Julian Knight: In debt? Then steer clear of these IVA rip-off merchants

Coming out of recession is often the most dangerous time for your personal finances.

Getting back on your feet when facing the threat of bankruptcy

Mounting 'debt-lag' is leaving record numbers insolvent. Rob Griffin assesses the options available for those suffering financial distress

Simon Read: Why it never pays to hide your debts from your family

Do you lie to your family about how much you owe? One in five of us does, according to research published this week by the Post Office. Apart from the problems that lying can bring to a relationship, there is the pressure that people in debt bring on themselves by not opening up to those close to them.

JP Morgan boss predicts strong recovery after profits soar

The head of US banking giant JP Morgan harboured hopes of a "strong recovery" today after the group posted a 54% profits hike for the first three months of 2010.

Low pound leaves expats struggling with UK debt

British expats struggling to cope with the dive in the value of the pound has led to a substantial increase in the number asking for help with their debts.

Simon Read: Action at last against claims managers

I have often written about claims management companies in this column as I believe their activities to be largely reprehensible. They prey on hard-up people by telling them that they can write off their debts and be free of financial worries. But often they simple take a fee from a desperate person and do nothing to help them, leaving then in an even worse position.

Money Matters: 'Why am I being refused credit?'

Debt advice from the Kevin Boon of the Consumer Credit Counselling Service

David Prosser: Why bend to the plastic providers?

Outlook: The test of these rules will come not this year, but during the next expansion of consumer credit

Simon Read: Cracking down on claims management firms

The net seems to be closing on claims management companies as the authorities are finally getting tough with them. Claims management companies are the firms which advertise widely on daytime television and in down-market newspapers with promises that people can write off their debts or claim compensation from credit card companies and banks through some legal loophole. The Ministry of Justice recently announced an investigation into the work of one of the most vocal claims managers, Cartel Client Review.

Money Matters: 'Is bankruptcy for me?'

Debt advice from the Kevin Boon of the Consumer Credit Counselling Service

Massive rise in interest rates on personal loans

Cost of borrowing jumps by 42 per cent as banks seek to discourage bad debtors

Money Matters: 'Can a debt collector reveal details of my debt?'

Debt advice from the Kevin Boon of the Consumer Credit Counselling Service

VAT hike sparks instalment credit jump

Store instalment credit jumped sharply during December as consumers bought things on the never-never to beat the impending VAT hike, figures showed today.

Kim Jong Un gives field guidance during his inspection of the Korean People's Army (KPA) Naval Unit 167
newsSouth Korean reports suggest rumours of a coup were unfounded
Arts and Entertainment
You could be in the Glastonbury crowd next summer if you follow our tips for bagging tickets this week
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It is believed that historically rising rates of alcohol consumption have contributed to the increase
food + drink
More than 90 years of car history are coming to an end with the abolition of the paper car-tax disc
newsThis and other facts you never knew about the paper circle - completely obsolete tomorrow
Piers Morgan tells Scots they might not have to suffer living on the same island as him if they vote ‘No’ to Scottish Independence
peopleBroadcaster has a new role bringing 'the big stories that matter' to US
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Kylie performs during her Kiss Me Once tour
musicReview: 26 years on from her first single, the pop princess tries just a bit too hard at London's O2
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Moves to regulate e-cigarettes and similar products as medicines come amid increasing evidence of their effectiveness
healthHuge anti-smoking campaign kicks off on Wednesday
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fashionEveryone, apparently
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voicesJustine Elyot: Since Fifty Shades there's no need to be secretive about it — everyone's at it
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Isis is an hour from Baghdad, the Iraq army has little chance against it, and air strikes won't help

Isis an hour away from Baghdad -

and with no sign of Iraq army being able to make a successful counter-attack
Turner Prize 2014 is frustratingly timid

Turner Prize 2014 is frustratingly timid

The exhibition nods to rich and potentially brilliant ideas, but steps back
Last chance to see: Half the world’s animals have disappeared over the last 40 years

Last chance to see...

The Earth’s animal wildlife population has halved in 40 years
So here's why teenagers are always grumpy - and it's not what you think

Truth behind teens' grumpiness

Early school hours mess with their biological clocks
Why can no one stop hackers putting celebrities' private photos online?

Hacked photos: the third wave

Why can no one stop hackers putting celebrities' private photos online?
Royal Ballet star dubbed 'Charlize Theron in pointe shoes' takes on Manon

Homegrown ballerina is on the rise

Royal Ballet star Melissa Hamilton is about to tackle the role of Manon
Education, eduction, education? Our growing fascination with what really goes on in school

Education, education, education

TV documentaries filmed in classrooms are now a genre in their own right
It’s reasonable to negotiate with the likes of Isis, so why don’t we do it and save lives?

It’s perfectly reasonable to negotiate with villains like Isis

So why don’t we do it and save some lives?
This man just ran a marathon in under 2 hours 3 minutes. Is a 2-hour race in sight?

Is a sub-2-hour race now within sight?

Dennis Kimetto breaks marathon record
We shall not be moved, say Stratford's single parents fighting eviction

Inside the E15 'occupation'

We shall not be moved, say Stratford single parents
Air strikes alone will fail to stop Isis

Air strikes alone will fail to stop Isis

Talks between all touched by the crisis in Syria and Iraq can achieve as much as the Tornadoes, says Patrick Cockburn
Nadhim Zahawi: From a refugee on welfare to the heart of No 10

Nadhim Zahawi: From a refugee on welfare to the heart of No 10

The Tory MP speaks for the first time about the devastating effect of his father's bankruptcy
Witches: A history of misogyny

Witches: A history of misogyny

The sexist abuse that haunts modern life is nothing new: women have been 'trolled' in art for 500 years
Shona Rhimes interview: Meet the most powerful woman in US television

Meet the most powerful woman in US television

Writer and producer of shows like Grey's Anatomy, Shonda Rhimes now has her own evening of primetime TV – but she’s taking it in her stride
'Before They Pass Away': Endangered communities photographed 'like Kate Moss'

Endangered communities photographed 'like Kate Moss'

Jimmy Nelson travelled the world to photograph 35 threatened tribes in an unashamedly glamorous style