices, but what do these consultants do and how can someone who has never run a business tell someone else what to do?

Record plunge in Dow stokes market panic

Stock exchange bosses and regulators were last night scrambling to explain the cause of a plunge in the Dow Jones Industrial Average, which took the index down by the largest number of points in its history and stoked panic across fragile financial markets.

World No 1 marvels at warmth of Masters welcome

American says he was more nervous about yesterday's public practice than facing press

Humble and remorseful, Woods reveals pain of 'terrible behavior'

Golfer speaks candidly at ingenuous press conference ahead of the Masters

Poulter targets second win in a row buoyed by backing of greats

Ian Poulter begins his campaign to win back-to-back World Golf Championship events today spurred on by the well-wishes of some of the game's biggest names. Arnold Palmer, Greg Norman, Nick Faldo and even Colin Montgomerie contacted Poulter after he became the first Englishman to win a WGC event at the Accenture Match Play in Tucson last month.

The Last Word: If Woods makes miracle return, he needs to say sorry again

'Broken man' has pieced together his shattered life in just a month and is set to play a round once more

Tiger leaves the big question unanswered

Woods addressed his personal issues yesterday but left the game to speculate over the date of his return – and the frame of mind he will bring back to the course
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Official estimates of the level of sham marriages range between 4,000 and 10,000 every year
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Damon Gameua took on a low-fat, high-sugar health food diet for 60 days
peopleAustralian director Damon Gameua was given warning by his GP
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Evidence collected by academics suggests that people find the right work-life balance at 58-years-old, towards the end of their working lives
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Actor Ezra Miller who stars in the film 'Perks of Being a Wallflower' poses for a portrait session during the 39th Ghent Film Festival on October 18, 2012 in Ghent, Belgium.
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Ukip leader Nigel Farage arrives at the Rochester by-election count
voicesIs it any wonder that Thornberry, Miliband, and Cameron have no idea about ordinary everyday life?
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sportComment: Win or lose Hamilton represents the best of Britain
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US immigration: President Obama ready to press ahead with long-promised plan to overhaul 'broken system' - but will it get past a Republican-controlled Congress?

Immigration: Obama's final frontier

The President is ready to press ahead with the long-promised plan to overhaul America's 'broken system' - but will it get past a Republican-controlled Congress?
Bill Cosby rape allegations explained: Why are these allegations coming out now? Why didn’t these women come forward earlier? And why has nobody taken legal action?

Bill Cosby rape allegations explained

Why are these allegations coming out now? Why has nobody taken legal action? And what happens next for the man once thought of as 'America's Dad'
Four years of excruciating seizures caused by the 1cm tapeworm found burrowing through a man's brain

You know that headache you’ve got?

Four years of excruciating seizures caused by the 1cm tapeworm found burrowing through a man's brain
Travelling to work by scooter is faster than walking and less sweaty than cycling, so why aren’t we all doing it?

Scoot commute

Travelling to work by scooter is faster than walking and less sweaty than cycling, so why aren’t we all doing it?
Paul Robeson: The story of how an American icon was driven to death to be told in film

The Paul Robeson story

How an American icon was driven to death to be told in film
10 best satellite navigation systems

Never get lost again: 10 best satellite navigation systems

Keep your vehicle going in the right direction with a clever device
Paul Scholes column: England must learn to keep possession and dictate games before they are exposed by the likes of Germany and Brazil

Paul Scholes column

England must learn to keep possession and dictate games before they are exposed by the likes of Germany and Brazil
Michael Dawson: I’ll thank Spurs after we win says defender as he prepares to return with Hull

Michael Dawson: I’ll thank Spurs after we win

Hull defender faces his struggling former club on Sunday ready to show what they are missing. But he says he will always be grateful to Tottenham
Frank Warren column: Dr Wu has big plans for the professionals yet he should stick to the amateur game

Frank Warren column

Dr Wu has big plans for the professionals yet he should stick to the amateur game
Synagogue attack: Fear unites both sides of Jerusalem as minister warns restoring quiet could take 'months'

Terror unites Jerusalem after synagogue attack

Rising violence and increased police patrols have left residents of all faiths looking over their shoulders
Medecins sans Frontieres: The Ebola crisis has them in the headlines, but their work goes far beyond West Africa

'How do you carry on? You have to...'

The Ebola crisis has Medecins sans Frontieres in the headlines, but their work goes far beyond West Africa
Isis extends its deadly reach with suicide bombing in Kurdish capital

Isis extends its deadly reach with suicide bombing in Kurdish capital

Residents in what was Iraq’s safest city fear an increase in jihadist attacks, reports Patrick Cockburn
Underwater photography competition winners 2014 - in pictures

'Mysterious and inviting' shot of diver wins photography competition

Stunning image of cenote in Mexico takes top prize
Sir John Major: Negative West End portrayals of politicians put people off voting

Sir John Major hits out at theatres

Negative West End portrayals of politicians put people off voting
Kicking Barbie's butt: How the growth of 3D printing enabled me to make an army of custom-made figurines

Kicking Barbie's butt

How the growth of 3D printing enabled toy-designer to make an army of custom-made figurines