Julian Knight: In debt? Then steer clear of these IVA rip-off merchants

Coming out of recession is often the most dangerous time for your personal finances.

Getting back on your feet when facing the threat of bankruptcy

Mounting 'debt-lag' is leaving record numbers insolvent. Rob Griffin assesses the options available for those suffering financial distress

Simon Read: Why it never pays to hide your debts from your family

Do you lie to your family about how much you owe? One in five of us does, according to research published this week by the Post Office. Apart from the problems that lying can bring to a relationship, there is the pressure that people in debt bring on themselves by not opening up to those close to them.

JP Morgan boss predicts strong recovery after profits soar

The head of US banking giant JP Morgan harboured hopes of a "strong recovery" today after the group posted a 54% profits hike for the first three months of 2010.

Low pound leaves expats struggling with UK debt

British expats struggling to cope with the dive in the value of the pound has led to a substantial increase in the number asking for help with their debts.

Simon Read: Action at last against claims managers

I have often written about claims management companies in this column as I believe their activities to be largely reprehensible. They prey on hard-up people by telling them that they can write off their debts and be free of financial worries. But often they simple take a fee from a desperate person and do nothing to help them, leaving then in an even worse position.

Money Matters: 'Why am I being refused credit?'

Debt advice from the Kevin Boon of the Consumer Credit Counselling Service

David Prosser: Why bend to the plastic providers?

Outlook: The test of these rules will come not this year, but during the next expansion of consumer credit

Simon Read: Cracking down on claims management firms

The net seems to be closing on claims management companies as the authorities are finally getting tough with them. Claims management companies are the firms which advertise widely on daytime television and in down-market newspapers with promises that people can write off their debts or claim compensation from credit card companies and banks through some legal loophole. The Ministry of Justice recently announced an investigation into the work of one of the most vocal claims managers, Cartel Client Review.

Money Matters: 'Is bankruptcy for me?'

Debt advice from the Kevin Boon of the Consumer Credit Counselling Service

Massive rise in interest rates on personal loans

Cost of borrowing jumps by 42 per cent as banks seek to discourage bad debtors

Money Matters: 'Can a debt collector reveal details of my debt?'

Debt advice from the Kevin Boon of the Consumer Credit Counselling Service

VAT hike sparks instalment credit jump

Store instalment credit jumped sharply during December as consumers bought things on the never-never to beat the impending VAT hike, figures showed today.

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