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Up to 40 per cent have not made key checks on their credit rating or electoral roll entry

High street stores suffer as shoppers hit internet

Bargain hunters helped drive online retail sales last month but a drop in footfall on the high street at the weekend suggests the soaring trade on the internet is hitting stores that do not have an online presence.

Market update - 11 December

The FTSE 100 was down 171.34 points at 4217.35 while the FTSE 250 fell to 6143.57, down 176.82 points, at 11:52 am this morning.

Consumer rights: How moving house can make you a credit risk

Why a good status with lenders can go astray at a new address ... Is it worth continuing to pay PPI? ... A reader wants to stop a bank's persistent cold-calling

How to raise money when times are tough

Credit cards and loans are harder to come by, but they're not the only way to borrow, says James Daley

Don't let your sleeping cash lie

Ministers are set to grab money languishing in dormant accounts. Julian Knight reports

Market update - 11 August

The FTSE 100 was up 35.8 points at 5,525 and the FTSE 250 was up 50.3 points at 9,253 at 11.41am today. Wolseley led the London benchmark, up 7.4 per cent or 31.25p at 452p, amid market rumours of a major US disposal. Recent speculation has suggested that the construction materials group may offload Stock Building Supply, its North Carolina-based subsidiary.

Customers flock to security of building societies

Building societies are counting the cash as savers flock to them for refuge from the credit crunch.

The Investment Column: Experian is a business worth checking out

Dawson holdings; Photo-Me International

Prices on the high street climb at their fastest rate for 16 years

A lethal combination of rising prices and falling sales has hit Britain's shops, according to the latest evidence from business leaders on the state of retailing.

Wealthy Londoners are most at risk as cases of identity theft soar

The number of cases of identity theft has soared by 66 per cent in the past year, with wealthy business people and company directors in London topping the list of those most at risk.

Will you get a good deal if lenders can read your mind?

Banks are turning to 'customer profiling' to identify high-risk borrowers.

Experian warns credit crisis is moving mainstream

Experian, the world's biggest credit-checking company, is cracking down on costs to weather tough times ahead after warning that the financial crisis was spreading from the capital markets to the mainstream US economy.

Share with a stranger: the lodgers who won't cramp your style

Laura Harding reports on the flexible arrangements that allow borrowers to rent out a room, pay the mortgage, but enjoy their own space

Questions Of Cash: The plane truth about Air France's delays

Q. Last year I travelled almost every week between London City Airport and Dublin on Air France. Flights were regularly delayed and on one occasion I worried about my safety because other passengers were so angry at the departure gate. I wrote four letters of complaint, which were ignored. In March last year my luggage was damaged, I claimed for compensation and Air France promised to replace it with a similar case. A year later I am still waiting for this. SG, London.

Experian shrugs off credit crunch

The credit checking company Experian shrugged off difficult market conditions in the UK and US to boost revenues by 21 per cent in the second half of the year.

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Independent Travel
Pompeii, Capri & the Bay of Naples
Seven Cities of Italy
Burgundy, the River Rhone & Provence
Prague, Budapest and Vienna
Lake Garda
Minoan Crete and Santorini
Prices correct as of 1 May 2015
Fishing for votes with Nigel Farage: The Ukip leader shows how he can work an audience as he casts his line to the disaffected of Grimsby

Fishing is on Nigel Farage's mind

Ukip leader casts a line to the disaffected
Who is bombing whom in the Middle East? It's amazing they don't all hit each other

Who is bombing whom in the Middle East?

Robert Fisk untangles the countries and factions
China's influence on fashion: At the top of the game both creatively and commercially

China's influence on fashion

At the top of the game both creatively and commercially
Lord O’Donnell: Former cabinet secretary on the election and life away from the levers of power

The man known as GOD has a reputation for getting the job done

Lord O'Donnell's three principles of rule
Rainbow shades: It's all bright on the night

Rainbow shades

It's all bright on the night
'It was first time I had ever tasted chocolate. I kept a piece, and when Amsterdam was liberated, I gave it to the first Allied soldier I saw'

Bread from heaven

Dutch survivors thank RAF for World War II drop that saved millions
Britain will be 'run for the wealthy and powerful' if Tories retain power - Labour

How 'the Axe' helped Labour

UK will be 'run for the wealthy and powerful' if Tories retain power
Rare and exclusive video shows the horrific price paid by activists for challenging the rule of jihadist extremists in Syria

The price to be paid for challenging the rule of extremists

A revolution now 'consuming its own children'
Welcome to the world of Megagames

Welcome to the world of Megagames

300 players take part in Watch the Skies! board game in London
'Nymphomaniac' actress reveals what it was really like to star in one of the most explicit films ever

Charlotte Gainsbourg on 'Nymphomaniac'

Starring in one of the most explicit films ever
Robert Fisk in Abu Dhabi: The Emirates' out-of-sight migrant workers helping to build the dream projects of its rulers

Robert Fisk in Abu Dhabi

The Emirates' out-of-sight migrant workers helping to build the dream projects of its rulers
Vince Cable interview: Charging fees for employment tribunals was 'a very bad move'

Vince Cable exclusive interview

Charging fees for employment tribunals was 'a very bad move'
Iwan Rheon interview: Game of Thrones star returns to his Welsh roots to record debut album

Iwan Rheon is returning to his Welsh roots

Rheon is best known for his role as the Bastard of Bolton. It's gruelling playing a sadistic torturer, he tells Craig McLean, but it hasn't stopped him recording an album of Welsh psychedelia
Morne Hardenberg interview: Cameraman for BBC's upcoming show Shark on filming the ocean's most dangerous predator

It's time for my close-up

Meet the man who films great whites for a living
Increasing numbers of homeless people in America keep their mobile phones on the streets

Homeless people keep mobile phones

A homeless person with a smartphone is a common sight in the US. And that's creating a network where the 'hobo' community can share information - and fight stigma - like never before