Clive Cowdery's Resolution yesterday raised its dividend by more than 6 per cent despite full-year profits missing City expectations.

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Independent Crossword

Tinkering with pensions is not enough

The demographic time bomb that awaits us means a serious overhaul is needed. Are politicians up to it? Julian Knight investigates

Surrey confirm Lara talks

Surrey are in talks with Brian Lara about joining the club "in some capacity" but are unable to confirm the West Indian great's prospective new role.

Income protection policy: An offer you simply shouldn't refuse

Being forced out of her job as a social services worker was a nightmare for Bronwen Jenkins. She was left suffering from depression and post-traumatic stress disorder and faced having her home repossessed and being made bankrupt.

Surviving the death of a breadwinner

How can you keep your family finances alive? Julian Knight and Chiara Cavaglieri report

Prudential to make £15bn offer for troubled AIG's Asian assets

The Pru may sell off its UK life business to refocus on growth markets in Asia

James Moore: What's the big deal with Aviva and its shares?

Outlook: Market watchers know about share ramping, but the FSA appears powerless

Gibbs joins Yorkshire for T20 tournament

The South Africa batsman Herschelle Gibbs has signed for Yorkshire and is set to represent the county in this year's Friends Provident T20 tournament.

Britain will face migrant brain drain as Asian economies grow stronger

Britain's businesses will suffer from a shortage of skilled workers in the next decade as educated foreigners quit the UK in large numbers, warns a report commissioned by the insurer, Friends Provident.

Questions Of Cash: 'Shameful NatWest turned 87p debt into £400'

Q. Lloyds wrote to me in November, stating it was closing all my accounts. I have been with Lloyds for 12 years, have a overdraft facility, always been in credit and always had £5,000 to £17,000 in savings with them. I called the closure unit who said they were within their rights and did not have to provide a reason. I have spoken to several Lloyds' managers, who said they could not intervene.

James Moore: Sweet lesson for banks in Cadbury

Outlook: It looks like the bankers in Cadbury's corner are set to make some healthy success fees

James Moore: Time for a new brolly?

Outlook: Has Legal & General's umbrella just sprung a leak? It might sound terribly technical, but there's more than meets the eye to Moody's decision to change the way it rates hybrid securities and subordinated debt instruments issued by banks. Before the financial crisis the ratings agency had taken the view that investors in this type of debt would benefit, at least to an extent, from support provided to a troubled bank by national governments or central banks. Now we know that ain't necessarily so. The EC thinks that bond holders should share the pain of a bailout.

Investment Column: Euromoney can make more for investors

Resolution; Dairy Crest

Lloyds still short of official approval for giant cash call

Treasury and FSA yet to sign off on the UK's largest ever rights issue
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Microsoft finally unveils its Xbox ONE console
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Dating website pulls intimate 'hook-up' section to curb harassment
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In the end the fans decided Tony Pulis had made a pig's ear of the job at Stoke City

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James Lawton: The James Hunt I knew is the subject of a new F1 movie

James Lawton: The James Hunt I knew is the subject of a new F1 movie

British driver was fascinating man whose epic duel with Niki Lauda in 1976 was typical of an era of glamour and glory – but also the ever-present threat of death
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Masculinity in crisis?

'There is a battle going on inside us that is never discussed'
Have US shock jocks gone too far?

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An incendiary remark from Rush Limbaugh may be the beginning of the end for outspoken right-wing US broadcasters
The ‘Beverly Hills’ of Surrey pays more income tax than big cities of the North

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Elmbridge pays more income tax than big cities of the North
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Michael Landy's artistic marriage made in heaven... and hell
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