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Late Sturridge goal punishes Denmark

Don’t put your boiler on the back-burner: check that you’re fully covered in the event of your central heating breaking down

Savvy Money: Going away? Make sure your home cover is leak-proof

Burst pipes or broken boilers are bad enough so don't let your insurance leave you high and dry

The Business Matrix: Saturday 21 December 2013

Thames drops bid to raise water bills

Factories will be paid to switch off their electricity during times of highest demand next winter

Ofgem's plan to keep the lights on: Factories to be paid to cut back electricity use

The initiative is aimed at the highest industrial users of power who will be encouraged to switch maximum output away from afternoons and evenings

Motorists hit by £200m rip-off on insurance

Competition watchdog says premiums are being inflated by excessive costs

Outlook: The real reason we pay so much for car insurance...

Outlook There's a popular narrative that holds that the only reason we pay inflated car insurance premiums is an epidemic of false whiplash injury claims generated by ambulance-chasing lawyers.

Scottish universities have the cheapest cost of living in the UK

It can cost up to twice as much to study in London as it does Edinburgh, according to new research

Vitamin pills are a waste of money, offer no health benefits and could be harmful - study

Evidence from the study suggested that 'supplementing the diet of well-nourished adults...has no clear benefit and might even be harmful'

Car insurance premiums 'too high', says Competition Commission

Competition Commission warns that too many drivers are footing the bill for "unnecessary" costs

John Darwin has reportedly been arrested after he left the country without permission

John Darwin: Man who faked his own death held for leaving country without permission

John Darwin, the man who faked his death in a canoe accident and then handed himself in to the police feigning amnesia, has reportedly been arrested after he left the country without permission to meet a woman in Ukraine.

The Business Matrix: Tuesday 17 December 2013

General Atlantic buys MeteoGroup

Julia Peyton-Jones, co-director of the Serpentine Gallery - Peyton-Jones has taken a 60% pay rise

Serpentine charity boss Julia Peyton-Jones took 60 per cent pay rise

Gallery attacked for spending too much of its budget on senior salaries

Lloyd's of London appoints first ever female chief executive Inga Beale

Lloyd's of London insurance has appointed its first ever female chief executive in its 325-year history, succeeding Richard Ward.

RSA faces takeover pressure as chief executive Simon Lee quits

RSA warned it will need to set aside another £130 million to pay out for personal injury claims in its Irish unit

The Business Matrix: Monday 16 December 2013

Moncler skis off with £2bn float

Cutting costs: A typical life and critical illness policy for a 35-year-old non-smoker costs £35 per month

Medical insurance is nursed back to health

Petty exclusions that used to plague buyers of critical illness policies are being overhauled – and not before time – says Chiara Cavaglieri

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Day In a Page

Burgundy, the River Rhone & Provence – MS Swiss Corona - seven nights from £999pp
Lake Maggiore, Orta and the Matterhorn – seven nights from £899pp
Sicily – seven nights from £939pp
Pompeii, Capri and the Bay of Naples - seven nights from £799pp
Istanbul Ephesus & Troy – six nights from £859pp
Mary Rose – two nights from £319pp
Backhanders, bribery and abuses of power have soared in China as economy surges

Bribery and abuses of power soar in China

The bribery is fuelled by the surge in China's economy but the rules of corruption are subtle and unspoken, finds Evan Osnos, as he learns the dark arts from a master
Commonwealth Games 2014: Highland terriers stole the show at the opening ceremony

Highland terriers steal the show at opening ceremony

Gillian Orr explores why a dog loved by film stars and presidents is finally having its day
German art world rocked as artists use renowned fat sculpture to distil schnapps

Brewing the fat from artwork angers widow of sculptor

Part of Joseph Beuys' 1982 sculpture 'Fettecke' used to distil schnapps
BBC's The Secret History of Our Streets reveals a fascinating window into Britain's past

BBC takes viewers back down memory lane

The Secret History of Our Streets, which returns with three films looking at Scottish streets, is the inverse of Benefits Street - delivering warmth instead of cynicism
Joe, film review: Nicolas Cage delivers an astonishing performance in low budget drama

Nicolas Cage shines in low-budget drama Joe

Cage plays an ex-con in David Gordon Green's independent drama, which has been adapted from a novel by Larry Brown
How to make your own gourmet ice lollies, granitas, slushy cocktails and frozen yoghurt

Make your own ice lollies and frozen yoghurt

Think outside the cool box for this summer's tempting frozen treats
Ford Fiesta is UK's most popular car of all-time, with sales topping 4.1 million since 1976

Fiesta is UK's most popular car of all-time

Sales have topped 4.1 million since 1976. To celebrate this milestone, four Independent writers recall their Fiestas with pride
10 best reed diffusers

Heaven scent: 10 best reed diffusers

Keep your rooms smelling summery and fresh with one of these subtle but distinctive home fragrances that’ll last you months
Commonwealth Games 2014: Female boxers set to compete for first time

Female boxers set to compete at Commonwealth Games for first time

There’s no favourites and with no headguards anything could happen
Five things we’ve learned so far about Manchester United under Louis van Gaal

Five things we’ve learned so far about United under Van Gaal

It’s impossible to avoid the impression that the Dutch manager is playing to the gallery a little
Screwing your way to the top? Good for Lana Del Rey for helping kill that myth

Screwing your way to the top?

Good for Lana Del Rey for helping kill that myth, says Grace Dent
Will the young Britons fighting in Syria be allowed to return home and resume their lives?

Will Britons fighting in Syria be able to resume their lives?

Tony Blair's Terrorism Act 2006 has made it an offence to take part in military action abroad with a "political, ideological, religious or racial motive"
Beyoncé poses as Rosie the Riveter, the wartime poster girl who became a feminist pin-up

Beyoncé poses as Rosie the Riveter

The wartime poster girl became the ultimate American symbol of female empowerment
The quest to find the perfect pair of earphones: Are custom, 3D printed earbuds the solution?

The quest to find the perfect pair of earphones

Earphones don't fit properly, offer mediocre audio quality and can even be painful. So the quest to design the perfect pair is music to Seth Stevenson's ears
US Army's shooting star: Lt-Col Steven Cole is the man Hollywood calls when it wants to borrow a tank or check a military uniform

Meet the US Army's shooting star

Lt-Col Steven Cole is the man Hollywood calls when it wants to borrow a tank or check a military uniform