Voices

As the retirement age advances, workers are more likely to switch profession

Friends tries to turn tables on Resolution in merger battle

Insurer sees benefits of a combination, but says it should be the lead party

Friends Provident set to reject Cowdery's offer

Friends Provident, the insurance group, is expected to rebuff a takeover approach from financial services tycoon Clive Cowdery's investment vehicle Resolution today.

Jeremy Warner: C&G pays the price for Lloyds banking merger

Outlook So farewell then Cheltenham & Gloucester, whose high street brand dates back to the mid-19th century but, like so much else, is now falling victim to the relentless march of "progress" – in this case the cost-cutting integration of Lloyds TSB with Halifax Bank of Scotland.

Fashion: Hark, what style is this?

When times get tough, designers get creative and flamboyant escapism is often the order of the day. But the autumn collections were more about high-church asceticism. Arcane, medieval shapes and styles were going on a pilgrimage to the end of the catwalk and back.

Families: Pensioners get a little money to burn for winter warmth

Family finances won't be measurably better off as a result of the changes announced yesterday. But there was some positive news for pensioners after the Chancellor pledged to keep the Winter Fuel Allowance at the higher level introduced last year – £250 for over 60s and £400 for over-80s – for another 12 months.

Signs of life in crippled property fund market

Some funds believe the worst is over, with yields proving attractive.

Scottish Widows sued again over company pensions

Life insurer Scottish Widows has been issued with two further writs from former corporate clients alleging the firm offered negligent advice over their pension schemes.

Thousands stuck in property funds as Standard halts exits

Investors wishing to remove their money may have to wait six months

First the rate cut. Now for tax cuts

Government pressure forces banks to pass on 1.5 per cent rate cut to customers / PM plans more help for voters

The lavish party where the fate of HBOS was sealed

The setting was an 18th-century palace. The guests were some of the City's biggest names – and Gordon Brown. The outcome was a deal that stunned the markets. By David Prosser and Andrew Grice

Wealth Check: To get out of the red, he would even sell his home

Desperate times, desperate measures. But is there another way and would the sacrifice be worth it? By Harriet Meyer

Money and marriage: Don't let financial affairs ruin your relationship

To stay together, couples must be honest about money matters, says James Daley

Charles Thomson: A day in the life

The Ombudsman is ready and the Government is on the phone – the culmination of many years of hard slog. By James Daley

Scottish Widows negligence claim launched

The first legal action against the insurer Scottish Widows, facing allegations of negligence over advice given to up to 100 pension schemes between 1999 and 2000, has been filed in the Scottish courts by WTL International, a Macclesfield-based engineering firm.

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Independent Travel
Pompeii, Capri & the Bay of Naples
Seven Cities of Italy
Burgundy, the River Rhone & Provence
Prague, Budapest and Vienna
Lake Garda
3.	Provence 6 nights B&B by train from £599pp
Prices correct as of 20 February 2015
The difference between America and Israel? There isn’t one

The difference between America and Israel? There isn’t one

Netanyahu knows he can get away with anything in America, says Robert Fisk
Families clubbing together to build their own affordable accommodation

Do It Yourself approach to securing a new house

Community land trusts marking a new trend for taking the initiative away from developers
Head of WWF UK: We didn’t send Cameron to the Arctic to see green ideas freeze

David Nussbaum: We didn’t send Cameron to the Arctic to see green ideas freeze

The head of WWF UK remains sanguine despite the Government’s failure to live up to its pledges on the environment
Author Kazuo Ishiguro on being inspired by shoot-outs and samurai

Author Kazuo Ishiguro on being inspired by shoot-outs and samurai

Set in a mythologised 5th-century Britain, ‘The Buried Giant’ is a strange beast
With money, corruption and drugs, this monk fears Buddhism in Thailand is a ‘poisoned fruit’

Money, corruption and drugs

The monk who fears Buddhism in Thailand is a ‘poisoned fruit’
America's first slavery museum established at Django Unchained plantation - 150 years after slavery outlawed

150 years after it was outlawed...

... America's first slavery museum is established in Louisiana
Kelly Clarkson: How I snubbed Simon Cowell and become a Grammy-winning superstar

Kelly Clarkson: How I snubbed Simon Cowell and become a Grammy-winning superstar

The first 'American Idol' winner on how she manages to remain her own woman – Jane Austen fascination and all
Tony Oursler on exploring our uneasy relationship with technology with his new show

You won't believe your eyes

Tony Oursler's new show explores our uneasy relationship with technology. He's one of a growing number of artists with that preoccupation
Ian Herbert: Peter Moores must go. He should never have been brought back to fail again

Moores must go. He should never have been brought back to fail again

The England coach leaves players to find solutions - which makes you wonder where he adds value, says Ian Herbert
War with Isis: Fears that the looming battle for Mosul will unleash 'a million refugees'

The battle for Mosul will unleash 'a million refugees'

Aid agencies prepare for vast exodus following planned Iraqi offensive against the Isis-held city, reports Patrick Cockburn
Yvette Cooper: We can't lose the election. There's too much on the line

Yvette Cooper: We can't lose the election. There's too much on the line

The shadow Home Secretary on fighting radical Islam, protecting children, and why anyone in Labour who's thinking beyond May must 'sort themselves out'
A bad week for the Greens: Leader Natalie Bennett's 'car crash' radio interview is followed by Brighton council's failure to set a budget due to infighting

It's not easy being Green

After a bad week in which its leader had a public meltdown and its only city council couldn't agree on a budget vote, what next for the alternative party? It's over to Caroline Lucas to find out
Gorillas nearly missed: BBC producers didn't want to broadcast Sir David Attenborough's famed Rwandan encounter

Gorillas nearly missed

BBC producers didn't want to broadcast Sir David Attenborough's famed Rwandan encounter
Downton Abbey effect sees impoverished Italian nobles inspired to open their doors to paying guests for up to €650 a night

The Downton Abbey effect

Impoverished Italian nobles are opening their doors to paying guests, inspired by the TV drama
China's wild panda numbers have increased by 17% since 2003, new census reveals

China's wild panda numbers on the up

New census reveals 17% since 2003