Voices

As the retirement age advances, workers are more likely to switch profession

Standard Life looks to sell its Canadian insurance business

'Vastly improved' operation is to be reviewed by advisers UBS and Merrill Lynch

Insurers name IoS deputy editor as business journalist of the year

The Independent on Sunday's deputy business editor, Simon Evans, has been named business journalist of the year by the Association of British Insurers (ABI).

Lloyds still short of official approval for giant cash call

Treasury and FSA yet to sign off on the UK's largest ever rights issue

Simple moves to ease the charity crunch

Chiara Cavaglieri and Julian Knight on making money go further

Alan Rubenstein: The pensions parachute is set to expand – but its boss wants limits

The Business Interview: He pays the pensions when companies fail. The chief executive talks to James Moore about banks, buyouts and the future

These dangerous debt managers must be reined in

A clampdown on dodgy debt-management firms looks likely after the Government published a consultation document on Friday, questioning whether the firms need to be regulated. "Taking tough, swift action against firms which fail to operate within the rules and which provide sub-standard services to consumers with problem debt remains a high priority," said the Ministry of Justice.

Life just isn't what it used to be for British insurance

The number of players in the UK market has quickly plunged from 200 to no more than 10 significant names. Simon Evans reports on the transformation

Can Daniels steady Lloyds' ship?

CEO's optimistic view of its bad loans have left some analysts confused, writes James Moore

Cowdery in talks with UKFI over Lloyds insurance assets

Clive Cowdery, the insurance entrepreneur who bought Friends Provident last week, has met with Treasury officials who assured him that the offshore structure of his company, the Guernsey-based Resolution, won't hamper his attempts to buy insurance assets up for sale by Lloyds Banking Group.

Prudential profits cheered as insurer rules out UK sale

Cowdery's plan for a super insurer will not include the prize of Prudential UK

Cable calls for institutional shareholders to face enquiry

The Liberal Democrat Treasury spokesman, Vince Cable, called yesterday for Sir David Walker's inquiry into banking governance to be extended in the wake of Friends Provident's capitulation to Clive Cowdery's Guernsey-based investment company Resolution under pressure from its institutional shareholders.

James Moore: The day the cricket sponsors were bowled middle stump

Outlook: Sir David Walker wants institutional shareholders to act like responsible owners of the assets in which they invest on behalf of their clients

Eric Daniels: Leader of safety first revival takes a gamble

While bosses at Barclays were combative and HSBC's management confident, Lloyds felt rather depressed.

Seven questions savers should ask

Determined to begin saving but unsure of where to start? Here are the key questions you should consider before stashing your spare cash

A vital expense: How to choose the right life insurance policy

If the worst happens, you’ll want to know that your family is protected, says Rob Griffin
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The saffron censorship that governs India: Why national pride and religious sentiment trump freedom of expression

The saffron censorship that governs India

Zareer Masani reveals why national pride and religious sentiment trump freedom of expression
Prince Charles' 'black spider' letters to be published 'within weeks'

Prince Charles' 'black spider' letters to be published 'within weeks'

Supreme Court rules Dominic Grieve's ministerial veto was invalid
Distressed Zayn Malik fans are cutting themselves - how did fandom get so dark?

How did fandom get so dark?

Grief over Zayn Malik's exit from One Direction seemed amusing until stories of mass 'cutting' emerged. Experts tell Gillian Orr the distress is real, and the girls need support
The galaxy collisions that shed light on unseen parallel Universe

The cosmic collisions that have shed light on unseen parallel Universe

Dark matter study gives scientists insight into mystery of space
The Swedes are adding a gender-neutral pronoun to their dictionary

Swedes introduce gender-neutral pronoun

Why, asks Simon Usborne, must English still struggle awkwardly with the likes of 's/he' and 'they'?
Disney's mega money-making formula: 'Human' remakes of cartoon classics are part of a lucrative, long-term creative plan

Disney's mega money-making formula

'Human' remakes of cartoon classics are part of a lucrative, long-term creative plan
Lobster has gone mainstream with supermarket bargains for £10 or less - but is it any good?

Lobster has gone mainstream

Anthea Gerrie, raised on meaty specimens from the waters around Maine, reveals how to cook up an affordable feast
Easter 2015: 14 best decorations

14 best Easter decorations

Get into the Easter spirit with our pick of accessories, ornaments and tableware
Paul Scholes column: Gareth Bale would be a perfect fit at Manchester United and could turn them into serious title contenders next season

Paul Scholes column

Gareth Bale would be a perfect fit at Manchester United and could turn them into serious title contenders next season
Inside the Kansas greenhouses where Monsanto is 'playing God' with the future of the planet

The future of GM

The greenhouses where Monsanto 'plays God' with the future of the planet
Britain's mild winters could be numbered: why global warming is leaving UK chillier

Britain's mild winters could be numbered

Gulf Stream is slowing down faster than ever, scientists say
Government gives £250,000 to Independent appeal

Government gives £250,000 to Independent appeal

Donation brings total raised by Homeless Veterans campaign to at least £1.25m
Oh dear, the most borrowed book at Bank of England library doesn't inspire confidence

The most borrowed book at Bank of England library? Oh dear

The book's fifth edition is used for Edexcel exams
Cowslips vs honeysuckle: The hunt for the UK’s favourite wildflower

Cowslips vs honeysuckle

It's the hunt for UK’s favourite wildflower
Child abuse scandal: Did a botched blackmail attempt by South African intelligence help Cyril Smith escape justice?

Did a botched blackmail attempt help Cyril Smith escape justice?

A fresh twist reveals the Liberal MP was targeted by the notorious South African intelligence agency Boss