Court ruling blow for credit-card claimants

More than 100,000 claims by credit-card debtors that their contracts were unenforceable – because of a loophole in the Consumer Credit Act – have been put on hold pending settlement of a handful of selected test cases.

Consumer rights: I might not be able to pay my mortgage

How to avoid getting into arrears / Making payments to an elderly parent without incurring tax / Can Ryanair get away with charging for debit cards?

Bank of England predicts lending thaw

The Bank of England is seeing the first tentative signs that lending conditions should ease for hard-pressed businesses and homebuyers over the next few months, it said yesterday, but only at a price.

Need to get your hands on some cash in a hurry? Then pawnbrokers should be a last resort

Trying to get hold of cash quickly is increasingly difficult these days – as the credit crunch has ensured that new mortgages, loans and credit cards are much harder to come by.

Blame Brown: Revenge of the whistleblower

A former HBOS executive says he has documents that prove the Prime Minister must take responsibility for the mess in the markets

Buyers can drive away a bargain – or find they're on a highway to hell

Plunging prices are tempting motorists to auction rooms. But there are pitfalls for the unwary, finds Julian Knight

Resolution bucks the trend with £600m capital raising

Cowdery's acquisition vehicle targets life insurance

London Scottish Bank put into administration

Specialist financial services group London Scottish Bank said today that it had gone into administration.

Credit-card lenders ease pressure on borrowers

Credit-card lenders have agreed to ease pressure on struggling customers after a marathon meeting with the Business Secretary, Lord Mandelson, yesterday.

Feeling the crunch? Pawnbroker offers a discreet solution

But there are less drastic ways to raise fast cash. Nargis Ahmad and Julian Knight report

Adrian Hamilton: Brown's new role as the 'Supermac' of global finance

The Prime Minister is pushing barren remedies for the world's woes

Mortgage approvals rise

Mortgage approvals rose last month for the first time in over a year but analysts said there was little prospect of a housing recovery.

Career Services

Day In a Page

Independent Travel
Pompeii, Capri & the Bay of Naples
Seven Cities of Italy
Burgundy, the River Rhone & Provence
Prague, Budapest and Vienna
Lake Garda
3.	Provence 6 nights B&B by train from £599pp
Prices correct as of 20 February 2015
Syrian conflict is the world's first 'climate change war', say scientists, but it won't be the last one

Climate change key in Syrian conflict

And it will trigger more war in future
How I outwitted the Gestapo

How I outwitted the Gestapo

My life as a Jew in wartime Berlin
The nation's favourite animal revealed

The nation's favourite animal revealed

Women like cuddly creatures whilst men like creepy-crawlies
Is this the way to get young people to vote?

Getting young people to vote

From #VOTESELFISH to Bite the Ballot
Poldark star Heida Reed: 'I don't think a single bodice gets ripped'

Poldark star Heida Reed

'I don't think a single bodice gets ripped'
The difference between America and Israel? There isn’t one

The difference between America and Israel? There isn’t one

Netanyahu knows he can get away with anything in America, says Robert Fisk
Families clubbing together to build their own affordable accommodation

Do It Yourself approach to securing a new house

Community land trusts marking a new trend for taking the initiative away from developers
Head of WWF UK: We didn’t send Cameron to the Arctic to see green ideas freeze

David Nussbaum: We didn’t send Cameron to the Arctic to see green ideas freeze

The head of WWF UK remains sanguine despite the Government’s failure to live up to its pledges on the environment
Author Kazuo Ishiguro on being inspired by shoot-outs and samurai

Author Kazuo Ishiguro on being inspired by shoot-outs and samurai

Set in a mythologised 5th-century Britain, ‘The Buried Giant’ is a strange beast
With money, corruption and drugs, this monk fears Buddhism in Thailand is a ‘poisoned fruit’

Money, corruption and drugs

The monk who fears Buddhism in Thailand is a ‘poisoned fruit’
America's first slavery museum established at Django Unchained plantation - 150 years after slavery outlawed

150 years after it was outlawed...

... America's first slavery museum is established in Louisiana
Kelly Clarkson: How I snubbed Simon Cowell and become a Grammy-winning superstar

Kelly Clarkson: How I snubbed Simon Cowell and become a Grammy-winning superstar

The first 'American Idol' winner on how she manages to remain her own woman – Jane Austen fascination and all
Tony Oursler on exploring our uneasy relationship with technology with his new show

You won't believe your eyes

Tony Oursler's new show explores our uneasy relationship with technology. He's one of a growing number of artists with that preoccupation
Ian Herbert: Peter Moores must go. He should never have been brought back to fail again

Moores must go. He should never have been brought back to fail again

The England coach leaves players to find solutions - which makes you wonder where he adds value, says Ian Herbert
War with Isis: Fears that the looming battle for Mosul will unleash 'a million refugees'

The battle for Mosul will unleash 'a million refugees'

Aid agencies prepare for vast exodus following planned Iraqi offensive against the Isis-held city, reports Patrick Cockburn