Voices

As the retirement age advances, workers are more likely to switch profession

Standard Life looks to sell its Canadian insurance business

'Vastly improved' operation is to be reviewed by advisers UBS and Merrill Lynch

Insurers name IoS deputy editor as business journalist of the year

The Independent on Sunday's deputy business editor, Simon Evans, has been named business journalist of the year by the Association of British Insurers (ABI).

Lloyds still short of official approval for giant cash call

Treasury and FSA yet to sign off on the UK's largest ever rights issue

Simple moves to ease the charity crunch

Chiara Cavaglieri and Julian Knight on making money go further

Alan Rubenstein: The pensions parachute is set to expand – but its boss wants limits

The Business Interview: He pays the pensions when companies fail. The chief executive talks to James Moore about banks, buyouts and the future

These dangerous debt managers must be reined in

A clampdown on dodgy debt-management firms looks likely after the Government published a consultation document on Friday, questioning whether the firms need to be regulated. "Taking tough, swift action against firms which fail to operate within the rules and which provide sub-standard services to consumers with problem debt remains a high priority," said the Ministry of Justice.

Life just isn't what it used to be for British insurance

The number of players in the UK market has quickly plunged from 200 to no more than 10 significant names. Simon Evans reports on the transformation

Can Daniels steady Lloyds' ship?

CEO's optimistic view of its bad loans have left some analysts confused, writes James Moore

Cowdery in talks with UKFI over Lloyds insurance assets

Clive Cowdery, the insurance entrepreneur who bought Friends Provident last week, has met with Treasury officials who assured him that the offshore structure of his company, the Guernsey-based Resolution, won't hamper his attempts to buy insurance assets up for sale by Lloyds Banking Group.

Prudential profits cheered as insurer rules out UK sale

Cowdery's plan for a super insurer will not include the prize of Prudential UK

Cable calls for institutional shareholders to face enquiry

The Liberal Democrat Treasury spokesman, Vince Cable, called yesterday for Sir David Walker's inquiry into banking governance to be extended in the wake of Friends Provident's capitulation to Clive Cowdery's Guernsey-based investment company Resolution under pressure from its institutional shareholders.

James Moore: The day the cricket sponsors were bowled middle stump

Outlook: Sir David Walker wants institutional shareholders to act like responsible owners of the assets in which they invest on behalf of their clients

Eric Daniels: Leader of safety first revival takes a gamble

While bosses at Barclays were combative and HSBC's management confident, Lloyds felt rather depressed.

Seven questions savers should ask

Determined to begin saving but unsure of where to start? Here are the key questions you should consider before stashing your spare cash

A vital expense: How to choose the right life insurance policy

If the worst happens, you’ll want to know that your family is protected, says Rob Griffin
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Independent Travel
Pompeii, Capri & the Bay of Naples
Seven Cities of Italy
Burgundy, the River Rhone & Provence
Prague, Budapest and Vienna
Lake Garda
Minoan Crete and Santorini
Prices correct as of 15 May 2015
Lionel, Patti, Burt and The Who rock Glasto

Lionel, Patti, Burt and The Who rock Glasto

This was the year of 24-carat Golden Oldies
Paris Fashion Week

Paris Fashion Week

Thom Browne's scarecrows offer a rare beacon in commercial offerings
A year of the caliphate:

Isis, a year of the caliphate

Who can defeat the so-called 'Islamic State' – and how?
Marks and Spencer: Can a new team of designers put the spark back into the high-street brand?

Marks and Spencer

Can a new team of designers put the spark back into the high-street brand?
'We haven't invaded France': Italy's Prime Minister 'reclaims' Europe's highest peak

'We haven't invaded France'

Italy's Prime Minister 'reclaims' Europe's highest peak
Isis in Kobani: Why we ignore the worst of the massacres

Why do we ignore the worst of the massacres?

The West’s determination not to offend its Sunni allies helps Isis and puts us all at risk, says Patrick Cockburn
7/7 bombings 10 years on: Four emergency workers who saved lives recall the shocking day that 52 people were killed

Remembering 7/7 ten years on

Four emergency workers recall their memories of that day – and reveal how it's affected them ever since
Humans: Are the scientists developing robots in danger of replicating the hit Channel 4 drama?

They’re here to help

We want robots to do our drudge work, and to look enough like us for comfort. But are the scientists developing artificial intelligence in danger of replicating the TV drama Humans?
Time to lay these myths about the Deep South to rest

Time to lay these myths about the Deep South to rest

'Heritage' is a loaded word in the Dixie, but the Charleston killings show how dangerous it is to cling to a deadly past, says Rupert Cornwell
What exactly does 'one' mean? Court of Appeal passes judgement on thorny mathematical issue

What exactly does 'one' mean?

Court of Appeal passes judgement on thorny mathematical issue
E L James's book Grey is a reminder of how the phenomenon of the best-seller works

Grey is a reminder of how the phenomenon of the best-seller works

It's hard to understand why so many are buying it – but then best-selling was ever an inexact science, says DJ Taylor
Behind the scenes of the world's most experimental science labs

World's most experimental science labs

The photographer Daniel Stier has spent four years gaining access to some of the world's most curious scientific experiments
It's the stroke of champions - so why is the single-handed backhand on the way out?

Single-handed backhand: on the way out?

If today's young guns wish to elevate themselves to the heights of Sampras, Graf and Federer, it's time to fire up the most thrilling shot in tennis
HMS Saracen: Meeting the last survivor of a submarine found 72 years after it was scuttled

HMS Saracen

Meeting the last survivor of a submarine found 72 years after it was scuttled
7/7 bombings 10 years on: Martine Wright lost both legs in the attack – she explains how her experience since shows 'anything is possible'

7/7 bombings 10 years on

Martine Wright lost both legs in the attack – she explains how her experience since shows 'anything is possible'