Voices

As the retirement age advances, workers are more likely to switch profession

Friends tries to turn tables on Resolution in merger battle

Insurer sees benefits of a combination, but says it should be the lead party

Friends Provident set to reject Cowdery's offer

Friends Provident, the insurance group, is expected to rebuff a takeover approach from financial services tycoon Clive Cowdery's investment vehicle Resolution today.

Jeremy Warner: C&G pays the price for Lloyds banking merger

Outlook So farewell then Cheltenham & Gloucester, whose high street brand dates back to the mid-19th century but, like so much else, is now falling victim to the relentless march of "progress" – in this case the cost-cutting integration of Lloyds TSB with Halifax Bank of Scotland.

Fashion: Hark, what style is this?

When times get tough, designers get creative and flamboyant escapism is often the order of the day. But the autumn collections were more about high-church asceticism. Arcane, medieval shapes and styles were going on a pilgrimage to the end of the catwalk and back.

Families: Pensioners get a little money to burn for winter warmth

Family finances won't be measurably better off as a result of the changes announced yesterday. But there was some positive news for pensioners after the Chancellor pledged to keep the Winter Fuel Allowance at the higher level introduced last year – £250 for over 60s and £400 for over-80s – for another 12 months.

Signs of life in crippled property fund market

Some funds believe the worst is over, with yields proving attractive.

Scottish Widows sued again over company pensions

Life insurer Scottish Widows has been issued with two further writs from former corporate clients alleging the firm offered negligent advice over their pension schemes.

Thousands stuck in property funds as Standard halts exits

Investors wishing to remove their money may have to wait six months

First the rate cut. Now for tax cuts

Government pressure forces banks to pass on 1.5 per cent rate cut to customers / PM plans more help for voters

The lavish party where the fate of HBOS was sealed

The setting was an 18th-century palace. The guests were some of the City's biggest names – and Gordon Brown. The outcome was a deal that stunned the markets. By David Prosser and Andrew Grice

Wealth Check: To get out of the red, he would even sell his home

Desperate times, desperate measures. But is there another way and would the sacrifice be worth it? By Harriet Meyer

Money and marriage: Don't let financial affairs ruin your relationship

To stay together, couples must be honest about money matters, says James Daley

Charles Thomson: A day in the life

The Ombudsman is ready and the Government is on the phone – the culmination of many years of hard slog. By James Daley

Scottish Widows negligence claim launched

The first legal action against the insurer Scottish Widows, facing allegations of negligence over advice given to up to 100 pension schemes between 1999 and 2000, has been filed in the Scottish courts by WTL International, a Macclesfield-based engineering firm.

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Arts and Entertainment
Armstrong, left, and Bain's writing credits include Peep Show, Fresh Meat, and The Old Guys
TVThe pair have presented their view of 21st-century foibles in shows such as Peep Show and Fresh Meat
Arts and Entertainment
Keys to success: Andrew and Julian Lloyd Webber
arts + entsMrs Bach had too many kids to write the great man's music, says Julian Lloyd Webber
Sport
footballMan City manager would have loved to have signed Argentine
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Arts and Entertainment
Hand out press photograph/film still from the movie Mad Max Fury Road (Downloaded from the Warner Bro's media site/Jasin Boland/© 2014 Warner Bros. Entertainment Inc.)
films'You have to try everything and it’s all a process of elimination, but ultimately you find your path'
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Bryan Adams' heartstopping images of wounded British soldiers to go on show at Somerset House

Bryan Adams' images of wounded soldiers

Taken over the course of four years, Adams' portraits are an astonishing document of the aftermath of war
The drugs revolution starts now as MPs agree its high time for change

The drugs revolution starts now as MPs agree its high time for change

Commons debate highlights growing cross-party consensus on softening UK drugs legislation, unchanged for 43 years
The camera is turned on tabloid editors in Richard Peppiatt's 'One Rogue Reporter'

Gotcha! The camera is turned on tabloid editors

Hugh Grant says Richard Peppiatt's 'One Rogue Reporter' documentary will highlight issues raised by Leveson
Fall of the Berlin Wall: It was thanks to Mikhail Gorbachev that this symbol of division fell

Fall of the Berlin Wall

It was thanks to Gorbachev that this symbol of division fell
Halloween 2014: What makes Ouija boards, demon dolls, and evil clowns so frightening?

What makes ouija boards and demon dolls scary?

Ouija boards, demon dolls, evil children and clowns are all classic tropes of horror, and this year’s Halloween releases feature them all. What makes them so frightening, decade after decade?
A safari in modern Britain: Rose Rouse reveals how her four-year tour of Harlesden taught her as much about the UK as it did about NW10

Rose Rouse's safari in modern Britain

Rouse decided to walk and talk with as many different people as possible in her neighbourhood of Harlesden and her experiences have been published in a new book
Welcome to my world of no smell and odd tastes: How a bike accident left one woman living with unwanted food mash-ups

'My world of no smell and odd tastes'

A head injury from a bicycle accident had the surprising effect of robbing Nell Frizzell of two of her senses

Matt Parker is proud of his square roots

The "stand-up mathematician" is using comedy nights to preach maths to big audiences
Paul Scholes column: Beating Manchester City is vital part of life at Manchester United. This is first major test for Luke Shaw, Angel Di Maria and Radamel Falcao – it’s not a game to lose

Paul Scholes column

Beating City is vital part of life at United. This is first major test for Shaw, Di Maria and Falcao – it’s not a game to lose
Frank Warren: Call me an old git, but I just can't see that there's a place for women’s boxing

Frank Warren column

Call me an old git, but I just can't see that there's a place for women’s boxing
Adrian Heath interview: Former Everton striker prepares his Orlando City side for the MLS - and having Kaka in the dressing room

Adrian Heath's American dream...

Former Everton striker prepares his Orlando City side for the MLS - and having Kaka in the dressing room
Simon Hart: Manchester City will rise again but they need to change their attitude

Manchester City will rise again but they need to change their attitude

Manuel Pellegrini’s side are too good to fail and derby allows them to start again, says Simon Hart
Isis in Syria: A general reveals the lack of communication with the US - and his country's awkward relationship with their allies-by-default

A Syrian general speaks

A senior officer of Bashar al-Assad’s regime talks to Robert Fisk about his army’s brutal struggle with Isis, in a dirty war whose challenges include widespread atrocities