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Late Sturridge goal punishes Denmark

Children pester parents for payday loans after adverts blitz

More than half of ads are shown in the daytime, with cartoons and jingles common

Informa returns to the UK after fleeing from Gordon Brown

Informa has announced plans to move its tax domicile back to Britain after five years in Switzerland — news that will help Chancellor George Osborne’s efforts to make the UK more tax-friendly.

Britain's pensions system failing consumers, experts warn

The current pensions system is failing the consumer, according to pension experts.

Christmas lights on display in Byron Road, New Milton, Hampshire where each year, a group of residents on Byron Road switch on their lights to raise money for the Hampshire and Isle of Wight Air Ambulance

Christmas lights: are you for or against?

New research suggests another property divide is emerging ...

The Houses of Parliament

'Never a good time to increase MPs' pay': Jack Straw defends politicians' 11% pay rise in face of public outrage

'Inappropriate' £7,600 salary increase should be reconsidered in light of economic climate, Treasury minister Danny Alexander says

Heineken Cup round-up: Chris Ashton double tops Saracens romp

Saracens put the Heineken Cup quarter-finals in view by collecting a bonus point and top spot in Pool Three with a five-try victory away to Zebre in Pool Three. Chris Ashton scored two of them in the second half of the 39-10 triumph after Sarries led 25-0 at half-time courtesy of tries from George Kruis, Ernst Joubert and Chris Wyles.

No house of fun: the regulators need to stop the descent of leaseholders into high charges`

Julian Knight: Managing agents rip off too many leaseholders

It is one of the great hidden rip-offs in our society: managing agents and the charges they levy on leaseholders.

Money Insider: Good value on offer but PPI ghosts persist

It's no surprise that consumers remain sceptical when buying insurance protection these days, not helped by the fact that the long-running payment protection insurance (PPI) scandal is rarely out of the news.

Mark Dampier: Small can be beautiful for those investors who think long term

Ask most investors where they think the best returns have come from over the past 20 years and "emerging markets" is likely to be a popular answer. I have always been a fan of emerging markets and economic growth has indeed been strong. It should be remembered though that strong, economic growth doesn't necessarily translate into stock-market returns.

Huge waves pound Eyemouth harbour in Scotland during the storm surge

UK extreme weather: Government in perfect storm over climate change gaffe as floods render homes uninsurable

Ministers accused of hugely underestimating number of households rendered uninsurable by repeated flooding

The aircraft was carrying Nigel Farage and towing a banner when it crashed

Crash pilot who threatened Ukip leader Nigel Farage found dead

Justin Adams had accused Mr Farage of “ruining his life”

FirstGroup appoints Aviva boss John McFarlane new chairman

FirstGroup has named City stalwart John McFarlane as its new chairman.

Nelson Mandela: Premier League confirm a minute's applause will be held before every match this weekend in a mark of respect to the former South African President

The tribute will also be replicated at every Football League match while rugby side Saracens will wear black armbands in their Heineken Cup match at Zebre

Business View: Osborne wants to coax more from firms, but he offered few giveaways

Ed Miliband’s conference-season assault on the Coalition made backing business a hazardous activity for the Chancellor. Yesterday’s upgraded growth forecasts tell a story of a catch-up recovery, but that in itself will not deliver votes at the ballot box in 2015. George Osborne knows he needs these green shoots to blossom and the many to share the gains of the few.

Economist’s View: Like abolishing national insurance for the young, it’s all too little too late

If Britain’s economic plan is “working” why are British people worse off than they were when the Coalition took office? Living standards continue to fall in the slowest recovery in 100 years and growth is half what the Office for Budget Responsibility forecast in 2010.

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Independent Travel
Pompeii, Capri & the Bay of Naples
Dubrovnik, the Dalmatian Coast & Montenegro
Burgundy, the River Rhone & Provence
Lisbon, Oporto and the Douro Valley
Lake Garda, Venice & Verona
Spain
Prices correct as of 23 January 2015
Syria crisis: Celebrities call on David Cameron to take more refugees as one young mother tells of torture by Assad regime

Celebrities call on David Cameron to take more Syrian refugees

One young mother tells of torture by Assad regime
The enemy within: People who hear voices in their heads are being encouraged to talk back – with promising results

The enemy within

People who hear voices in their heads are being encouraged to talk back
'In Auschwitz you got used to anything'

'In Auschwitz you got used to anything'

Survivors of the Nazi concentration camp remember its horror, 70 years on
Autumn/winter menswear 2015: The uniforms that make up modern life come to the fore

Autumn/winter menswear 2015

The uniforms that make up modern life come to the fore
'I'm gay, and plan to fight military homophobia'

'I'm gay, and plan to fight military homophobia'

Army general planning to come out
Iraq invasion 2003: The bloody warnings six wise men gave to Tony Blair as he prepared to launch poorly planned campaign

What the six wise men told Tony Blair

Months before the invasion of Iraq in 2003, experts sought to warn the PM about his plans. Here, four of them recall that day
25 years of The Independent on Sunday: The stories, the writers and the changes over the last quarter of a century

25 years of The Independent on Sunday

The stories, the writers and the changes over the last quarter of a century
Homeless Veterans appeal: 'Really caring is a dangerous emotion in this kind of work'

Homeless Veterans appeal

As head of The Soldiers' Charity, Martin Rutledge has to temper compassion with realism. He tells Chris Green how his Army career prepared him
Wu-Tang Clan and The Sexual Objects offer fans a chance to own the only copies of their latest albums

Smash hit go under the hammer

It's nice to pick up a new record once in a while, but the purchasers of two latest releases can go a step further - by buying the only copy
Geeks who rocked the world: Documentary looks back at origins of the computer-games industry

The geeks who rocked the world

A new documentary looks back at origins of the computer-games industry
Belle & Sebastian interview: Stuart Murdoch reveals how the band is taking a new direction

Belle & Sebastian is taking a new direction

Twenty years ago, Belle & Sebastian was a fey indie band from Glasgow. It still is – except today, as prime mover Stuart Murdoch admits, it has a global cult following, from Hollywood to South Korea
America: Land of the free, home of the political dynasty

America: Land of the free, home of the political dynasty

These days in the US things are pretty much stuck where they are, both in politics and society at large, says Rupert Cornwell
A graphic history of US civil rights – in comic book form

A graphic history of US civil rights – in comic book form

A veteran of the Fifties campaigns is inspiring a new generation of activists
Winston Churchill: the enigma of a British hero

Winston Churchill: the enigma of a British hero

A C Benson called him 'a horrid little fellow', George Orwell would have shot him, but what a giant he seems now, says DJ Taylor
Growing mussels: Precious freshwater shellfish are thriving in a unique green project

Growing mussels

Precious freshwater shellfish are thriving in a unique green project