Ministers warned not to restrict credit too tightly

Consumer borrowing fell by 6 per cent in 2010, according to the Finance & Leasing Association.

Personal loan rate drops below 7%

The leading rate for a personal loan has dropped below the 7% barrier for the first time since June 2008, research showed today.

Consuming Issues: Who can you trust for sound debt advice?

Debt advice is becoming crucial as more and more people sink into a financial morass. But Coalition cutbacks mean free help – from the likes of Citizens Advice – will become relatively scarce. The charity said last week it is being forced to get rid of 500 advisers. So where does that leave all those people who need help with their debts?

Mortgage lending fell by 10 per cent in December

Mortgage lending closed the year in a depressed state with net lending contracting by £298m in December, as homeowners continued to pay off more debt than providers made new loans, figures from the Bank of England showed.

Credit card debt and unpaid mortgages delay retirement

One in 10 men over 65 has an average debt of more than £50,000. Chiara Cavaglieri reports

Fifty debt firms to go as OFT launches crackdown

Britain's debt management industry was the subject of a crackdown yesterday, with 35 companies surrendering licences and a further 15 facing disciplinary action by the Office of Fair Trading.

Consumers shun high street debt

Consumers continued to avoid borrowing to fund high street spending during November, but there was a big jump in demand for personal loans, according to the Finance & Leasing Association's latest figures.

Good news at last: change is on the cards

Looking for a loan is about to get easier, but you'll still need to hunt around, says Joe McGrath

Credit card companies fail Which? test for advice to consumers

Credit card companies regularly give consumers false or misleading information when they call to make a claim under section 75 of the Consumer Credit Act, according to new research from Which?.

Credit card borrowing in freefall

Consumers ditch the plastic as confidence in debt management falls and saving increases

British household debts reach a record high

More than half of households are struggling to repay credit cards and loans, a Bank of England survey suggested today.

Consumer borrowing falls again

Consumer borrowing continued to fall in September as people remained cautious about taking on more debt, figures showed today.

Cold calls cost CPN its consumer credit licence

A debt-management company, Compensation Professionals Network, has been stripped of its consumer credit licence for making illegal cold calls.

MP is battling to stop the greedy legal loan sharks

They prey on the hard-up and make them pay over the odds for credit. But the doorstep lenders may have met their match
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