Tracking app to help safe young drivers save

An app and website which aims to monitor an individual's driving performance is the latest move in tackling the problem of excessive insurance premiums for new drivers.

Cutting costs: A typical life and critical illness policy for a 35-year-old non-smoker costs £35 per month

Medical insurance is nursed back to health

Petty exclusions that used to plague buyers of critical illness policies are being overhauled – and not before time – says Chiara Cavaglieri

Tracking app to help safe young drivers save

An app and website which aims to monitor an individual's driving performance is the latest move in tackling the problem of excessive insurance premiums for new drivers.

Money Insider: Good value on offer but PPI ghosts persist

It's no surprise that consumers remain sceptical when buying insurance protection these days, not helped by the fact that the long-running payment protection insurance (PPI) scandal is rarely out of the news.

Dummy test sends a warning to skiers

Crash-test dummies have taken a beating in a series of simulated collisions with a tree – all paid for by Direct Line.

Police in crackdown over ghost broking

The police are stepping up their fight against "ghost brokers" who target vulnerable people with offers of low-cost car insurance that prove to be non-existent.

Insurers suffer from storms and policy uncertainty

RSA Insurance shares tumbled 6 per cent yesterday after the insurer warned that severe weather in Europe and Canada is likely to hit its profits this year.

Direct Line in the sights for Asian investors

Asian investors are circling the remaining 28.5 per cent stake in Direct Line that is owned by Royal Bank of Scotland, the part-nationalised lender.

Last week's storm showed how much damage can be done by unforeseen events

Make sure you are covered for when trouble blows in

St Jude's Storm emphasises the importance of being prepared for winter calamities, says Chiara Cavaglieri

Direct Line says storm blow will not be too hard

The Direct Line Group yesterday claimed that industry losses from St Jude's storm were likely to be significantly lower than the £500m some experts have predicted.

Simon Read: Someone has at last stood up to claims managers

After independent financial adviser Alan Lakey of Highclere Financial Services got a letter from a claims management firm he was fuming.

Over the horizon: You should aim to stay in control as you head towards retirement

An annuity is for perpetuity but providers are cashing in

Amid an inquiry into widespread market failure, Chiara Cavaglieri sees how to secure a fair rate

Simon Read: Government should give more time to Equitable victims

It seems inconceivable that the Treasury has been unable to track down more than 400,000 Equitable Life policyholders to hand them the compensation due to them after the collapse of the life company.

Time to check policies as ghost brokers jailed

The police launched a dramatic crackdown on the practice of ghost broking this week by arresting 27 people in dawn swoops on Wednesday.

Insurers still 'bribing' advisers, says watchdog

The City watchdog yesterday warned that major life insurers are still effectively "bribing" advisers to recommend their products despite the practice being outlawed by new rules that came in at the end of last year.

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Less baggage: if your job pays under £15,600 a year, your savings could benefit from a tax change
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Red day: the singer Rita Ora at a Coca-Cola promotion
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The number of people coming to Citizens Advice for help with debt created by overpaid tax credit has soared by 14 per cent in the last year
Round-up of the personal finance stories you may have missed 23 to 27 March
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The FCA has outlined plans to introduce additional protection for those accessing their defined contribution pension pot – a so-called second-line of defence for consumers (Getty)
Video: Simon Read talks to Alan Higham of Fidelity Worldwide Investment
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Sunset in Vancouver: pensioners who now live in Canada could get a higher state pension just by crossing the border
If we want to enjoy the golden years rather than spend them running for the shadows, then we’ll need plenty of cash, says Simon Read
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Investors have been burnt by an energy fund that promised money for solar panels
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Put your best foot forward by donating your old boots to charity
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Round-up of the personal finance stories you may have missed 16 to 20 March
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Isas; energy-efficiency handout and minimum wage rise
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If you're a female between 55 and 64, you're like to have half the retirement savings that a man has, warns Maike Currie of Fidelity Personal Investing
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Video: The Independent’s personal finance editor finds out how savers and investors can make the most of the new rules affecting tax-free savings
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Paul Renshaw plans to put the £30,000 he has sitting in two pensions into improvements for his home and garden in Havant, Hampshire
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Put a spoke in your children's holiday plans
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There is a big difference between the best and worst rates on offer and you may need to keep moving your cash around
You have an allowance right to stash up to £15,000 of your savings in a tax-free account, but you must use it by 5 April...
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15 per cent of all UK adults have the biggest debt burden by owing money to five or more organisations
Councils have to chase debts, but not so aggressively, says Simon Read
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The Financial Conduct Authority took the unprecedented step of making Wonga cancel the outstanding debt of 330,000 borrowers and scrap the fees and charges of 45,000 more
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The FCA has outlined plans to introduce additional protection for those accessing their defined contribution pension pot – a so-called second-line of defence for consumers (Getty)
Video: Pension expert Jamie Jenkins tells Simon Read what to be wary of when the new pension freedoms come into force in April
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