Voices

As the retirement age advances, workers are more likely to switch profession

Lloyds is back in the black – but hold the celebrations

Lloyds Banking Group hailed a return to profits yesterday but there is still some way to go before investors can be really confident of its prospects, reports James Moore

Business Profile: Eric Daniels

Quiet American is breathing a little easier as Lloyds returns to profit

Wealth check: 'At 25, I worry about funding my retirement'

With a large business loan to pay off, Natalie should think about sorting out her debt first. Kate Hughes reports

Derek Pain: Reckless managers are destroying value

No Pain, No Gain

Pick the right fund when you invest tax-free

There's only days left to use the current tax year's ISA allowance. There's a wide choice

Prudential incurs investors' wrath as Thiam heads north

Insurance boss to discuss plans to buy Asian arm of AIG with Scottish fund managers

VT and Babcock inch towards merger deal

VT Group, a defence contractor and outsourcing business, yesterday softened its opposition to a takeover by Babcock International when it agreed to a "mutual exchange of information" between the two companies.

Lloyds' charity cuts ruin TSB bicentenary

When the bank took over TSB, it agreed to support the charity set up by its new subsidiary. No longer

Parents struggling to make ends meet

Nearly two-thirds of families with children need both parents to work just to make ends meet, research showed today.

How would your business cope if a key person fell ill?

More than 80 per cent of small businesses have no cover if an important employee is unable to work. Chiara Cavaglieri reports

End of Abbey heralds all change on the high street

Your favourite bank or building society could be disappearing soon – replaced by a new name or brand.

The Year Ahead: Strategists predict a rocky ride in 2010

The FTSE 100 is expected to remain on the recovery path next year, with market-watchers anticipating a rise of more than 10 per cent as the world economy regains its composure over the next 12 months. But progress will not be smooth.

Better Capital set for £142m float

Better Capital, the venture set up by the private equity grandee Jon Moulton after he left Alchemy Partners, is set to raise £142.4m when it goes public on London's growth market tomorrow.

Scottish Widows in court over claims it gave 'negligent' advice to members

Lawyers representing Scottish Widows, the Lloyds Banking Group-owned insurer, will on Thursday make their final arguments in Edinburgh's Court of Session in a hearing that could potentially cost the group hundreds of millions in compensation payouts.

Are fund managers serving a dog's dinner?

Is your actively managed fund on Bestinvest's shaming 'dog' list? And, if so, what can you do? Julian Knight and Chiara Cavaglieri investigate
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Independent Travel
Pompeii, Capri & the Bay of Naples
Dubrovnik, the Dalmatian Coast & Montenegro
Burgundy, the River Rhone & Provence
Lisbon, Oporto and the Douro Valley
Lake Garda, Venice & Verona
Spain
Prices correct as of 23 January 2015
Isis hostage crisis: The prisoner swap has only one purpose for the militants - recognition its Islamic State exists and that foreign nations acknowledge its power

Isis hostage crisis

The prisoner swap has only one purpose for the militants - recognition its Islamic State exists and that foreign nations acknowledge its power, says Robert Fisk
Missing salvage expert who found $50m of sunken treasure before disappearing, tracked down at last

The runaway buccaneers and the ship full of gold

Salvage expert Tommy Thompson found sunken treasure worth millions. Then he vanished... until now
Homeless Veterans appeal: ‘If you’re hard on the world you are hard on yourself’

Homeless Veterans appeal: ‘If you’re hard on the world you are hard on yourself’

Maverick artist Grayson Perry backs our campaign
Assisted Dying Bill: I want to be able to decide about my own death - I want to have control of my life

Assisted Dying Bill: 'I want control of my life'

This week the Assisted Dying Bill is debated in the Lords. Virginia Ironside, who has already made plans for her own self-deliverance, argues that it's time we allowed people a humane, compassionate death
Move over, kale - cabbage is the new rising star

Cabbage is king again

Sophie Morris banishes thoughts of soggy school dinners and turns over a new leaf
11 best winter skin treats

Give your moisturiser a helping hand: 11 best winter skin treats

Get an extra boost of nourishment from one of these hard-working products
Paul Scholes column: The more Jose Mourinho attempts to influence match officials, the more they are likely to ignore him

Paul Scholes column

The more Jose Mourinho attempts to influence match officials, the more they are likely to ignore him
Frank Warren column: No cigar, but pots of money: here come the Cubans

Frank Warren's Ringside

No cigar, but pots of money: here come the Cubans
Isis hostage crisis: Militant group stands strong as its numerous enemies fail to find a common plan to defeat it

Isis stands strong as its numerous enemies fail to find a common plan to defeat it

The jihadis are being squeezed militarily and economically, but there is no sign of an implosion, says Patrick Cockburn
Virtual reality thrusts viewers into the frontline of global events - and puts film-goers at the heart of the action

Virtual reality: Seeing is believing

Virtual reality thrusts viewers into the frontline of global events - and puts film-goers at the heart of the action
Homeless Veterans appeal: MP says Coalition ‘not doing enough’

Homeless Veterans appeal

MP says Coalition ‘not doing enough’ to help
Larry David, Steve Coogan and other comedians share stories of depression in new documentary

Comedians share stories of depression

The director of the new documentary, Kevin Pollak, tells Jessica Barrett how he got them to talk
Has The Archers lost the plot with it's spicy storylines?

Has The Archers lost the plot?

A growing number of listeners are voicing their discontent over the rural soap's spicy storylines; so loudly that even the BBC's director-general seems worried, says Simon Kelner
English Heritage adds 14 post-war office buildings to its protected lists

14 office buildings added to protected lists

Christopher Beanland explores the underrated appeal of these palaces of pen-pushing
Human skull discovery in Israel proves humans lived side-by-side with Neanderthals

Human skull discovery in Israel proves humans lived side-by-side with Neanderthals

Scientists unearthed the cranial fragments from Manot Cave in West Galilee