Voices

As the retirement age advances, workers are more likely to switch profession

First-time buyers feel squeeze as lenders withdraw best deals

First-time buyers are being forced to work even harder to find a lender who will help them take their first step on the property ladder, after another handful of major banks pulled their most competitive mortgages from the market this week.

Trio's £94m incentive to lift Rentokil back into the rat race

Former ICI team McAdam, Brown and Ransom appointed; Long tours City to ensure support

Catch us a strong leader, Rentokil investors insist

Shareholders demand that board appoints a full-time executive chairman who can turn the business services company around

Forty-plus parents: The struggles of the 'sandwich generation'

The financial hit is bigger if you have children late, and your own parents could need help too. Kate Hughes sees how to cope

Last 125% mortgage offer is scrapped

The 125 per cent mortgage was rendered extinct yesterday as the final lender withdrew from the market. Birmingham Midshires, owned by the Halifax, became the sixth mortgage lender this week to stop offering loans worth more than the value of a property, amid increasing nervousness from banks and building societies about defaulters and the spectre of negative equity.

Lloyds profits defy credit crunch

Banking giant Lloyds TSB today shrugged off the credit market turmoil that has rocked many of its rivals as it posted a 6-per-cent hike in annual profits to £3.92 billion.

Investors flood out of commercial property funds as returns drop

The amount of money being withdrawn from commercial property funds inc-reased almost twelvefold during the last three months of 2007, as investors rushed for the exit in a panic-stricken response to sharp falls in asset prices.

Is it time to stop investing in commercial property?

If you're worried by the turmoil in the markets, James Daley has some advice

Scottish Widows halts property fund transfers

Scottish Widows yesterday became the latest fund manager to close the door on withdrawals from its commercial property funds, as growing numbers of nervous investors continued to shift their money out of the sector.

A flicker of optimism for the fall guys of investment

Some funds are improving their performance and bonuses look secure, finds Cherry Reynard. So should you rethink if you're heading for the exit?

Wine: A lesson in le marketing

Looking through the shop window of this spring's supermarket and high-street press tastings, one of the more striking features is the extent to which France is taking on board the competition of the New World and its customer-friendly face. The dull lists of meaningless appellations and négociant names are giving way to a host of brand names à la New World. Some arrive with a French accent, like Chamarré, Première, La Terre or Blason de Bourgogne. Others like Stone Road wouldn't look out of place on an Australian or Californian shelf. And, following in the footsteps of Fat Bastard Chardonnay, there's a new tongue-in-cheek breed like Le Freak, Chat en Oeuf, and the self-deprecating Arrogant Frog, telling us that the French can lighten up if they have to.

Inspectors savage schools for failing to teach maths properly

Pupils who shine in maths GCSE exams often fail to understand the subject and are poorly equipped to do A-levels, inspectors report today.

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Pompeii, Capri & the Bay of Naples
Seven Cities of Italy
Burgundy, the River Rhone & Provence
Prague, Budapest and Vienna
Lake Garda
Minoan Crete and Santorini
Prices correct as of 15 May 2015
Is a quiet crusade to reform executive pay bearing fruit?

Is a quiet crusade to reform executive pay bearing fruit?

Dominic Rossi of Fidelity says his pressure on business to control rewards is working. But why aren’t other fund managers helping?
The King David Hotel gives precious work to Palestinians - unless peace talks are on

King David Hotel: Palestinians not included

The King David is special to Jerusalem. Nick Kochan checked in and discovered it has some special arrangements, too
More people moving from Australia to New Zealand than in the other direction for first time in 24 years

End of the Aussie brain drain

More people moving from Australia to New Zealand than in the other direction for first time in 24 years
Meditation is touted as a cure for mental instability but can it actually be bad for you?

Can meditation be bad for you?

Researching a mass murder, Dr Miguel Farias discovered that, far from bringing inner peace, meditation can leave devotees in pieces
Eurovision 2015: Australians will be cheering on their first-ever entrant this Saturday

Australia's first-ever Eurovision entrant

Australia, a nation of kitsch-worshippers, has always loved the Eurovision Song Contest. Maggie Alderson says it'll fit in fine
Letterman's final Late Show: Laughter, but no tears, as David takes his bow after 33 years

Laughter, but no tears, as Letterman takes his bow after 33 years

Veteran talkshow host steps down to plaudits from four presidents
Ivor Novello Awards 2015: Hozier wins with anti-Catholic song 'Take Me To Church' as John Whittingdale leads praise for Black Sabbath

Hozier's 'blasphemous' song takes Novello award

Singer joins Ed Sheeran and Clean Bandit in celebration of the best in British and Irish music
Tequila gold rush: The spirit has gone from a cheap shot to a multi-billion pound product

Join the tequila gold rush

The spirit has gone from a cheap shot to a multi-billion pound product
12 best statement wallpapers

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Make an impact and transform a room with a conversation-starting pattern
Paul Scholes column: Does David De Gea really want to leave Manchester United to fight it out for the No 1 spot at Real Madrid?

Paul Scholes column

Does David De Gea really want to leave Manchester United to fight it out for the No 1 spot at Real Madrid?
Season's finale brings the end of an era for top coaches and players across the continent

The end of an era across the continent

It's time to say farewell to Klopp, Clement, Casillas and Xavi this weekend as they move on to pastures new, reports Pete Jenson
Bin Laden documents released: Papers reveal his obsession with attacking the US and how his failure to keep up with modern jihad led to Isis

'Focus on killing American people'

Released Bin Laden documents reveal obsession with attacking United States
Life hacks: The innovations of volunteers and medical workers are helping Medécins Sans Frontières save people around the world

Medécins Sans Frontières's life hacks

The innovations of volunteers and medical workers around the world are helping the charity save people
Ireland's same-sex marriage vote: As date looms, the Irish ask - how would God vote?

Same-sex marriage

As date looms, the Irish ask - how would God vote?
The underworld is going freelance: Why The Godfather's Mafia model is no longer viable

The Mafia is going freelance

Why the underworld model depicted in The Godfather is no longer viable