News

Up to 40 per cent have not made key checks on their credit rating or electoral roll entry

High street stores suffer as shoppers hit internet

Bargain hunters helped drive online retail sales last month but a drop in footfall on the high street at the weekend suggests the soaring trade on the internet is hitting stores that do not have an online presence.

Market update - 11 December

The FTSE 100 was down 171.34 points at 4217.35 while the FTSE 250 fell to 6143.57, down 176.82 points, at 11:52 am this morning.

Consumer rights: How moving house can make you a credit risk

Why a good status with lenders can go astray at a new address ... Is it worth continuing to pay PPI? ... A reader wants to stop a bank's persistent cold-calling

How to raise money when times are tough

Credit cards and loans are harder to come by, but they're not the only way to borrow, says James Daley

Don't let your sleeping cash lie

Ministers are set to grab money languishing in dormant accounts. Julian Knight reports

Market update - 11 August

The FTSE 100 was up 35.8 points at 5,525 and the FTSE 250 was up 50.3 points at 9,253 at 11.41am today. Wolseley led the London benchmark, up 7.4 per cent or 31.25p at 452p, amid market rumours of a major US disposal. Recent speculation has suggested that the construction materials group may offload Stock Building Supply, its North Carolina-based subsidiary.

Customers flock to security of building societies

Building societies are counting the cash as savers flock to them for refuge from the credit crunch.

The Investment Column: Experian is a business worth checking out

Dawson holdings; Photo-Me International

Prices on the high street climb at their fastest rate for 16 years

A lethal combination of rising prices and falling sales has hit Britain's shops, according to the latest evidence from business leaders on the state of retailing.

Wealthy Londoners are most at risk as cases of identity theft soar

The number of cases of identity theft has soared by 66 per cent in the past year, with wealthy business people and company directors in London topping the list of those most at risk.

Will you get a good deal if lenders can read your mind?

Banks are turning to 'customer profiling' to identify high-risk borrowers.

Experian warns credit crisis is moving mainstream

Experian, the world's biggest credit-checking company, is cracking down on costs to weather tough times ahead after warning that the financial crisis was spreading from the capital markets to the mainstream US economy.

Share with a stranger: the lodgers who won't cramp your style

Laura Harding reports on the flexible arrangements that allow borrowers to rent out a room, pay the mortgage, but enjoy their own space

Questions Of Cash: The plane truth about Air France's delays

Q. Last year I travelled almost every week between London City Airport and Dublin on Air France. Flights were regularly delayed and on one occasion I worried about my safety because other passengers were so angry at the departure gate. I wrote four letters of complaint, which were ignored. In March last year my luggage was damaged, I claimed for compensation and Air France promised to replace it with a similar case. A year later I am still waiting for this. SG, London.

Experian shrugs off credit crunch

The credit checking company Experian shrugged off difficult market conditions in the UK and US to boost revenues by 21 per cent in the second half of the year.

Career Services

Day In a Page

Independent Travel
Pompeii, Capri & the Bay of Naples
Dubrovnik, the Dalmatian Coast & Montenegro
Burgundy, the River Rhone & Provence
Lisbon, Oporto and the Douro Valley
Lake Garda, Venice & Verona
Spain
Prices correct as of 23 January 2015
Iraq invasion 2003: The bloody warnings six wise men gave to Tony Blair as he prepared to launch poorly planned campaign

What the six wise men told Tony Blair

Months before the invasion of Iraq in 2003, experts sought to warn the PM about his plans. Here, four of them recall that day
25 years of The Independent on Sunday: The stories, the writers and the changes over the last quarter of a century

25 years of The Independent on Sunday

The stories, the writers and the changes over the last quarter of a century
Homeless Veterans appeal: 'Really caring is a dangerous emotion in this kind of work'

Homeless Veterans appeal

As head of The Soldiers' Charity, Martin Rutledge has to temper compassion with realism. He tells Chris Green how his Army career prepared him
Wu-Tang Clan and The Sexual Objects offer fans a chance to own the only copies of their latest albums

Smash hit go under the hammer

It's nice to pick up a new record once in a while, but the purchasers of two latest releases can go a step further - by buying the only copy
Geeks who rocked the world: Documentary looks back at origins of the computer-games industry

The geeks who rocked the world

A new documentary looks back at origins of the computer-games industry
Belle & Sebastian interview: Stuart Murdoch reveals how the band is taking a new direction

Belle & Sebastian is taking a new direction

Twenty years ago, Belle & Sebastian was a fey indie band from Glasgow. It still is – except today, as prime mover Stuart Murdoch admits, it has a global cult following, from Hollywood to South Korea
America: Land of the free, home of the political dynasty

America: Land of the free, home of the political dynasty

These days in the US things are pretty much stuck where they are, both in politics and society at large, says Rupert Cornwell
A graphic history of US civil rights – in comic book form

A graphic history of US civil rights – in comic book form

A veteran of the Fifties campaigns is inspiring a new generation of activists
Winston Churchill: the enigma of a British hero

Winston Churchill: the enigma of a British hero

A C Benson called him 'a horrid little fellow', George Orwell would have shot him, but what a giant he seems now, says DJ Taylor
Growing mussels: Precious freshwater shellfish are thriving in a unique green project

Growing mussels

Precious freshwater shellfish are thriving in a unique green project
Diana Krall: The jazz singer on being friends with Elton John, outer space and skiing in Dubai

Diana Krall interview

The jazz singer on being friends with Elton John, outer space and skiing in Dubai
Pinstriped for action: A glimpse of what the very rich man will be wearing this winter

Pinstriped for action

A glimpse of what the very rich man will be wearing this winter
Russell T Davies & Ben Cook: 'Our friendship flourished online. You can share some very revelatory moments at four in the morning…'

Russell T Davies & Ben Cook: How we met

'Our friendship flourished online. You can share some very revelatory moments at four in the morning…'
Bill Granger recipes: Our chef serves up his favourite Japanese dishes

Bill Granger's Japanese recipes

Stock up on mirin, soy and miso and you have the makings of everyday Japanese cuisine
Michael Calvin: How we need more Eric Cantonas to knock some sense into us

Michael Calvin's Last Word

How we need more Eric Cantonas to knock some sense into us