Up to 40 per cent have not made key checks on their credit rating or electoral roll entry

The Week Ahead: SuperGroup and M&S to update on high street

They may cater to rather different demographics, but investors interested in the state of the high street will be focusing on both SuperGroup and Marks & Spencer when the two companies update the market on Wednesday.

Experian expands Latin American presence

Experian is to expand its Latin American footprint by purchasing a majority stake in a leading Colombian credit information services firm.

Targeted advertising set to 'transform' television

With television viewers fast approaching the day when they will receive tailored adverts selected for them according to their viewing habits, post codes and type of household, Laura Desmond is at the forefront of this advertising revolution.

Auto Trader reaches new digital milestones

Auto Trader's, one of Europe's most popular car-related websites, is setting new digital benchmarks as its explosive growth continues.

Mary Dejevsky: And they still want to get us into debt

When I peruse what is left on shop clothes' rails at sale time I can't help feeling a bit proud of myself and my fellow-countrywomen. Even in slovenly Britain, there are some items that are just too ugly and some colours just too dire to find a buyer at any price. Now that sales happen almost year-round, that twice-yearly fix of reassurance is not quite what it was. But I've just discovered some new seasonal proof of the nation's good sense, and it is to be found in – of all places – the latest Bank of England statistics.

Consumer rights: Hounded by bailiffs for someone else's debts

A previous occupant has emigrated and left a long trail of unpaid parking fines / Getting compensation for a lost parcel / On guard against thieves

Questions Of Cash: 'Banks would not recover my £1,000 transfer'

Q. I accidentally transferred over £1,000 to a wrong account last September by using an incorrect sort code in an internet banking transfer. I realised my error within 24 hours and asked my bank, Barclays, for help. Initially Barclays told me it could not help and I must contact Lloyds, the bank to which I had accidentally transferred the funds. Lloyds refused to speak to me and will not identify the account that received the funds for data protection reasons. Lloyds said it was banking industry policy for these matters to be dealt with bank-to-bank.

House Doctor: 'Bankruptcy beckons, but will I ever own another home?'

Question: I'm days away from being made bankrupt after a messy and painful separation, but want to know if I'll ever be able to get a mortgage again? I know it won't be easy, but can I ever own a house again? PJ, Cardiff.

Experian names Ford Fiesta as UK's best-selling used car

The credit information company Experian has released its annual analysis of UK used car sales.

Coalition hopes to quell anger with £70m boost to schools fund

The Government is to spend £180m to help children from poor families stay in education until the age of 18, ministers will announce next week.

Business Extra: News in Brief

Energy boost

Cella Energy has been named the 2011 winner of the Shell Springboard Awards, which support small businesses with ideas for combating climate change.

Questions of Cash: 'Santander worries damaged my health'

Q. I am disabled and problems with my Santander card are damaging my mental health. I was notified that dormant accounts incur a £10 charge. I've not used my Debenham's store card for some time and decided to close the account. I wrote to Santander by recorded delivery and cut-up the card. I also logged-on to my account online and requested the card be deactivated. Three weeks later, I still haven't had confirmation that the account has been closed, nor have I had a response to my online message. FM, London.

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Day In a Page

Independent Travel
Lake Garda, Venice & Verona from £629pp
South Africa
Prices correct as of 12 December 2014
Homeless Veterans appeal: 'You look for someone who's an inspiration and try to be like them'

Homeless Veterans appeal

In 2010, Sgt Gary Jamieson stepped on an IED in Afghanistan and lost his legs and an arm. He reveals what, and who, helped him to make a remarkable recovery
Could cannabis oil reverse the effects of cancer?

Could cannabis oil reverse effects of cancer?

As a film following six patients receiving the controversial treatment is released, Kate Hilpern uncovers a very slippery issue
The Interview movie review: You can't see Seth Rogen and James Franco's Kim Jong Un assassination film, but you can read about it here

The Interview movie review

You can't see Seth Rogen and James Franco's Kim Jong Un assassination film, but you can read about it here
Serial mania has propelled podcasts into the cultural mainstream

How podcasts became mainstream

People have consumed gripping armchair investigation Serial with a relish typically reserved for box-set binges
Jesus Christ has become an unlikely pin-up for hipster marketing companies

Jesus Christ has become an unlikely pin-up

Kevin Lee Light, aka "Jesus", is the newest client of creative agency Mother while rival agency Anomaly has launched Sexy Jesus, depicting the Messiah in a series of Athena-style poses
Rosetta space mission voted most important scientific breakthrough of 2014

A memorable year for science – if not for mice

The most important scientific breakthroughs of 2014
Christmas cocktails to make you merry: From eggnog to Brown Betty and Rum Bumpo

Christmas cocktails to make you merry

Mulled wine is an essential seasonal treat. But now drinkers are rediscovering other traditional festive tipples. Angela Clutton raises a glass to Christmas cocktails
5 best activity trackers

Fitness technology: 5 best activity trackers

Up the ante in your regimen and change the habits of a lifetime with this wearable tech
Paul Scholes column: It's a little-known fact, but I have played one of the seven dwarves

Paul Scholes column

It's a little-known fact, but I have played one of the seven dwarves
Fifa's travelling circus once again steals limelight from real stars

Fifa's travelling circus once again steals limelight from real stars

Club World Cup kicked into the long grass by the continued farce surrounding Blatter, Garcia, Russia and Qatar
Frank Warren column: 2014 – boxing is back and winning new fans

Frank Warren: Boxing is back and winning new fans

2014 proves it's now one of sport's biggest hitters again
Jeb Bush vs Hillary Clinton: The power dynamics of the two first families

Jeb Bush vs Hillary Clinton

Karen Tumulty explores the power dynamics of the two first families
Stockholm is rivalling Silicon Valley with a hotbed of technology start-ups

Stockholm is rivalling Silicon Valley

The Swedish capital is home to two of the most popular video games in the world, as well as thousands of technology start-ups worth hundreds of millions of pounds – and it's all happened since 2009
Did Japanese workers really get their symbols mixed up and display Santa on a crucifix?

Crucified Santa: Urban myth refuses to die

The story goes that Japanese store workers created a life-size effigy of a smiling "Father Kurisumasu" attached to a facsimile of Our Lord's final instrument of torture
Jennifer Saunders and Kate Moss join David Walliams on set for TV adaptation of The Boy in the Dress

The Boy in the Dress: On set with the stars

Walliams' story about a boy who goes to school in a dress will be shown this Christmas