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Late Sturridge goal punishes Denmark

Don’t put your boiler on the back-burner: check that you’re fully covered in the event of your central heating breaking down

Savvy Money: Going away? Make sure your home cover is leak-proof

Burst pipes or broken boilers are bad enough so don't let your insurance leave you high and dry

The Business Matrix: Saturday 21 December 2013

Thames drops bid to raise water bills

Factories will be paid to switch off their electricity during times of highest demand next winter

Ofgem's plan to keep the lights on: Factories to be paid to cut back electricity use

The initiative is aimed at the highest industrial users of power who will be encouraged to switch maximum output away from afternoons and evenings

Motorists hit by £200m rip-off on insurance

Competition watchdog says premiums are being inflated by excessive costs

Outlook: The real reason we pay so much for car insurance...

Outlook There's a popular narrative that holds that the only reason we pay inflated car insurance premiums is an epidemic of false whiplash injury claims generated by ambulance-chasing lawyers.

Scottish universities have the cheapest cost of living in the UK

It can cost up to twice as much to study in London as it does Edinburgh, according to new research

Vitamin pills are a waste of money, offer no health benefits and could be harmful - study

Evidence from the study suggested that 'supplementing the diet of well-nourished adults...has no clear benefit and might even be harmful'

Car insurance premiums 'too high', says Competition Commission

Competition Commission warns that too many drivers are footing the bill for "unnecessary" costs

John Darwin has reportedly been arrested after he left the country without permission

John Darwin: Man who faked his own death held for leaving country without permission

John Darwin, the man who faked his death in a canoe accident and then handed himself in to the police feigning amnesia, has reportedly been arrested after he left the country without permission to meet a woman in Ukraine.

The Business Matrix: Tuesday 17 December 2013

General Atlantic buys MeteoGroup

Julia Peyton-Jones, co-director of the Serpentine Gallery - Peyton-Jones has taken a 60% pay rise

Serpentine charity boss Julia Peyton-Jones took 60 per cent pay rise

Gallery attacked for spending too much of its budget on senior salaries

Lloyd's of London appoints first ever female chief executive Inga Beale

Lloyd's of London insurance has appointed its first ever female chief executive in its 325-year history, succeeding Richard Ward.

RSA faces takeover pressure as chief executive Simon Lee quits

RSA warned it will need to set aside another £130 million to pay out for personal injury claims in its Irish unit

The Business Matrix: Monday 16 December 2013

Moncler skis off with £2bn float

Cutting costs: A typical life and critical illness policy for a 35-year-old non-smoker costs £35 per month

Medical insurance is nursed back to health

Petty exclusions that used to plague buyers of critical illness policies are being overhauled – and not before time – says Chiara Cavaglieri

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Independent Travel
Pompeii, Capri & the Bay of Naples
Dubrovnik, the Dalmatian Coast & Montenegro
Burgundy, the River Rhone & Provence
Lisbon, Oporto and the Douro Valley
Lake Garda, Venice & Verona
Spain
Prices correct as of 23 January 2015
Iraq invasion 2003: The bloody warnings six wise men gave to Tony Blair as he prepared to launch poorly planned campaign

What the six wise men told Tony Blair

Months before the invasion of Iraq in 2003, experts sought to warn the PM about his plans. Here, four of them recall that day
25 years of The Independent on Sunday: The stories, the writers and the changes over the last quarter of a century

25 years of The Independent on Sunday

The stories, the writers and the changes over the last quarter of a century
Homeless Veterans appeal: 'Really caring is a dangerous emotion in this kind of work'

Homeless Veterans appeal

As head of The Soldiers' Charity, Martin Rutledge has to temper compassion with realism. He tells Chris Green how his Army career prepared him
Wu-Tang Clan and The Sexual Objects offer fans a chance to own the only copies of their latest albums

Smash hit go under the hammer

It's nice to pick up a new record once in a while, but the purchasers of two latest releases can go a step further - by buying the only copy
Geeks who rocked the world: Documentary looks back at origins of the computer-games industry

The geeks who rocked the world

A new documentary looks back at origins of the computer-games industry
Belle & Sebastian interview: Stuart Murdoch reveals how the band is taking a new direction

Belle & Sebastian is taking a new direction

Twenty years ago, Belle & Sebastian was a fey indie band from Glasgow. It still is – except today, as prime mover Stuart Murdoch admits, it has a global cult following, from Hollywood to South Korea
America: Land of the free, home of the political dynasty

America: Land of the free, home of the political dynasty

These days in the US things are pretty much stuck where they are, both in politics and society at large, says Rupert Cornwell
A graphic history of US civil rights – in comic book form

A graphic history of US civil rights – in comic book form

A veteran of the Fifties campaigns is inspiring a new generation of activists
Winston Churchill: the enigma of a British hero

Winston Churchill: the enigma of a British hero

A C Benson called him 'a horrid little fellow', George Orwell would have shot him, but what a giant he seems now, says DJ Taylor
Growing mussels: Precious freshwater shellfish are thriving in a unique green project

Growing mussels

Precious freshwater shellfish are thriving in a unique green project
Diana Krall: The jazz singer on being friends with Elton John, outer space and skiing in Dubai

Diana Krall interview

The jazz singer on being friends with Elton John, outer space and skiing in Dubai
Pinstriped for action: A glimpse of what the very rich man will be wearing this winter

Pinstriped for action

A glimpse of what the very rich man will be wearing this winter
Russell T Davies & Ben Cook: 'Our friendship flourished online. You can share some very revelatory moments at four in the morning…'

Russell T Davies & Ben Cook: How we met

'Our friendship flourished online. You can share some very revelatory moments at four in the morning…'
Bill Granger recipes: Our chef serves up his favourite Japanese dishes

Bill Granger's Japanese recipes

Stock up on mirin, soy and miso and you have the makings of everyday Japanese cuisine
Michael Calvin: How we need more Eric Cantonas to knock some sense into us

Michael Calvin's Last Word

How we need more Eric Cantonas to knock some sense into us