Voices

As the retirement age advances, workers are more likely to switch profession

Salesmen go after Widows

Widowswindfall adds to siege of mutuals

Christmas has come early for members of Scottish Widows. Following last week's overwhelming vote in favour of a takeover by Lloyds TSB, the insurer will be paying out windfalls next June worth an average of pounds 5,600 to 1.6 million investors

Scottish Widows vote for pounds 5,600 Lloyds windfall

SCOTTISH WIDOWS members have voted overwhelmingly in favour of a takeover by Lloyds TSB, triggering bumper windfalls for 1.6 million policyholders.

Standard Life joins `red chip' in HK venture

STANDARD LIFE, the Edinburgh-based mutual life insurer, is preparing to move into the Hong Kong life and pensions market through a joint venture with China Everbright, one of China's leading companies .

The Player: Banking on people to win

PERSONAL DETAILS: Aged 56. Lives in London during the week and Northamptonshire at weekends. Drives a BMW 7-Series. Outside work, his interests include music and theatre. He has played the violin since school and is a non-executive director of the Royal Philharmonic Orchestra and a trustee of the Royal Theatre, Northampton. Mr Ellwood was paid a total of pounds 739,000 in 1998, including a salary of pounds 475,000.

Lloyds TSB restructures as e-commerce tops the agenda

LLOYDS TSB, Britain's largest high-street bank, is to cut the number of its operating divisions from five to two in a reshuffle of top management designed to give greater emphasis to developing e-commerce throughout the group.

Personal finance: Can CATs get the cream?

Regulators want to promote the kitemark on domestic ISAs, but unmarked ones can give a better return, writes Paul Slade

Market report: Huge Unichem trade gives dealers a merger headache

THE CHEMISTS' group Alliance Unichem was nursing a bit of a hangover yesterday as a large broker attempted to sell a chunk of shares.

Standard Life staff shun pounds 50,000 bonuses to join Halifax Net bank

STAFF AT Standard Life Bank are shunning loyalty bonuses of up to pounds 50,000 being offered in an attempt prevent them been poached by Halifax's new Internet-based bank being set up near Edinburgh.

Widows investors lose out on windfall

THOUSANDS of Scottish Widows investors who took out with-profit policies earlier this year have discovered they will not receive the windfalls they expected.

`Scottish Widows has come up with a fiendishly complex payout plan'

ANOTHER WEEK, another windfall. Hard on the heels of the Bradford & Bingley's payout plan for its demutualisation come the proposals from Scottish Widows on how to compensate its 1.6 million members when it sells up to Lloyds TSB.

Scottish Widows cuts windfalls by pounds 300 for 1m policyholders

WINDFALLS FOR almost a million Scottish Widows policyholders will be cut by an average of pounds 300 because of a shortfall in assets needed to back existing policies.
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Netherlands' goalkeeper Tim Krul fails to make a save from Costa Rica's midfielder Celso Borges during a penalty shoot-out in the quarter-final between Netherlands and Costa Rica during the 2014 FIFA World Cup
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people
Arts and Entertainment
Standing the test of time: Michael J Fox and Christopher Lloyd in 'Back to the Future'
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The first film introduced Daniel Radcliffe to our screens, pictured here as he prepares to board the train to Hogwarts for the first time.
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Chancellor George Osborne, along with the Prime Minister, have been 'complacently claiming the economy is now fixed', according to shadow Chancellor Ed Balls
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Adèle Exarchopoulos and Léa Seydoux play teeneage lovers in the French erotic drama 'Blue Is The Warmest Colour' - The survey found four times as many women admitting to same-sex experiences than 20 years ago
filmBlue Is The Warmest Colour, Bojack Horseman and Hobbit on the way
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Day In a Page

Burgundy, the River Rhone & Provence – MS Swiss Corona - seven nights from £999pp
Lake Maggiore, Orta and the Matterhorn – seven nights from £899pp
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Pompeii, Capri and the Bay of Naples - seven nights from £799pp
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Dress the Gaza situation up all you like, but the truth hurts

Robert Fisk on Gaza conflict

Dress the situation up all you like, but the truth hurts
Save the tiger: Tiger, tiger burning less brightly as numbers plummet

Tiger, tiger burning less brightly

When William Blake wrote his famous poem there were probably more than 100,000 tigers in the wild. These days they probably number around 3,200
5 News's Andy Bell retraces his grandfather's steps on the First World War battlefields

In grandfather's footsteps

5 News's political editor Andy Bell only knows his grandfather from the compelling diary he kept during WWI. But when he returned to the killing fields where Edwin Vaughan suffered so much, his ancestor came to life
Lifestyle guru Martha Stewart reveals she has flying robot ... to take photos of her farm

Martha Stewart has flying robot

The lifestyle guru used the drone to get a bird's eye view her 153-acre farm in Bedford, New York
Former Labour minister Meg Hillier has demanded 'pootling lanes' for women cyclists

Do women cyclists need 'pootling lanes'?

Simon Usborne (who's more of a hurtler) explains why winning the space race is key to happy riding
A tale of two presidents: George W Bush downs his paintbrush to pen father’s life story

A tale of two presidents

George W Bush downs his paintbrush to pen father’s life story
Restaurateur Mitch Tonks has given the Great Western Pullman dining car a makeover

The dining car makes a comeback

Restaurateur Mitch Tonks has given the Great Western Pullman dining car a makeover
Gallery rage: How are institutions tackling the discomfort of overcrowding this summer?

Gallery rage

How are institutions tackling the discomfort of overcrowding this summer?
Louis van Gaal has £500,000 video surveillance system installed to monitor Manchester United players

Eye on the prize

Louis van Gaal has £500,000 video surveillance system installed to monitor Manchester United players
Women's rugby: Tamara Taylor adds fuel to the ire in quest to land World Cup

Women's rugby

Tamara Taylor adds fuel to the ire in quest to land World Cup
Save the tiger: The day America’s love of backyard tigers led to a horrific bloodbath

The day America’s love of backyard tigers led to a horrific bloodbath

With only six per cent of the US population of these amazing big cats held in zoos, the Zanesville incident in 2011 was inevitable
Samuel Beckett's biographer reveals secrets of the writer's time as a French Resistance spy

How Samuel Beckett became a French Resistance spy

As this year's Samuel Beckett festival opens in Enniskillen, James Knowlson, recalls how the Irish writer risked his life for liberty and narrowly escaped capture by the Gestapo
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We will remember them

Relatives still honour those who fought in the Great War
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Kodak's last-ditch bid to keep celluloid alive

Director J J Abrams and a few digital refuseniks shoot movies on film. Simon Usborne wonders what the fuss is about
Once stilted and melodramatic, Hollywood is giving acting in video games a makeover

Acting in video games gets a makeover

David Crookes meets two of the genre's most popular voices