Insurance: Failing to think the unthinkable

Many Britons are seriously under-insured, says Kate Hughes, but it's also vital not to overpay for policies

Prudential shareholders in pay protest

Prudential was hit by a minor revolt at its annual meeting as investors criticised the company's decision to hand out £30m in pay to directors last year.

Simon Read: Don't wait for car cover to fall - get a cheaper policy now

The boss of Direct Line, Paul Geddes, had good news for motorists when the firm announced its results last week. He said that the cost of cover will come down.

Co-op's black box

Black box saves young drivers' lives and wallets

A dashboard device can help motorists under 25 improve their safety and cut their premiums. Alister Foye reports

Bupa is 'taking the Mickey' angry patients tell inquiry

Insurer comes under attack for its premium costs and lack of care during probe into private health
Care plan: The effect on family budgets of a long-term condition can be catastrophic without proper cover in place

Be specific and cut the cost of ill-health cover

Protect your family's finances with a simple, single-condition policy

If you live where flooding is possible, it is important your insurer will pay for alternative accommodation

Savvy Money: Checking the small print on insurance is a good policy

When it comes to renewing your home cover, ensure it actually offers what you may need

AFP/Getty Images

Travel light by all means, but don't forget insurance

With some countries refusing to honour EU health agreements, cover is now more important than ever, say Chiara Cavaglieri and Julian Knight

Confused.com posts a profit rise and assures Admiral’s investors

Confused.com today posted its first rise in profits for four years, boosting shares at its parent group Admiral.

PPI mis-selling firms pocket £22m

Claims management firms last year pocketed £7.4m of the compensation awarded to victims of the PPI mis-selling scandal who turned to the Financial Services Compensation Scheme (FSCS) because the firm they dealt with has gone bust.

Insurers' cash used to fund climate change

The UK's insurance industry is today accused of funding enviromentally threating research. The claim comes from the respected Ethical Consumer magazine. Its research shows that big insurers such as Aviva, Legal & General and LV= are funding major oil and gas exploration in the Arctic by investing in the firms whose activities risk widespread environmental disaster.

Insurance shake-up 'costs £3bn'

Talks on changing EU rules have lasted for years and the bill keeps on growing

Hard-up families seek PPI payouts

Millions more may be due payouts for mis-selling, reports Neasa MacErlean.

Consumer rights: 'Going nowhere with travel insurance until we started to talk'

Annual cover was too expensive because of an accident but moving from the internet and phoning around instead saved a lot of money

Ombudsman takes on 1,000 extra to handle PPI complaints

The Financial Ombudsman Service has had to recruit 1,000 extra workers to deal with the "unprecedented" number of complaints about mis-sold payment protection insurance.

Money
Struggling millennials, soaring energy bills, stock market woes and warnings of bank scams: the stories we noticed this week.
Money
The people’s lenders: The peer-to-peer services can be less bureaucratic and less bloody minded than the banks
savings
Money
video
Money
Simon Read gives hints and tips on what to do with your money this week
video
Money
'It's becoming increasingly clear that the only way we are going to win back our rights is in court,' says Marianne Fusi of her timeshare problems
comment
Money
An iPhone 6 is up for grabs in our competition
deals
Money
deals
Money
The City Varieties Music Hall in Leeds is among the attractions
deals
News
i100
Money
Air Asia is offering flights from Thailand to selected destinations from as little as $4
deals
Money
Savings of up to 53 per cent are available on Headworx clothing
deals
Money
Football's back: make sure you net the right TV deal
deals
News
i100
Money
Spin a web to Blinkbox and reel in The Amazing Spiderman 2
deals
Money
Cold comfort: M&S shoppers are being offered half-price lollies
deals
Money
Splash out: at Legoland Windsor you can get a two-for-one deal
deals
Money
Destination Scotland: Virgin is offering a new deal
deals
Money
Bob Bob Ricard's newly opened Club Room
deals
Money
One reader complained that he would be better off if he kept his money by his bed
advice
Money
'The Lego Movie' has been one of the box office hits of 2014
deals
Financial products from our partners
Property search
On Google+
The Independent
 
The Independent on Google+
i100
i100 on Google+
i Newspaper
 
TheIPaper
The Independent around the web
Have you tried new the Independent Digital Edition apps?
Independent Dating
and  

By clicking 'Search' you
are agreeing to our
Terms of Use.

Property search
iJobs Job Widget
iJobs Money & Business

Customer Service Executive / Inbound Customer Service Agent

£18 - 23k + Benefits: Guru Careers: We are seeking a Customer Service Executiv...

ASP.NET Web Developer / .NET Developer

£60 - 65k + Benefits: Guru Careers: We are seeking a ASP.NET Web Developer / ....

Operational Risk Manager - Asset Management

£60,000 - £80,000: Saxton Leigh: Our client is an leading Asset Manager based...

Project Coordinator - 12 month contract

£27000 - £32000 Per Annum: Clearwater People Solutions Ltd: Our large charity ...

ES Rentals

    Day In a Page

    Independent Travel
    Vietnam & Cambodia
    Pompeii, Capri & the Bay of Naples
    Bruges
    India & Nepal
    Japan
    Berlin, Dresden, Meissen & Colditz
    Prices correct as of 17 October 2014
    Two super-sized ships have cruised into British waters, but how big can these behemoths get?

    Super-sized ships: How big can they get?

    Two of the largest vessels in the world cruised into UK waters last week
    British doctors on brink of 'cure' for paralysis with spinal cord treatment

    British doctors on brink of cure for paralysis

    Sufferers can now be offered the possibility of cure thanks to a revolutionary implant of regenerative cells
    Ranked seventh in world’s best tourist cities - not London, or Edinburgh, but Salisbury

    Salisbury ranked seventh in world’s best tourist cities

    The city is home to one of the four surviving copies of the Magna Carta, along with the world’s oldest mechanical clock
    Let's talk about loss

    We need to talk about loss

    Secrecy and silence surround stillbirth
    Will there be an all-female mission to Mars?

    Will there be an all-female mission to Mars?

    Women may be better suited to space travel than men are
    Oscar Pistorius sentencing: The athlete's wealth and notoriety have provoked a long overdue debate on South African prisons

    'They poured water on, then electrified me...'

    If Oscar Pistorius is sent to jail, his experience will not be that of other inmates
    James Wharton: The former Guard now fighting discrimination against gay soldiers

    The former Guard now fighting discrimination against gay soldiers

    Life after the Army has brought new battles for the LGBT activist James Wharton
    Ebola in the US: Panic over the virus threatens to infect President Obama's midterms

    Panic over Ebola threatens to infect the midterms

    Just one person has died, yet November's elections may be affected by what Republicans call 'Obama's Katrina', says Rupert Cornwell
    Premier League coaches join the RSC to swap the tricks of their trades

    Darling, you were fabulous! But offside...

    Premier League coaches are joining the RSC to learn acting skills, and in turn they will teach its actors to play football. Nick Clark finds out why
    How to dress with authority: Kirsty Wark and Camila Batmanghelidjh discuss the changing role of fashion in women's workwear

    How to dress with authority

    Kirsty Wark and Camila Batmanghelidjh discuss the changing role of fashion in women's workwear
    New book on Joy Division's Ian Curtis sheds new light on the life of the late singer

    New book on Ian Curtis sheds fresh light on the life of the late singer

    'Joy Division were making art... Ian was for real' says author Jon Savage
    Sean Harris: A rare interview with British acting's secret weapon

    Sean Harris: A rare interview with British acting's secret weapon

    The Bafta-winner talks Hollywood, being branded a psycho, and how Barbra Streisand is his true inspiration
    Tim Minchin, interview: The musician, comedian and world's favourite ginger is on scorching form

    Tim Minchin interview

    For a no-holds-barred comedian who is scathing about woolly thinking and oppressive religiosity, he is surprisingly gentle in person
    Boris Johnson's boozing won't win the puritan vote

    Boris's boozing won't win the puritan vote

    Many of us Brits still disapprove of conspicuous consumption – it's the way we were raised, says DJ Taylor
    Ash frontman Tim Wheeler reveals how he came to terms with his father's dementia

    Tim Wheeler: Alzheimer's, memories and my dad

    Wheeler's dad suffered from Alzheimer's for three years. When he died, there was only one way the Ash frontman knew how to respond: with a heartfelt solo album