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Late Sturridge goal punishes Denmark

Insurance brokers make claim for unfair treatment by FCA

Ten industry investigations within nine months branded disproportionate

Sean Matthews clears Christmas decorations and personal belongings from his home in Yalding, Kent, after it was flooded during the recent bad weather

More bad weather threatens further floods as thousands STILL without power

Another band of heavy rain and strong winds is expected on Monday and New Years Eve, bringing further floods and disruption

David Cameron with residents in Yalding, Kent

UK weather: Yalding villagers cut off by flood confront David Cameron

Prime Minister praises ‘real spirit’ of storm victims in Kent left without power for five days

Costa Concordia insurance claim bill to rise to £1.2bn

Claims from the Costa Concordia disaster are set to break through the $2bn (£1.2bn) barrier next year because of difficulties experts have faced salvaging the 114,500-ton liner, insurance experts warned today.

2013 - the business year in review: Happy days may be on their way

The scandals continued, but the main message the City took home from 2013 was that the good times are back

2013 - the year in review: Very public justice for Chris Huhne and Nigella Lawson

In the harsh glare of legal inquisition, embarrassing personal failings are among the first things to come out

Twanda Blount helps her grandfather Chocolate Blount, 91, a 'hospice survivor', at their Alabama home

US health companies accused over jump in 'hospice survivors'

Whistleblowers say hospices treat non-terminal patients to earn more from Medicare programme

Goldstein in 2003; as 'Screw' foundered, his fortunes declined and he became bankrupt

Al Goldstein: Founder of ‘Screw’ who dedicated his career to raging against religion and the establishment

Al Goldstein was the publisher of Screw magazine who smashed down US legal barriers against pornography and raged against politicians, organised religion and good taste.

The FCA racks up a record total of £472m in fines in its first year

FCA will take action where the expected standards are not met

Aviva sets aside £100m for clients’ compensation claims

Aviva has been forced to set aside almost £100m after two former workers in its fund management arm breached its trading policy.   

David Tennant and Gregory Doran join forces again for this lucid and gripping account of Richard II

David Tennant: When stars become salesmen they also become cheap

The actor is brilliant as  Richard II, but why does he choose to  appear in a television advert?

The UK-based charity Practical Action has given British urban landmarks 'make-unders' to highlight the plight of the world's slums

Slum Britain: UK cities given ‘make-unders’ to show what life would be like if Buckingham Palace and the Houses of Parliament were in shanty towns

Government pledges support to Practical Action campaign for sanitation in world’s poorest cities

Wait for it...Obama is to make a statement on the NSA after his holiday

Barack Obama puts his 'annus horribilis' on hold

Edward Snowden's revelations about the NSA have wounded the President almost as much as the disastrous roll-out of his healthcare reform

EU red tape means mothers-to-be in the UK may no longer be able to give birth at a place of their choice

New EU directives put independent midwives under threat

From February, it will be illegal for them to be registered without professional insurance, which many cannot afford

Accidents will happen: But at least drivers may be able to put a dent in their insurance costs

Drive down the cost of your car insurance

Motorists feel they pay too much and now the regulators have caught up. Chiara Cavaglieri and Julian Knight see how you can take control

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Day In a Page

Independent Travel
Burgundy, the River Rhone & Provence – Five-star MS Swiss Corona 7 nights from £999pp
Lake Como St Moritz & the Bernina Express 7 nights from £809pp
Vietnam
Lake Maggiore, Orta & the Matterhorn 7 nights from £939pp
South Africa
Spain
Prices correct as of 19 December 2014
Aren’t you glad you didn’t say that? The worst wince-and-look-away quotes of the year

Aren’t you glad you didn’t say that?

The worst wince-and-look-away quotes of the year
Hollande's vanity project is on a high-speed track to the middle of nowhere

Vanity project on a high-speed track to nowhere

France’s TGV network has become mired in controversy
Sports Quiz of the Year

Sports Quiz of the Year

So, how closely were you paying attention during 2014?
Alexander Armstrong on insulting Mary Berry, his love of 'Bargain Hunt', and life as a llama farmer

Alexander Armstrong on insulting Mary Berry and his love of 'Bargain Hunt'

From Armstrong and Miller to Pointless
Sanchez helps Gunners hold on after Giroud's moment of madness

Sanchez helps Gunners hold on

Olivier Giroud's moment of madness nearly costs them
A Christmas without hope: Fears grow in Gaza that the conflict with Israel will soon reignite

Christmas without hope

Gaza fears grow that conflict with Israel will soon reignite
After 150 years, you can finally visit the grisliest museum in the country

The 'Black Museum'

After 150 years, you can finally visit Britain's grisliest museum
No ho-ho-hos with Nick Frost's badass Santa

No ho-ho-hos with Nick Frost's badass Santa

Doctor Who Christmas Special TV review
Chilly Christmas: Swimmers take festive dip for charity

Chilly Christmas

Swimmers dive into freezing British waters for charity
Veterans' hostel 'overwhelmed by kindness' for festive dinner

Homeless Veterans appeal

In 2010, Sgt Gary Jamieson stepped on an IED in Afghanistan and lost his legs and an arm. He reveals what, and who, helped him to make a remarkable recovery
Isis in Iraq: Yazidi girls killing themselves to escape rape and imprisonment by militants

'Jilan killed herself in the bathroom. She cut her wrists and hanged herself'

Yazidi girls killing themselves to escape rape and imprisonment
Ed Balls interview: 'If I think about the deficit when I'm playing the piano, it all goes wrong'

Ed Balls interview

'If I think about the deficit when I'm playing the piano, it all goes wrong'
He's behind you, dude!

US stars in UK panto

From David Hasselhoff to Jerry Hall
Grace Dent's Christmas Quiz: What are you – a festive curmudgeon or top of the tree?

Grace Dent's Christmas Quiz

What are you – a festive curmudgeon or top of the tree?
Nasa planning to build cloud cities in airships above Venus

Nasa planning to build cloud cities in airships above Venus

Planet’s surface is inhospitable to humans but 30 miles above it is almost perfect