Voices

As the retirement age advances, workers are more likely to switch profession

Friends tries to turn tables on Resolution in merger battle

Insurer sees benefits of a combination, but says it should be the lead party

Friends Provident set to reject Cowdery's offer

Friends Provident, the insurance group, is expected to rebuff a takeover approach from financial services tycoon Clive Cowdery's investment vehicle Resolution today.

Jeremy Warner: C&G pays the price for Lloyds banking merger

Outlook So farewell then Cheltenham & Gloucester, whose high street brand dates back to the mid-19th century but, like so much else, is now falling victim to the relentless march of "progress" – in this case the cost-cutting integration of Lloyds TSB with Halifax Bank of Scotland.

Fashion: Hark, what style is this?

When times get tough, designers get creative and flamboyant escapism is often the order of the day. But the autumn collections were more about high-church asceticism. Arcane, medieval shapes and styles were going on a pilgrimage to the end of the catwalk and back.

Families: Pensioners get a little money to burn for winter warmth

Family finances won't be measurably better off as a result of the changes announced yesterday. But there was some positive news for pensioners after the Chancellor pledged to keep the Winter Fuel Allowance at the higher level introduced last year – £250 for over 60s and £400 for over-80s – for another 12 months.

Signs of life in crippled property fund market

Some funds believe the worst is over, with yields proving attractive.

Scottish Widows sued again over company pensions

Life insurer Scottish Widows has been issued with two further writs from former corporate clients alleging the firm offered negligent advice over their pension schemes.

Thousands stuck in property funds as Standard halts exits

Investors wishing to remove their money may have to wait six months

First the rate cut. Now for tax cuts

Government pressure forces banks to pass on 1.5 per cent rate cut to customers / PM plans more help for voters

The lavish party where the fate of HBOS was sealed

The setting was an 18th-century palace. The guests were some of the City's biggest names – and Gordon Brown. The outcome was a deal that stunned the markets. By David Prosser and Andrew Grice

Wealth Check: To get out of the red, he would even sell his home

Desperate times, desperate measures. But is there another way and would the sacrifice be worth it? By Harriet Meyer

Money and marriage: Don't let financial affairs ruin your relationship

To stay together, couples must be honest about money matters, says James Daley

Charles Thomson: A day in the life

The Ombudsman is ready and the Government is on the phone – the culmination of many years of hard slog. By James Daley

Scottish Widows negligence claim launched

The first legal action against the insurer Scottish Widows, facing allegations of negligence over advice given to up to 100 pension schemes between 1999 and 2000, has been filed in the Scottish courts by WTL International, a Macclesfield-based engineering firm.

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The Secret Cinema performance of Back to the Future has been cancelled again
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Balmain's autumn/winter 2014 campaign, shot by Mario Sorrenti and featuring Binx Walton, Cara Delevingne, Jourdan Dunn, Ysaunny Brito, Issa Lish and Kayla Scott
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BBC broadcaster and presenter Evan Davis, who will be taking over from Jeremy Paxman on Newsnight
peopleForget Paxman - what will Evan Davis be like on Newsnight?
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Evan Davis: The BBC’s wolf in sheep’s clothing to take over at Newsnight

The BBC’s wolf in sheep’s clothing

What will Evan Davis be like on Newsnight?
Finding the names for America’s shame: What happens to the immigrants crossing the US-Mexico border without documents who never make it past the Arizona desert?

Finding the names for America’s shame

The immigrants crossing the US-Mexico border without documents who never make it past the Arizona desert
Inside a church for Born Again Christians: Speaking to God in a Manchester multiplex

Inside a church for Born Again Christians

As Britain's Anglican church struggles to establish its modern identity, one branch of Christianity is booming
Rihanna, Kim Kardashian and me: How Olivier Rousteing is revitalising the house of Balmain

Olivier Rousteing is revitalising the house of Balmain

Parisian couturier Pierre Balmain made his name dressing the mid-century jet set. Today, Olivier Rousteing – heir to the house Pierre built – is celebrating their 21st-century equivalents. The result? Nothing short of Balmania
Cancer, cardiac arrest, HIV and homelessness - and he's only 39

Incredible survival story of David Tovey

Tovey went from cooking for the Queen to rifling through bins for his supper. His is a startling story of endurance against the odds – and of a social safety net failing at every turn
Backhanders, bribery and abuses of power have soared in China as economy surges

Bribery and abuses of power soar in China

The bribery is fuelled by the surge in China's economy but the rules of corruption are subtle and unspoken, finds Evan Osnos, as he learns the dark arts from a master
Commonwealth Games 2014: Highland terriers stole the show at the opening ceremony

Highland terriers steal the show at opening ceremony

Gillian Orr explores why a dog loved by film stars and presidents is finally having its day
German art world rocked as artists use renowned fat sculpture to distil schnapps

Brewing the fat from artwork angers widow of sculptor

Part of Joseph Beuys' 1982 sculpture 'Fettecke' used to distil schnapps
BBC's The Secret History of Our Streets reveals a fascinating window into Britain's past

BBC takes viewers back down memory lane

The Secret History of Our Streets, which returns with three films looking at Scottish streets, is the inverse of Benefits Street - delivering warmth instead of cynicism
Joe, film review: Nicolas Cage delivers an astonishing performance in low budget drama

Nicolas Cage shines in low-budget drama Joe

Cage plays an ex-con in David Gordon Green's independent drama, which has been adapted from a novel by Larry Brown
How to make your own gourmet ice lollies, granitas, slushy cocktails and frozen yoghurt

Make your own ice lollies and frozen yoghurt

Think outside the cool box for this summer's tempting frozen treats
Ford Fiesta is UK's most popular car of all-time, with sales topping 4.1 million since 1976

Fiesta is UK's most popular car of all-time

Sales have topped 4.1 million since 1976. To celebrate this milestone, four Independent writers recall their Fiestas with pride
10 best reed diffusers

Heaven scent: 10 best reed diffusers

Keep your rooms smelling summery and fresh with one of these subtle but distinctive home fragrances that’ll last you months
Commonwealth Games 2014: Female boxers set to compete for first time

Female boxers set to compete at Commonwealth Games for first time

There’s no favourites and with no headguards anything could happen
Five things we’ve learned so far about Manchester United under Louis van Gaal

Five things we’ve learned so far about United under Van Gaal

It’s impossible to avoid the impression that the Dutch manager is playing to the gallery a little