Arts and Entertainment Roddy Doyle and Roy Keane as 'The Commitments' author Doyle has signed a deal to work with Keane to write the footballer's autobiography

Roddy Doyle, author of "The Commitments", has signed a deal to work with Roy Keane on the controversial ex-footballer’s latest autobiography.

How to avoid tricks of the financial trade

To get the best bank and insurance deals, you need to be let in on a few secrets, says Kate Hughes

No celebrations for Woolworths' century of managed decline

In 1909, when the American owners of Woolworths opened their first British store in Liverpool, the local newspaper, The Liverpool Courier, reported long queues outside, with shelves stripped bare of their goods before the first day of trading.

Good news for borrowers as mortgage rates fall at last

HSBC will today become the latest in a series of large mortgage lenders to trim the cost of its home loans, reducing its interest rates by up to 0.31 percentage points. In addition to cutting the cost of its fixed-rate deals – its two-year product will fall from 6.74 per cent to 6.43 per cent a year – HSBC said it would also reduce some of the fees it charges for the loans.

Co-op gears up for big 4 battle

Can the £1.57bn takeover of Somerfield help the Co-op challenge the major supermarket chains and regain its historic standing on the British high street? Nick Clark reports on a 'renaissance'

The Mortgage Clinic: 'I need to remortgage – but have no equity'

'I bought my first flat in 2006 and took out a two-year fix for 5.9 per cent, as it was a near-100 per cent loan with Northern Rock. I need to remortgage and have barely any equity in my property; my loan-to-value is still 97 per cent. Where am I going to get a mortgage? Do I have any choice other than to go on to Northern Rock's SVR?' HR, Newcastle

Darling embarrassed as Northern Rock fails to pass on rate cut

Gordon Brown sought yesterday to convince voters he is not out of touch and that he understands their anxiety about the gathering economic gloom.

MPC rate cut fails to lift mortgage misery

Bank of England lowers interest rate to 5%; Lenders reluctant to pass on 0.25% cut to borrowers

Mortgage Clinic: 'Should I take out a loan to boost my deposit?'

I'm a first-time buyer with savings of £11,500, but I'd need a much bigger deposit at the moment to get a decent mortgage rate. I'm tempted to take out a personal loan for £9,000, so that I can get a better mortgage deal. Is that a good idea?
FR, Cheltenham

House prices fall at fastest rate since 1990s

House prices fell during March at their fastest rate since the 1990s' house price crash as the credit crunch continued to take its toll on the market, figures showed today.

First-time buyers feel squeeze as lenders withdraw best deals

First-time buyers are being forced to work even harder to find a lender who will help them take their first step on the property ladder, after another handful of major banks pulled their most competitive mortgages from the market this week.

Large lenders start to exit 100 per cent mortgage market

Britain's largest lenders have begun to withdraw from the 100 per cent mortgage market, raising their prices and increasingly refusing to lend any more than 90 per cent of a property's value.

Landslide sets San Francisco's nerves on edge

It's never good news when the earth moves in San Francisco. Yesterday several hundred startled, bemused but apparently unharmed residents and business-owners gazed at a large gash of exposed earth where a chunk of Telegraph Hill, in the heart of the city, used to be.

BAA promises £750m payout

The airport operator, BAA, confirmed yesterday it will hand back cash to shareholders if the hostile bid from Ferrovial of Spain fails, but disappointed the market by saying the amount involved would be only £750m.

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Prices correct as of 17 April 2015
Where the spooks get their coffee fix: The busiest Starbucks in the US is also the most secretive

The secret CIA Starbucks

The coffee shop is deep inside the agency's forested Virginia compound
Revealed: How the Establishment closed ranks over fallout from Loch Ness Monster 'sighting'

How the Establishment closed ranks over fallout from Nessie 'sighting'

The Natural History Museum's chief scientist was dismissed for declaring he had found the monster
One million Britons using food banks, according to Trussell Trust

One million Britons using food banks

Huge surge in number of families dependent on emergency food aid
Excavation at Italian cafe to fix rising damp unearths 2,500 years of history in 3,000 amazing objects

2,500 years of history in 3,000 amazing objects

Excavation at Italian cafe to fix rising damp unearths trove
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The Hubble Space Telescope's amazing journey 25 years on

The space telescope was seen as a costly flop on its first release
Did Conservative peer Lord Ashcroft quit the House of Lords to become a non-dom?

Did Lord Ashcroft quit the House of Lords to become a non-dom?

A document seen by The Independent shows that a week after he resigned from the Lords he sold 350,000 shares in an American company - netting him $11.2m
Apple's ethnic emojis are being used to make racist comments on social media

Ethnic emojis used in racist comments

They were intended to promote harmony, but have achieved the opposite
Sir Kenneth Branagh interview: 'My bones are in the theatre'

Sir Kenneth Branagh: 'My bones are in the theatre'

The actor-turned-director’s new company will stage five plays from October – including works by Shakespeare and John Osborne
The sloth is now the face (and furry body) of three big advertising campaigns

The sloth is the face of three ad campaigns

Priya Elan discovers why slow and sleepy wins the race for brands in need of a new image
How to run a restaurant: As two newbies discovered, there's more to it than good food

How to run a restaurant

As two newbies discovered, there's more to it than good food
Record Store Day: Remembering an era when buying and selling discs were labours of love

Record Store Day: The vinyl countdown

For Lois Pryce, working in a record shop was a dream job - until the bean counters ruined it
Usher, Mary J Blige and Will.i.am to give free concert as part of the Global Poverty Project

Mary J Blige and Will.i.am to give free concert

The concert in Washington is part of the Global Citizen project, which aims to encourage young people to donate to charity
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Paul Scholes column: I hear Manchester City are closing on Pep Guardiola for next summer – but I'd also love to see Jürgen Klopp managing in England

Paul Scholes column

I hear Manchester City are closing on Pep Guardiola for next summer – but I'd also love to see Jürgen Klopp managing in England
Jessica Ennis-Hill: 'I just want to give it my best shot'

Jessica Ennis-Hill: 'I just want to give it my best shot'

The heptathlete has gone from the toast of the nation to being a sleep-deprived mum - but she’s ready to compete again. She just doesn't know how well she'll do...