A lightning strike is usually covered by building insurance but other damage can be limited by strict criteria

When insuring, protect your pocket as well as your home

How to avoid building policy criteria leaving you with big repair bills

Julian Knight: We all lose out in this greedy cash-in on car crashes

All drivers have to pay through rising premiums when the insurance market connives in high costs
Despite the troubles in the Middle East it is still a popular tourist destination

Cheap travel insurance may not be a bargain

It's wise to be insured if you holiday overseas, but check your policy, warns Neasa MacErlean.

Simon Read: The real reason car insurance costs have soared? Backhanders

Car insurance appears to be a minefield of dodgy charges and blatant backhanders. This week the Office of Fair Trading (OFT) published evidence that showed insurers have been ramping up repair costs and the charge of hiring a replacement vehicle.

No accident: car insurers accused of deliberate plot to drive up bills

Excessive repair and car hire rates between rival firms is forcing up cost of policies for drivers

Prudential set to buy Swiss Re's US arm

The insurance giant Prudential is set to get a little bigger after striking a deal to buy Swiss Re's US life insurance business for $621m (£400m) in cash.

Competition Commission to launch investigation into motor insurance market

Car insurers were facing a full-blown inquiry today over claims that their "dysfunctional" practices pushed up premiums by £225 million a year.

Cost of flooding could leave homes uninsurable

The annual cost of damage from flooding in England and Wales is set to reach £1bn for the first time this year, leaving some homeowners unable to insure their properties. That's according to property search firm SearchFlow, which claims the cost of individual major flooding events is also rising.

Debbie Bridgman received only £2,000 of £4,000 stolen due to excess clauses

Travellers put on alert over high insurance excess

Holidaymakers who have to claim on their travel insurance this summer have been warned that they could end up severely out of pocket because some policies have very high excess levels hidden in the small print.

Pet and household cover lift RSA

RSA, the country's biggest insurer, said 2012 got off to a "solid start" driven by good demand for household and pet insurance in the UK and strong sales in emerging markets, particularly Latin America.

Crackdown on whiplash injury claims

Whiplash injury claims cost insurers more than £2 billion last year - adding around £90 to the cost of a typical car insurance policy, the AA has revealed.

Claims for whiplash treatment has risen by a third, but road accidents have fallen

Julian Knight: Whiplash away! As claims create ever-rising premiums

Insurers need show ministers how they will tackle compensation culture

Ministers seek commitment to cut car insurance costs

Insurers are to attend a crunch meeting with ministers and civil servants this Wednesday where they will commit to reducing car insurance costs. The meeting, hosted by the Transport Secretary Justine Greening, will be attended by Otto Thoresen, head of the Association of British Insurers (ABI), and the chief executives of Aviva, Admiral and Zurich. It follows February's Downing Street summit on the rocketing cost of cover.

Five Questions About: Landlords' insurance

What is landlords' insurance?

Some insurers are accused of taking motorists for a ride

Hidden fees are increasing the cost of car cover

When buying motor insurance, you need to look at all the fees and charges, not just the quote price.

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