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Up to 40 per cent have not made key checks on their credit rating or electoral roll entry

High street stores suffer as shoppers hit internet

Bargain hunters helped drive online retail sales last month but a drop in footfall on the high street at the weekend suggests the soaring trade on the internet is hitting stores that do not have an online presence.

Market update - 11 December

The FTSE 100 was down 171.34 points at 4217.35 while the FTSE 250 fell to 6143.57, down 176.82 points, at 11:52 am this morning.

Consumer rights: How moving house can make you a credit risk

Why a good status with lenders can go astray at a new address ... Is it worth continuing to pay PPI? ... A reader wants to stop a bank's persistent cold-calling

How to raise money when times are tough

Credit cards and loans are harder to come by, but they're not the only way to borrow, says James Daley

Don't let your sleeping cash lie

Ministers are set to grab money languishing in dormant accounts. Julian Knight reports

Market update - 11 August

The FTSE 100 was up 35.8 points at 5,525 and the FTSE 250 was up 50.3 points at 9,253 at 11.41am today. Wolseley led the London benchmark, up 7.4 per cent or 31.25p at 452p, amid market rumours of a major US disposal. Recent speculation has suggested that the construction materials group may offload Stock Building Supply, its North Carolina-based subsidiary.

Customers flock to security of building societies

Building societies are counting the cash as savers flock to them for refuge from the credit crunch.

The Investment Column: Experian is a business worth checking out

Dawson holdings; Photo-Me International

Prices on the high street climb at their fastest rate for 16 years

A lethal combination of rising prices and falling sales has hit Britain's shops, according to the latest evidence from business leaders on the state of retailing.

Wealthy Londoners are most at risk as cases of identity theft soar

The number of cases of identity theft has soared by 66 per cent in the past year, with wealthy business people and company directors in London topping the list of those most at risk.

Will you get a good deal if lenders can read your mind?

Banks are turning to 'customer profiling' to identify high-risk borrowers.

Experian warns credit crisis is moving mainstream

Experian, the world's biggest credit-checking company, is cracking down on costs to weather tough times ahead after warning that the financial crisis was spreading from the capital markets to the mainstream US economy.

Share with a stranger: the lodgers who won't cramp your style

Laura Harding reports on the flexible arrangements that allow borrowers to rent out a room, pay the mortgage, but enjoy their own space

Questions Of Cash: The plane truth about Air France's delays

Q. Last year I travelled almost every week between London City Airport and Dublin on Air France. Flights were regularly delayed and on one occasion I worried about my safety because other passengers were so angry at the departure gate. I wrote four letters of complaint, which were ignored. In March last year my luggage was damaged, I claimed for compensation and Air France promised to replace it with a similar case. A year later I am still waiting for this. SG, London.

Experian shrugs off credit crunch

The credit checking company Experian shrugged off difficult market conditions in the UK and US to boost revenues by 21 per cent in the second half of the year.

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Independent Travel
Pompeii, Capri & the Bay of Naples
Seven Cities of Italy
Burgundy, the River Rhone & Provence
Prague, Budapest and Vienna
Lake Garda
Minoan Crete and Santorini
Prices correct as of 15 May 2015
Sepp Blatter resignation: The beginning of Fifa's long road to reform?

Does Blatter's departure mean Fifa will automatically clean up its act?

Don't bet on it, says Tom Peck
Charles Kennedy: The baby of the House who grew into a Lib Dem giant

The baby of the House who grew into a Lib Dem giant

Charles Kennedy was consistently a man of the centre-left, dedicated to social justice, but was also a champion of liberty and an opponent of the nanny-state, says Baroness Williams
Syria civil war: The harrowing testament of a five-year-old victim of this endless conflict

The harrowing testament of a five-year-old victim of Syria's endless civil war

Sahar Qanbar lost her mother and brother as civilians and government soldiers fought side by side after being surrounded by brutal Islamist fighters. Robert Fisk visited her
The future of songwriting: How streaming is changing everything we know about making music

The future of songwriting

How streaming is changing everything we know about making music
William Shemin and Henry Johnson: Jewish and black soldiers receive World War I Medal of Honor amid claims of discrimination

Recognition at long last

Jewish and black soldiers who fought in WWI finally receive medals after claims of discrimination
Beating obesity: The new pacemaker which helps over-eaters

Beating obesity

The new pacemaker which helps over-eaters
9 best women's festival waterproofs

Ready for rain: 9 best women's festival waterproofs

These are the macs to keep your denim dry and your hair frizz-free(ish)
Cycling World Hour Record: Nervous Sir Bradley Wiggins ready for pain as he prepares to go distance

Wiggins worried

Nervous Sir Bradley ready for pain as he prepares to attempt cycling's World Hour Record
Liverpool close in on Milner signing

Liverpool close in on Milner signing

Reds baulk at Christian Benteke £32.5m release clause
On your feet! Spending at least two hours a day standing reduces the risk of heart attacks, cancer and diabetes, according to new research

On your feet!

Spending half the day standing 'reduces risk of heart attacks and cancer'
With scores of surgeries closing, what hope is there for the David Cameron's promise of 5,000 more GPs and a 24/7 NHS?

The big NHS question

Why are there so few new GPs when so many want to study medicine?
Big knickers are back: Thongs ain't what they used to be

Thongs ain't what they used to be

Big knickers are back
Thurston Moore interview

Thurston Moore interview

On living in London, Sonic Youth and musical memoirs
In full bloom

In full bloom

Floral print womenswear
From leading man to Elephant Man, Bradley Cooper is terrific

From leading man to Elephant Man

Bradley Cooper is terrific