Ministers warned not to restrict credit too tightly

Consumer borrowing fell by 6 per cent in 2010, according to the Finance & Leasing Association.

Personal loan rate drops below 7%

The leading rate for a personal loan has dropped below the 7% barrier for the first time since June 2008, research showed today.

Consuming Issues: Who can you trust for sound debt advice?

Debt advice is becoming crucial as more and more people sink into a financial morass. But Coalition cutbacks mean free help – from the likes of Citizens Advice – will become relatively scarce. The charity said last week it is being forced to get rid of 500 advisers. So where does that leave all those people who need help with their debts?

Mortgage lending fell by 10 per cent in December

Mortgage lending closed the year in a depressed state with net lending contracting by £298m in December, as homeowners continued to pay off more debt than providers made new loans, figures from the Bank of England showed.

Credit card debt and unpaid mortgages delay retirement

One in 10 men over 65 has an average debt of more than £50,000. Chiara Cavaglieri reports

Fifty debt firms to go as OFT launches crackdown

Britain's debt management industry was the subject of a crackdown yesterday, with 35 companies surrendering licences and a further 15 facing disciplinary action by the Office of Fair Trading.

Consumers shun high street debt

Consumers continued to avoid borrowing to fund high street spending during November, but there was a big jump in demand for personal loans, according to the Finance & Leasing Association's latest figures.

Good news at last: change is on the cards

Looking for a loan is about to get easier, but you'll still need to hunt around, says Joe McGrath

Credit card companies fail Which? test for advice to consumers

Credit card companies regularly give consumers false or misleading information when they call to make a claim under section 75 of the Consumer Credit Act, according to new research from Which?.

Credit card borrowing in freefall

Consumers ditch the plastic as confidence in debt management falls and saving increases

British household debts reach a record high

More than half of households are struggling to repay credit cards and loans, a Bank of England survey suggested today.

Consumer borrowing falls again

Consumer borrowing continued to fall in September as people remained cautious about taking on more debt, figures showed today.

Cold calls cost CPN its consumer credit licence

A debt-management company, Compensation Professionals Network, has been stripped of its consumer credit licence for making illegal cold calls.

MP is battling to stop the greedy legal loan sharks

They prey on the hard-up and make them pay over the odds for credit. But the doorstep lenders may have met their match
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Actor Burt Reynolds last year
peopleBurt Reynolds, once among the most bankable actors in Hollywood, is set to auction his memorabilia
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The data shows that the number of “unlawfully” large infant classes has doubled in the last 12 months alone
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Homeless Veterans Christmas Appeal: ‘We give them hope. They come to us when no one else can help’

Christmas Appeal

Meet the charity giving homeless veterans hope – and who they turn to when no one else can help
Should doctors and patients learn to plan humane, happier endings rather than trying to prolong life?

Is it always right to try to prolong life?

Most of us would prefer to die in our own beds, with our families beside us. But, as a GP, Margaret McCartney sees too many end their days in a medicalised battle
Thomas Cook's outgoing boss Harriet Green got by on four hours sleep a night - is that what it takes for women to get to the top?

What does it take for women to get to the top?

Thomas Cook's outgoing boss Harriet Green got by on four hours sleep a night and told women they had to do more if they wanted to get on
Christmas jumper craze: Inside the UK factory behind this year's multicultural must-have

Knitting pretty: British Christmas Jumpers

Simmy Richman visits Jack Masters, the company behind this year's multicultural must-have
French chefs have launched a campaign to end violence in kitchens - should British restaurants follow suit?

French chefs campaign against bullying

A group of top chefs signed a manifesto against violence in kitchens following the sacking of a chef at a Paris restaurant for scalding his kitchen assistant with a white-hot spoon
Radio 4 to broadcast 10-hour War and Peace on New Year's Day as Controller warns of cuts

Just what you need on a New Year hangover...

Radio 4 to broadcast 10-hour adaptation of War and Peace on first day of 2015
Cuba set to stage its first US musical in 50 years

Cuba to stage first US musical in 50 years

Claire Allfree finds out if the new production of Rent will hit the right note in Havana
Christmas 2014: 10 best educational toys

Learn and play: 10 best educational toys

Of course you want them to have fun, but even better if they can learn at the same time
Paul Scholes column: I like Brendan Rodgers as a manager but Liverpool seem to be going backwards not forwards this season

Paul Scholes column

I like Brendan Rodgers as a manager but Liverpool seem to be going backwards not forwards this season
Lewis Moody column: Stuart Lancaster has made all the right calls – now England must deliver

Lewis Moody: Lancaster has made all the right calls – now England must deliver

So what must the red-rose do differently? They have to take the points on offer 
Cameron, Miliband and Clegg join forces for Homeless Veterans campaign

Cameron, Miliband and Clegg join forces for Homeless Veterans campaign

It's in all our interests to look after servicemen and women who fall on hard times, say party leaders
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Sol Campbell cries foul at Labour's mansion tax

The former England defender joins Myleene Klass, Griff Rhys Jones and Melvyn Bragg in criticising proposals
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Is the criticism of Miliband anti-Semitic?

Attacks on the Labour leader have coalesced around a sense that he is different, weird, a man apart. But is the criticism more sinister?
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Ouija boards are the must-have festive gift

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