Julian Knight: After 350 years, Bankers at last get something right – scrapping cheques

How dare they? Those damned bankers, not content with getting the legal seal of approval on sky-high current account charges, paying themselves bonuses for doing jobs they wouldn't even have if it weren't for the taxpayer, they now, horror of horrors, want to get rid of the good, old, reliable cheque.

Simon Read: Spending won't lead to a happy Christmas

More than half of people who use a credit or store card feel that meeting the minimum repayment is a burden, according to research published this week by the Office for National Statistics (ONS). Alarmingly, 15 per cent of people fail to meet some of their repayments, the ONS said. On the other hand, the same survey reported that household wealth reached a record £9 trillion in Great Britain between 2006 and 2008, with the average wealth of households estimated at a healthy-looking £204,500.

The high cost of debt to your wellbeing

People with mental health issues can face difficulties managing their money, leading to debt problems. Neasa MacEarlean finds out what help is available

Consumers repay record levels of debt as new home loans rise

Britons cut their credit card, loan and overdraft debts by £579m in October

Consumers continuing to pay off debts

Consumers repaid a record level of unsecured debt during October as they continued to focus on improving their finances in the face of the recession, figures showed today.

Simon Read: Do so many people need to lose homes?

The number of people facing the misery of repossession is falling, which is great news. The Council of Mortgage Lenders this week slashed its repossession predictions for the year to 48,000. Earlier in the year, it predicted some 75,000 people could lose their homes in 2009. Is this a sign that the recession really is over for home owners and the good times are back?

Simon Read: No more chances for dodgy debt advisers

Debt management firms are facing a new crackdown by the Office of Fair Trading. Explaining the review which will examine the advertising and business practices of the firms Ray Watson, OFT director of consumer credit, said: "A recent increase in formal OFT enforcement action, rising complaints and new problems emerging in the market suggest that some businesses are still not meeting minimum standards."

Mortgage borrowing increases

Homeowners' mortgage borrowing increased in September while the number of loans approved for house purchase also grew, figures showed today.

Recession closes 26,000 shops in nine months

Nearly 26,000 shops went out of business in the first nine months of this year, with multiple retailers as badly affected as independents.

Signs of life in the housing market

Amid the continuing economic gloom, the British Bankers' Association provided a ray of light yesterday, saying that the number of home loans approved was back up to levels last seen at the end of 2007.

Bad day for US banking

Bank of america yesterday showed that America's banking system is not yet out of the woods, slumping to a $1bn (£613m) third-quarter loss.

JPMorgan results help Dow power past 10,000

Wall Street giant beats forecast with $3.6bn earnings

Business Diary: 10/10/2009

Place your bets in the airline strike stakes

Do you think Paddy Power's market on which airline will suffer a major industrial dispute first is just a bit mean-spirited? It is offering odds of 1/2 that British Airways workers will be the first to stage a walkout, or you can back Aer Lingus at 6/4. Still, it might be one way to raise money for a new flight.

David Prosser: Is the Bank's QE gamble paying off?

Outlook: Your "open meeting" is my "crisis summit", as the Bank of England has discovered after inviting 50 leading economists into Threadneedle Street for a chat about the progress of its quantitative easing initiative.

How to dodge the recession rip-offs and online scams

The credit crunch has brought with it an big increase in fraud. Kate Hughes looks at how to avoid becoming a victim
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Independent Travel
Pompeii, Capri & the Bay of Naples
Dubrovnik, the Dalmatian Coast & Montenegro
Burgundy, the River Rhone & Provence
Lisbon, Oporto and the Douro Valley
Lake Garda, Venice & Verona
Spain
Prices correct as of 23 January 2015
Syria crisis: Celebrities call on David Cameron to take more refugees as one young mother tells of torture by Assad regime

Celebrities call on David Cameron to take more Syrian refugees

One young mother tells of torture by Assad regime
Iraq invasion 2003: The bloody warnings six wise men gave to Tony Blair as he prepared to launch poorly planned campaign

What the six wise men told Tony Blair

Months before the invasion of Iraq in 2003, experts sought to warn the PM about his plans. Here, four of them recall that day
25 years of The Independent on Sunday: The stories, the writers and the changes over the last quarter of a century

25 years of The Independent on Sunday

The stories, the writers and the changes over the last quarter of a century
Homeless Veterans appeal: 'Really caring is a dangerous emotion in this kind of work'

Homeless Veterans appeal

As head of The Soldiers' Charity, Martin Rutledge has to temper compassion with realism. He tells Chris Green how his Army career prepared him
Wu-Tang Clan and The Sexual Objects offer fans a chance to own the only copies of their latest albums

Smash hit go under the hammer

It's nice to pick up a new record once in a while, but the purchasers of two latest releases can go a step further - by buying the only copy
Geeks who rocked the world: Documentary looks back at origins of the computer-games industry

The geeks who rocked the world

A new documentary looks back at origins of the computer-games industry
Belle & Sebastian interview: Stuart Murdoch reveals how the band is taking a new direction

Belle & Sebastian is taking a new direction

Twenty years ago, Belle & Sebastian was a fey indie band from Glasgow. It still is – except today, as prime mover Stuart Murdoch admits, it has a global cult following, from Hollywood to South Korea
America: Land of the free, home of the political dynasty

America: Land of the free, home of the political dynasty

These days in the US things are pretty much stuck where they are, both in politics and society at large, says Rupert Cornwell
A graphic history of US civil rights – in comic book form

A graphic history of US civil rights – in comic book form

A veteran of the Fifties campaigns is inspiring a new generation of activists
Winston Churchill: the enigma of a British hero

Winston Churchill: the enigma of a British hero

A C Benson called him 'a horrid little fellow', George Orwell would have shot him, but what a giant he seems now, says DJ Taylor
Growing mussels: Precious freshwater shellfish are thriving in a unique green project

Growing mussels

Precious freshwater shellfish are thriving in a unique green project
Diana Krall: The jazz singer on being friends with Elton John, outer space and skiing in Dubai

Diana Krall interview

The jazz singer on being friends with Elton John, outer space and skiing in Dubai
Pinstriped for action: A glimpse of what the very rich man will be wearing this winter

Pinstriped for action

A glimpse of what the very rich man will be wearing this winter
Russell T Davies & Ben Cook: 'Our friendship flourished online. You can share some very revelatory moments at four in the morning…'

Russell T Davies & Ben Cook: How we met

'Our friendship flourished online. You can share some very revelatory moments at four in the morning…'
Bill Granger recipes: Our chef serves up his favourite Japanese dishes

Bill Granger's Japanese recipes

Stock up on mirin, soy and miso and you have the makings of everyday Japanese cuisine