Simon Read: Car insurance costs should be fair, not driven up by profit-hungry companies

Drivers are being ripped off by £200m each year because of "unnecessary costs" being heaped on them after accidents, the Competition Commission warned this week. Insurance costs have been bumped up – by about £8 a policy – by the use of expensive replacement cars and repairs, which are often not up to scratch, according to the Commission.

Motorists hit by £200m rip-off on insurance

Competition watchdog says premiums are being inflated by excessive costs

Tracking app to help safe young drivers save

An app and website which aims to monitor an individual's driving performance is the latest move in tackling the problem of excessive insurance premiums for new drivers.

Medical insurance is nursed back to health

Petty exclusions that used to plague buyers of critical illness policies are being overhauled – and not before time – says Chiara Cavaglieri

Tracking app to help safe young drivers save

An app and website which aims to monitor an individual's driving performance is the latest move in tackling the problem of excessive insurance premiums for new drivers.

Cutting costs: A typical life and critical illness policy for a 35-year-old non-smoker costs £35 per month

Medical insurance is nursed back to health

Petty exclusions that used to plague buyers of critical illness policies are being overhauled – and not before time – says Chiara Cavaglieri

Money Insider: Good value on offer but PPI ghosts persist

It's no surprise that consumers remain sceptical when buying insurance protection these days, not helped by the fact that the long-running payment protection insurance (PPI) scandal is rarely out of the news.

Dummy test sends a warning to skiers

Crash-test dummies have taken a beating in a series of simulated collisions with a tree – all paid for by Direct Line.

Police in crackdown over ghost broking

The police are stepping up their fight against "ghost brokers" who target vulnerable people with offers of low-cost car insurance that prove to be non-existent.

Insurers suffer from storms and policy uncertainty

RSA Insurance shares tumbled 6 per cent yesterday after the insurer warned that severe weather in Europe and Canada is likely to hit its profits this year.

Direct Line in the sights for Asian investors

Asian investors are circling the remaining 28.5 per cent stake in Direct Line that is owned by Royal Bank of Scotland, the part-nationalised lender.

Last week's storm showed how much damage can be done by unforeseen events

Make sure you are covered for when trouble blows in

St Jude's Storm emphasises the importance of being prepared for winter calamities, says Chiara Cavaglieri

Direct Line says storm blow will not be too hard

The Direct Line Group yesterday claimed that industry losses from St Jude's storm were likely to be significantly lower than the £500m some experts have predicted.

Simon Read: Someone has at last stood up to claims managers

After independent financial adviser Alan Lakey of Highclere Financial Services got a letter from a claims management firm he was fuming.

Over the horizon: You should aim to stay in control as you head towards retirement

An annuity is for perpetuity but providers are cashing in

Amid an inquiry into widespread market failure, Chiara Cavaglieri sees how to secure a fair rate

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