Simon Read: Insurance policies do not belong at the shop checkout

Next week the City watchdog will publish the outcome of its investigation into the murky world of insurance add-ons. I hope that the Financial Conduct Authority (FCA) will ban the sale of the expensive cover that is flogged when you're buying other items.

Five questions on: Insurance renewals

Gosh, it's not that time again, is it?

UK weather: Insurance bosses summoned to Downing Street to discuss flood response

£14m has been paid out in insurance claims so far – with another £24m spent on emergency accommodation

300,000 car accidents deliberately staged

Motorists have been given a fresh warning to be wary of "cash for cash" scammers on our roads. According to shock new figures, almost a third of a million car accidents –300,000 – have been deliberately staged in the past five years as crooks look to profit from insurance swindles.

Money alert: Homeserve fined £31m

HomeServe has been slapped with a record fine of £30.6m by the City watchdog. The company – which offers insurance against burst pipes, broken gas boilers and electrical problems – has also been forced to hand out £17m in compensation to customers hit by its practices.

The financial impact of the floods on your home

As the wettest weather for years batters Britain – and the cost of cover look set to climb again – Simon Read has advice that could stop you being left high and dry by insurers

Money down the drain: Could your finances cope if events like a flood left you facing a big bill?

Act now, before there's an act of God

If the worst happens, many people have no savings or insurance to cope. Make an emergency financial plan, says Chiara Cavaglieri

Money Alert: Card Protection Plan compensation

Keep an eye on your post as you could be in line for a compensation payout. Claims forms are being sent this month to people who paid out for plastic card or identity protection offered by Card Protection Plan. It was normally sold through banks and credit card companies and CPP was fined £10.5m for mis-selling policies to 1.3 million people.

Water torture: If valuable possessions are damaged or washed away in a flood, will your insurer honour your claim in the way you want?

Savvy Money: Can you vouch for getting the right insurance payout?

Don't be fobbed off if you're offered a voucher but you want cash to replace valuable jewellery

Heavy weather: Sea debris fills a street in Aberystwyth, west Wales, after ferocious storms earlier this month

Savvy Money: Harsh truth – your storm cover may not protect you from a rainy day

But be prepared to make waves if you think an insurer is wrong to reject your damage claim

Around 23 per cent of motorists do not accurately disclose their driving record when applying for insurance

Insurance firms granted power to check on drivers’ records before offering a quote

Information held by the DVLA will be made available over the internet to insurers and the motorists themselves

Slippery Slope: Insurance will give you security in risky situations

Winter sports with no cover is skating on thin ice

Skiers and snowboarders are just asking for trouble if they take to the slopes without adequate insurance, says Chiara Cavaglieri

Accidents will happen: But at least drivers may be able to put a dent in their insurance costs

Drive down the cost of your car insurance

Motorists feel they pay too much and now the regulators have caught up. Chiara Cavaglieri and Julian Knight see how you can take control

Don’t put your boiler on the back-burner: check that you’re fully covered in the event of your central heating breaking down

Savvy Money: Going away? Make sure your home cover is leak-proof

Burst pipes or broken boilers are bad enough so don't let your insurance leave you high and dry

Money
Complaints about Scottish Power increased by 488 per cent in 2014
The personal finance stories you might have missed 18 to 22 May
Money
The changes at Wonga are not enough to convince Simon Read that Wonga is good for us
Money
Complaints about Scottish Power increased by 488 per cent in 2014
comment
Money
Dine at a discount at Gordon Ramsay's Heddon Street Kitchen
deals
Money
Yorkshire Building Society has agreed a merger with Chelsea Building Society
Round-up of the personal finance stories you may have missed 11 to 15 May
Money
Insurers slammed for misleading consumers; energy suppliers inflating direct debits
Money
Confused? You may well be. Readers say they have been hit with inflated charges after their direct debits were adjusted for underpayments
comment
Money
Sun shines on prices: Ibis is offering cheap deals in Spain
deals
Money
Round-up of the personal finance stories you may have missed 4 to 8 May
Money
Social tenants locked into energy tariff and record low mortgage deals
Money
Diagnosed with bipolar disorder, Paul Norbert now receives the support to 'get away from the memories'
comment
Money
Spend £10 at Caffè Nero and you'll get a £5 credit
deals
Money
Co-op Bank almost went under in 2013 when under previous management
Round-up of the personal finance stories you may have missed 27 April to 1 May
News
There are now more than three million people in “severe problem debt”
Credit card rewards cut, boom in cashback mortgage deals and banks to open on May 4
Money
A man who retired to Perth in 1997 fought a long, fruitless battle for increases in his pension
comment
Money
Visitors to the capital can see the sights at a discount
deals
Money
Round-up of the personal finance stories you may have missed 20 to 24 April
Money
The Financial Conduct Authority took the unprecedented step of making Wonga cancel the outstanding debt of 330,000 borrowers and scrap the fees and charges of 45,000 more
Home insurance down as car insurance rises, Wonga in the red and accessing financial help
Money
You aren't alone: many people aren't aware of their entitlement to benefits
comment
Money
You can upgrade your bike and go the distance for charity
deals
Financial products from our partners
Property search
On Google+
The Independent
 
The Independent on Google+
i100
i100 on Google+
i Newspaper
 
TheIPaper
The Independent around the web
Have you tried new the Independent Digital Edition apps?
Independent Dating
and  

By clicking 'Search' you
are agreeing to our
Terms of Use.

Property search
iJobs Job Widget
iJobs Money & Business

Guru Careers: Software Developer / C# Developer

£40-50K: Guru Careers: We are seeking an experienced Software / C# Developer w...

Neil Pavier: Management Accountant

£45,000 - £55,000: Neil Pavier: Are you looking for your next opportunity for ...

Sheridan Maine: Commercial Accountant

£45,000 - £55,000: Sheridan Maine: Are you a newly qualified ACA/ACCA/ACMA qua...

Laura Norton: Project Accountant

£50,000 - £60,000: Laura Norton: Are you looking for an opportunity within a w...

ES Rentals

    Day In a Page

    A
    Independent Travel
    Pompeii, Capri & the Bay of Naples
    Seven Cities of Italy
    Burgundy, the River Rhone & Provence
    Prague, Budapest and Vienna
    Lake Garda
    Minoan Crete and Santorini
    Prices correct as of 15 May 2015
    Sun, sex and an anthropological study: One British academic's summer of hell in Magaluf

    Sun, sex and an anthropological study

    One academic’s summer of hell in Magaluf
    From Shakespeare to Rising Damp... to Vicious

    Frances de la Tour's 50-year triumph

    'Rising Damp' brought De la Tour such recognition that she could be forgiven if she'd never been able to move on. But at 70, she continues to flourish - and to beguile
    'That Whitsun, I was late getting away...'

    Ian McMillan on the Whitsun Weddings

    This weekend is Whitsun, and while the festival may no longer resonate, Larkin's best-loved poem, lives on - along with the train journey at the heart of it
    Kathryn Williams explores the works and influences of Sylvia Plath in a new light

    Songs from the bell jar

    Kathryn Williams explores the works and influences of Sylvia Plath
    How one man's day in high heels showed him that Cannes must change its 'no flats' policy

    One man's day in high heels

    ...showed him that Cannes must change its 'flats' policy
    Is a quiet crusade to reform executive pay bearing fruit?

    Is a quiet crusade to reform executive pay bearing fruit?

    Dominic Rossi of Fidelity says his pressure on business to control rewards is working. But why aren’t other fund managers helping?
    The King David Hotel gives precious work to Palestinians - unless peace talks are on

    King David Hotel: Palestinians not included

    The King David is special to Jerusalem. Nick Kochan checked in and discovered it has some special arrangements, too
    More people moving from Australia to New Zealand than in the other direction for first time in 24 years

    End of the Aussie brain drain

    More people moving from Australia to New Zealand than in the other direction for first time in 24 years
    Meditation is touted as a cure for mental instability but can it actually be bad for you?

    Can meditation be bad for you?

    Researching a mass murder, Dr Miguel Farias discovered that, far from bringing inner peace, meditation can leave devotees in pieces
    Eurovision 2015: Australians will be cheering on their first-ever entrant this Saturday

    Australia's first-ever Eurovision entrant

    Australia, a nation of kitsch-worshippers, has always loved the Eurovision Song Contest. Maggie Alderson says it'll fit in fine
    Letterman's final Late Show: Laughter, but no tears, as David takes his bow after 33 years

    Laughter, but no tears, as Letterman takes his bow after 33 years

    Veteran talkshow host steps down to plaudits from four presidents
    Ivor Novello Awards 2015: Hozier wins with anti-Catholic song 'Take Me To Church' as John Whittingdale leads praise for Black Sabbath

    Hozier's 'blasphemous' song takes Novello award

    Singer joins Ed Sheeran and Clean Bandit in celebration of the best in British and Irish music
    Tequila gold rush: The spirit has gone from a cheap shot to a multi-billion pound product

    Join the tequila gold rush

    The spirit has gone from a cheap shot to a multi-billion pound product
    12 best statement wallpapers

    12 best statement wallpapers

    Make an impact and transform a room with a conversation-starting pattern
    Paul Scholes column: Does David De Gea really want to leave Manchester United to fight it out for the No 1 spot at Real Madrid?

    Paul Scholes column

    Does David De Gea really want to leave Manchester United to fight it out for the No 1 spot at Real Madrid?