Voices

Despite overwhelming evidence there is still continuing reluctance from politicians to accept just how useless short prison sentences are

NatWest sets its sights on mutual life purchase

NatWest Group has set its sights on a life insurance mutual as the last big acquisition step in its expansion strategy. Fresh from Monday's purchase of Gartmore, the bank yesterday stressed its intention to bolster NatWest Life's shaky position in the long-term savings market.

Terrorists killed by their own devices

IRA 'OWN GOALS'

Thinking of setting up your own portfolio? Private investors, start here

Unit trusts, investment trusts, PEPs and privatisation issues have made it very easy for investors to acquire a stake in the stock market. And there are plenty of private client stockbrokers happy to build and manage a portfolio of direct holdings for the idle investor who still wants direct exposure.

It's good to get personal

YOUR MONEY The fourth in our series on pensions explains how to make the best of a private plan

Diversification strategy pays off for CU

NIC CICUTTI

Life sellers must lay down the scattergun

THE life assurance industry - for long the black sheep of Britain's financial services - is struggling to mend its ways. But its response to the barrage of public criticism and the tougher regulatory regime it now labours under has been disappointing.

CU's expansion pays off as profits rise 25%

NIC CICUTTI

A calm hand for a troubled trade

THE MONDAY INTERVIEW John Carter

Lone sailor Lisa completes world trip of spacey

IAN MacKINNON

Collapse of confidence blamed for pension sales slump

Sales of pensions and life insurance products in Britain slumped last year, according to figures released yesterday by the Association of British Insurers.

Doctor Feelgood

Helena Burton talks to the man who compensates investors for hurt feelings

IRA Ceasefire: Four inmates at the centre of controversy

THOMAS QUIGLEY: Given three life sentences in 1985 for the murders of two civilians and a bomb disposal expert in London. Those who died were Nora Field, 59, and John Breslin, 18, in a bomb blast at Chelsea barracks, and Kenneth Howorth, who was trying to defuse an IRA device in Oxford Street.

IRA Ceasefire: Children's hopes reflect the sectarian divide: Catholic primary school pupils are more optimistic about the future than Protestants

ONLY ONE boy in the class of 10- and 11-year-olds thought the ceasefire would last. 'I want it to last,' he said. 'You get sick of all the killing.'

IRA Ceasefire: Tears and violence that marked 25 troubled years

The killing of Barney McGuigan and 13 other Catholics by the British Army in Londonderry's Bogside on Bloody Sunday, 30 January, 1972, set the seal on two decades of violent confrontation, bringing death to British towns such as Warrington, where an IRA bomb killed two boys, Tim Parry and Jonathan Ball, in March 1993, and a high-profile Army presence in working-class areas of Belfast, such as the Falls Road

IRA terrorist gets 25 years

Expectations of an early, open-ended but temporary IRA ceasefire remained high in Belfast and Dublin. At the Old Bailey Sean McNulty, 26, an English-born construction worker, was jailed for 25 years for taking part in an IRA plot to bomb oil and gas depots on Tyneside. In London part of the West End was sealed off after a bomb warning from a telephone caller using a recognised codeword. Pages 2, 6
News
peopleFrankie Boyle responds to referendum result in characteristically offensive style
Sport
Lewis Hamilton will start the Singapore Grand Prix from pole, with Nico Rosberg second and Daniel Ricciardo third
F1... for floodlit Singapore Grand Prix
Arts and Entertainment
'New Tricks' star Dennis Waterman is departing from the show after he completes filming on two more episodes
tvHe is only remaining member of original cast
Arts and Entertainment
tvHighs and lows of the cast's careers since 2004
Sport
Fans hold up a scarf at West Ham vs Liverpool
footballAfter Arsenal's clear victory, focus turns to West Ham vs Liverpool
New Articles
i100... she's just started school
News
news
Career Services

Day In a Page

Independent Travel
Panama
Languedoc Roussillon
Marrakesh & the Atlas Mountains
Bruges
The Jura Mountains
Dubrovnik & the Dalmatian Coast
Prices correct as of 17 September 2014
Scottish referendum: The Yes vote was the love that dared speak its name, but it was not to be

Despite the result, this is the end of the status quo

Boyd Tonkin on the fall-out from the Scottish referendum
Manolo Blahnik: The high priest of heels talks flats, Englishness, and why he loves Mary Beard

Manolo Blahnik: Flats, Englishness, and Mary Beard

The shoe designer who has been dubbed 'the patron saint of the stiletto'
The Beatles biographer reveals exclusive original manuscripts of some of the best pop songs ever written

Scrambled eggs and LSD

Behind The Beatles' lyrics - thanks to Hunter Davis's original manuscript copies
'Normcore' fashion: Blending in is the new standing out in latest catwalk non-trend

'Normcore': Blending in is the new standing out

Just when fashion was in grave danger of running out of trends, it only went and invented the non-trend. Rebecca Gonsalves investigates
Dance’s new leading ladies fight back: How female vocalists are now writing their own hits

New leading ladies of dance fight back

How female vocalists are now writing their own hits
Mystery of the Ground Zero wedding photo

A shot in the dark

Mystery of the wedding photo from Ground Zero
His life, the universe and everything

His life, the universe and everything

New biography sheds light on comic genius of Douglas Adams
Save us from small screen superheroes

Save us from small screen superheroes

Shows like Agents of S.H.I.E.L.D are little more than marketing tools
Reach for the skies

Reach for the skies

From pools to football pitches, rooftop living is looking up
These are the 12 best hotel spas in the UK

12 best hotel spas in the UK

Some hotels go all out on facilities; others stand out for the sheer quality of treatments
These Iranian-controlled Shia militias used to specialise in killing American soldiers. Now they are fighting Isis, backed up by US airstrikes

Widespread fear of Isis is producing strange bedfellows

Iranian-controlled Shia militias that used to kill American soldiers are now fighting Isis, helped by US airstrikes
Topshop goes part Athena poster, part last spring Prada

Topshop goes part Athena poster, part last spring Prada

Shoppers don't come to Topshop for the unique
How to make a Lego masterpiece

How to make a Lego masterpiece

Toy breaks out of the nursery and heads for the gallery
Meet the ‘Endies’ – city dwellers who are too poor to have fun

Meet the ‘Endies’ – city dwellers who are too poor to have fun

Urbanites are cursed with an acronym pointing to Employed but No Disposable Income or Savings
Paisley’s decision to make peace with IRA enemies might remind the Arabs of Sadat

Ian Paisley’s decision to make peace with his IRA enemies

His Save Ulster from Sodomy campaign would surely have been supported by many a Sunni imam