Julian Knight: In debt? Then steer clear of these IVA rip-off merchants

Coming out of recession is often the most dangerous time for your personal finances.

Getting back on your feet when facing the threat of bankruptcy

Mounting 'debt-lag' is leaving record numbers insolvent. Rob Griffin assesses the options available for those suffering financial distress

Simon Read: Why it never pays to hide your debts from your family

Do you lie to your family about how much you owe? One in five of us does, according to research published this week by the Post Office. Apart from the problems that lying can bring to a relationship, there is the pressure that people in debt bring on themselves by not opening up to those close to them.

JP Morgan boss predicts strong recovery after profits soar

The head of US banking giant JP Morgan harboured hopes of a "strong recovery" today after the group posted a 54% profits hike for the first three months of 2010.

Low pound leaves expats struggling with UK debt

British expats struggling to cope with the dive in the value of the pound has led to a substantial increase in the number asking for help with their debts.

Simon Read: Action at last against claims managers

I have often written about claims management companies in this column as I believe their activities to be largely reprehensible. They prey on hard-up people by telling them that they can write off their debts and be free of financial worries. But often they simple take a fee from a desperate person and do nothing to help them, leaving then in an even worse position.

Money Matters: 'Why am I being refused credit?'

Debt advice from the Kevin Boon of the Consumer Credit Counselling Service

David Prosser: Why bend to the plastic providers?

Outlook: The test of these rules will come not this year, but during the next expansion of consumer credit

Simon Read: Cracking down on claims management firms

The net seems to be closing on claims management companies as the authorities are finally getting tough with them. Claims management companies are the firms which advertise widely on daytime television and in down-market newspapers with promises that people can write off their debts or claim compensation from credit card companies and banks through some legal loophole. The Ministry of Justice recently announced an investigation into the work of one of the most vocal claims managers, Cartel Client Review.

Money Matters: 'Is bankruptcy for me?'

Debt advice from the Kevin Boon of the Consumer Credit Counselling Service

Massive rise in interest rates on personal loans

Cost of borrowing jumps by 42 per cent as banks seek to discourage bad debtors

Money Matters: 'Can a debt collector reveal details of my debt?'

Debt advice from the Kevin Boon of the Consumer Credit Counselling Service

VAT hike sparks instalment credit jump

Store instalment credit jumped sharply during December as consumers bought things on the never-never to beat the impending VAT hike, figures showed today.

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Pompeii, Capri & the Bay of Naples
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War with Isis: Iraq's government fights to win back Tikrit from militants - but then what?

Baghdad fights to win back Tikrit from Isis – but then what?

Patrick Cockburn reports from Kirkuk on a conflict which sectarianism has made intractable
Living with Alzheimer's: What is it really like to be diagnosed with early-onset dementia?

What is it like to live with Alzheimer's?

Depicting early-onset Alzheimer's, the film 'Still Alice' had a profound effect on Joy Watson, who lives with the illness. She tells Kate Hilpern how she's coped with the diagnosis
The Internet of Things: Meet the British salesman who gave real-world items a virtual life

Setting in motion the Internet of Things

British salesman Kevin Ashton gave real-world items a virtual life
Election 2015: Latest polling reveals Tories and Labour on course to win the same number of seats - with the SNP holding the balance of power

Election 2015: A dead heat between Mr Bean and Dick Dastardly!

Lord Ashcroft reveals latest polling – and which character voters associate with each leader
Audiences queue up for 'true stories told live' as cult competition The Moth goes global

Cult competition The Moth goes global

The non-profit 'slam storytelling' competition was founded in 1997 by the novelist George Dawes Green and has seen Malcolm Gladwell, Salman Rushdie and Molly Ringwald all take their turn at the mic
Pakistani women come out fighting: A hard-hitting play focuses on female Muslim boxers

Pakistani women come out fighting

Hard-hitting new play 'No Guts, No Heart, No Glory' focuses on female Muslim boxers
Leonora Carrington transcended her stolid background to become an avant garde star

Surreal deal: Leonora Carrington

The artist transcended her stolid background to become an avant garde star
LGBT History Month: Pupils discuss topics from Sappho to same-sex marriage

Education: LGBT History Month

Pupils have been discussing topics from Sappho to same-sex marriage
11 best gel eyeliners

Go bold this season: 11 best gel eyeliners

Use an ink pot eyeliner to go bold on the eyes with this season's feline flicked winged liner
Cricket World Cup 2015: Tournament runs riot to make the event more hit than miss...

Cricket World Cup runs riot to make the event more hit than miss...

The tournament has reached its halfway mark and scores of 300 and amazing catches abound. One thing never changes, though – everyone loves beating England
Katarina Johnson-Thompson: Heptathlete ready to jump at first major title

Katarina Johnson-Thompson: Ready to jump at first major title

After her 2014 was ruined by injury, 21-year-old Briton is leading pentathlete going into this week’s European Indoors. Now she intends to turn form into gold
Syrian conflict is the world's first 'climate change war', say scientists, but it won't be the last one

Climate change key in Syrian conflict

And it will trigger more war in future
How I outwitted the Gestapo

How I outwitted the Gestapo

My life as a Jew in wartime Berlin
The nation's favourite animal revealed

The nation's favourite animal revealed

Women like cuddly creatures whilst men like creepy-crawlies
Is this the way to get young people to vote?

Getting young people to vote

From #VOTESELFISH to Bite the Ballot