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Up to 40 per cent have not made key checks on their credit rating or electoral roll entry

Mortgage Clinic: The concept of the £10 mortgage

'I'm in the fortunate position of being able to pay off my mortgage early. However, my building society has suggested that I keep a nominal £10 balance on the account, on which it will not charge interest. It would keep the deeds for me, and give me the option of drawing down a loan in future. What are the pros and cons of this idea?' Mike Epstein, via email

Borrowing: You don't owe a penny but they're after you

Sue Hayward reports on why innocent people are targeted over loans gone bad, and shows how to stand up to the debt collectors

Price site shake-out

As Experian puts pricegrabber.co.uk up for sale, analysts believe the market for price comparison websites may now be too crowded for all of them to survive. By Karen Attwood

The Week In Review: Desperate dogs will eat anything

The stock market is starting to behave like an ill-treated dog. Ignore it, then throw it a bone and it will lick you all over – as in its enthusiastic reaction to a by no means exuberant trading statement from Character Group, the toys, gifts and games group.

Assassination: The night Bobby Kennedy was shot

After the deaths of JFK and Martin Luther King, he was America's great hope. Then Bobby was murdered too. As a new film tells his story, Liz Hoggard explores how history was changed at the Ambassador Hotel

Deborah Orr: The difference between migrants and Britons is a difference in expectation

A lot of people find it hard that their sense of identity is tied to the night shift at Little Chef

O'Sullivan optimistic as Irish look for first win in New Zealand

Ireland have never won in New Zealand - they have played there only five times, perhaps because one draw and 12 losses at home have rather put them off the idea - but their coach, Eddie O'Sullivan, was in an oddly optimistic mood as he previewed today's first Test of two, in Hamilton.

Coach says 'time for England to play with style'

There is a supreme confidence in Sven Goran Eriksson's approach to a World Cup that will define his reputation as England manager and it emanates from the finest squad he has had at his disposal during five years in the "impossible job". With one notable exception, his theory can be put to an instant test this afternoon, as the Swede was last night insistent that Steven Gerrard would be fit for England's opening game with Paraguay.

Market whispers

Off-licence chain Unwins might have been keen to sell up - but apparently no one felt the same about buying it. When the family-controlled retailer put itself up for sale last year, DM Private Equity and Oddbins owner Castel were both interested. But the family has now run out of patience with the slow rate of progress and lack of bids - and so has agreed an estimated pounds 32m leaseback deal instead. Those sale hopes have not been abandoned, though. As an insider at the chiller cabinet concedes: "If someone turned up with a big bag of cash tomorrow, I don't think it would be turned down."

GUS profits rise despite Argos setback

The High street's festive woes caught up with GUS yesterday, which revealed that underlying sales at Argos, the catalogue retailer, had slowed sharply.

The Investment Column: It's pricey but GUS still has upside

It's worth sticking with Whittard of Chelsea; Recovering Incepta is worth holding on to

Fight to cut identity frauds

'Be careful how you dispose of unwanted post, says Barbara Oaff. It could cost you
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Pompeii, Capri & the Bay of Naples
Seven Cities of Italy
Burgundy, the River Rhone & Provence
Prague, Budapest and Vienna
Lake Garda
Minoan Crete and Santorini
Prices correct as of 15 May 2015
Fifa corruption: The 161-page dossier that exposes the organisation's dark heart

The 161-page dossier that exposes Fifa's dark heart

How did a group of corrupt officials turn football’s governing body into what was, in essence, a criminal enterprise? Chris Green and David Connett reveal all
Mediterranean migrant crisis: 'If Europe thinks bombing boats will stop smuggling, it will not. We will defend ourselves,' says Tripoli PM

Exclusive interview with Tripoli PM Khalifa al-Ghweil

'If Europe thinks bombing boats will stop smuggling, it will not. We will defend ourselves'
Raymond Chandler's Los Angeles: How the author foretold the Californian water crisis

Raymond Chandler's Los Angeles

How the author foretold the Californian water crisis
Chinese artist who posted funny image of President Xi Jinping facing five years in prison as authorities crackdown on dissent in the arts

Art attack

Chinese artist who posted funny image of President Xi Jinping facing five years in prison
Marc Jacobs is putting Cher in the limelight as the face of his latest campaign

Cher is the new face of Marc Jacobs

Alexander Fury explains why designers are turning to august stars to front their lines
Parents of six-year-old who beat leukaemia plan to climb Ben Nevis for cancer charity

'I'm climbing Ben Nevis for my daughter'

Karen Attwood's young daughter Yasmin beat cancer. Now her family is about to take on a new challenge - scaling Ben Nevis to help other children
10 best wedding gift ideas

It's that time of year again... 10 best wedding gift ideas

Forget that fancy toaster, we've gone off-list to find memorable gifts that will last a lifetime
Paul Scholes column: With the Premier League over for another year, here are my end of season awards

Paul Scholes column

With the Premier League over for another year, here are my end of season awards
Heysel disaster 30th anniversary: Liverpool have seen too much tragedy to forget fateful day in Belgium

Liverpool have seen too much tragedy to forget Heysel

Thirty years ago, 39 fans waiting to watch a European Cup final died as a result of a fatal cocktail of circumstances. Ian Herbert looks at how a club dealt with this tragedy
Amir Khan vs Chris Algieri: Khan’s audition for Floyd Mayweather may turn into a no-win situation, says Frank Warren

Khan’s audition for Mayweather may turn into a no-win situation

The Bolton fighter could be damned if he dazzles and damned if he doesn’t against Algieri, the man last seen being decked six times by Pacquiao, says Frank Warren
Blundering Tony Blair quits as Middle East peace envoy – only Israel will miss him

Blundering Blair quits as Middle East peace envoy – only Israel will miss him

For Arabs – and for Britons who lost their loved ones in his shambolic war in Iraq – his appointment was an insult, says Robert Fisk
Fifa corruption arrests: All hail the Feds for riding to football's rescue

Fifa corruption arrests

All hail the Feds for riding to football's rescue, says Ian Herbert
Isis in Syria: The Kurdish enclave still resisting the tyranny of President Assad and militant fighters

The Kurdish enclave still resisting the tyranny of Assad and Isis

In Syrian Kurdish cantons along the Turkish border, the progressive aims of the 2011 uprising are being enacted despite the war. Patrick Cockburn returns to Amuda
How I survived Cambodia's Killing Fields: Acclaimed surgeon SreyRam Kuy celebrates her mother's determination to escape the US

How I survived Cambodia's Killing Fields

Acclaimed surgeon SreyRam Kuy celebrates her mother's determination to escape to the US
Stephen Mangan interview: From posh buffoon to pregnant dad, the actor has quite a range

How Stephen Mangan got his range

Posh buffoon, hapless writer, pregnant dad - Mangan is certainly a versatile actor