Sadly no reports of a Routemaster singing Wonderwall

Slowdown in festive borrowing

Anxious consumers worried about their levels of borrowing decided against paying for Christmas on credit, according to a report looking into December spending.

Consumers put £32.2bn on plastic but spending slows

Consumers spent a record £32.2bn on credit and debit cards during December – but the rate at which spending is rising continues to slow.

James Daley: A little detail with big implications

No sooner had I finished writing about the bad practice amongst most of Britain's banks last week, than I came across yet another piece of trickery that I feel is worth sharing with you.

Rupert saw the light. Now 'The Guardian' seeks a cyber salvation

The newspaper is to put its stories online before they go into print. It's taken a long time, but Fleet Street's digital revolution is at last gathering pace

Racing: O'Brien aim is to make a man out of Washington

It seems obvious that Jeremy Noseda will add other Classics to the one he won at the Curragh on Saturday, so it must be hoped that he is not too affronted if his breakthrough is neglected. The fact is that Araafa does not have the slightest hope of wresting attention away from George Washington unless he beats him again at Royal Ascot next month.

Payment cards are first step towards making cash obsolete

If banks and major retailers have their way, notes and coins may soon be redundant, says David Prosser

Business Essentials: 'Staying in touch is costing us too much'

As a software company has expanded, so have its phone bills. Kate Hilpern reports

Crouch gives decisive twist to 'crazy' Saints soap opera

Southampton 2 - Portsmouth 1

Halifax unveils cashback card

Halifax, a unit of HBOS, has launched Britain's first-ever debit card that gives customers cash back on their purchases. The new account is intended to prise market share from the Big Four high street banks, and offers 1 per cent cashback on debit card purchases worth up to a total of £10,000 a year.

Business Essentials: Just deserts for fraudsters but will a restaurant be skewered?

The Brazz chain is unsure how best to prepare for the new Chip and PIN payment system, says Kate Hilpern

Buy foreign currency on a Visa debit card and your pockets will be travelling light

Convenience doesn't come cheap, says Sam Dunn, if first you have to fork out for commission and you're hit with a hidden charge

Clubs tap into the loyalty of their supporters

Is it a credit card? Is it a season ticket? And will this and other new commercial schemes bring fresh finances for football?

Swipe cards to introduce era of `smart' voting in Commons

UNDER PLANS being drawn up by the Government, MPs will use computerised smartcards to vote in the House of Commons. If the scheme gets the go- ahead next week, the centuries-old tradition of verbally registering "aye" or a "no" with the clerks will be abolished in favour of a much quicker system.

The Investment Column: De La Rue

DE LA Rue, the world's largest independent banknote printer, has found that there is now more money in money. A drastic re-organisation rescued the shares from below 150p last year to back above 300p today. New faces at the top; the forthcoming creation of a services division and widespread cost-cutting have all helped to restore some lustre to its performance. Yesterday, Ian Much, chief executive, promised better times ahead, after unveiling interim profits before tax and exceptionals of pounds 34.7m, up from pounds 19.3m. Should investors buy into the recovery?
Life and Style
A monstrous idea? Body transplants might no longer be science fiction
Science An Italian neurosurgeon believes so - and it's not quite as implausible as it sounds, says Steve Connor
Demba Ba (right) celebrates after Besiktas win on penalties
footballThere was no happy return to the Ataturk Stadium, where the Reds famously won Champions League
Arts and Entertainment
Natural beauty: Aidan Turner stars in the new series of Poldark
arts + ents
Mia Freedman, editorial director of the Mamamia website, reads out a tweet she was sent.
arts + ents
Arts and Entertainment
The write stuff: masters of story-telling James Joyce, left, and Thomas Hardy
arts + ents...begging to differ, John Walsh can't even begin to number the ways
Image from a flyer at the CPAC event where Nigel Farage will be speaking
Career Services

Day In a Page

Independent Travel
Pompeii, Capri & the Bay of Naples
Seven Cities of Italy
Burgundy, the River Rhone & Provence
Prague, Budapest and Vienna
Lake Garda
3.	Provence 6 nights B&B by train from £599pp
Prices correct as of 20 February 2015
HIV pill: Scientists hail discovery of 'game-changer' that cuts the risk of infection among gay men by 86%

Scientists hail daily pill that protects against HIV infection

Breakthrough in battle against global scourge – but will the NHS pay for it?
How we must adjust our lifestyles to nature: Welcome to the 'Anthropocene', the human epoch

Time to play God

Welcome to the 'Anthropocene', the human epoch where we may need to redefine nature itself
MacGyver returns, but with a difference: Handyman hero of classic 1980s TV series to be recast as a woman

MacGyver returns, but with a difference

Handyman hero of classic 1980s TV series to be recast as a woman
Tunnel renaissance: Why cities are hiding roads down in the ground

Tunnel renaissance

Why cities are hiding roads underground
'Backstreet Boys - Show 'Em What You're Made Of': An affectionate look at five middle-aged men

Boys to men

The Backstreet Boys might be middle-aged, married and have dodgy knees, but a heartfelt documentary reveals they’re not going gently into pop’s good night
Crufts 2015: Should foreign dogs be allowed to compete?

Crufts 2015

Should foreign dogs be allowed to compete?
10 best projectors

How to make your home cinema more cinematic: 10 best projectors

Want to recreate the big-screen experience in your sitting room? IndyBest sizes up gadgets to form your film-watching
Manchester City 1 Barcelona 2 player ratings: Luis Suarez? Lionel Messi? Joe Hart? Who was the star man?

Manchester City vs Barcelona player ratings

Luis Suarez? Lionel Messi? Joe Hart? Who was the star man at the Etihad?
Arsenal vs Monaco: Monaco - the making of Gunners' manager Arsene Wenger

Monaco: the making of Wenger

Jack Pitt-Brooke speaks to former players and learns the Frenchman’s man-management has always been one of his best skills
Cricket World Cup 2015: Chris Gayle - the West Indies' enigma lives up to his reputation

Chris Gayle: The West Indies' enigma

Some said the game's eternal rebel was washed up. As ever, he proved he writes the scripts by producing a blistering World Cup innings
In Ukraine a dark world of hybrid warfare and murky loyalties prevails

In Ukraine a dark world of hybrid warfare

This war in the shadows has been going on since the fall of Mr Yanukovych
'Birdman' and 'Bullets Over Broadway': Homage or plagiarism?

Homage or plagiarism?

'Birdman' shares much DNA with Woody Allen's 'Bullets Over Broadway'
Broadchurch ends as damp squib not even David Tennant can revive

A damp squib not even David Tennant can revive

Broadchurch, Series 2 finale, review
A Koi carp breeding pond, wall-mounted iPads and a bathroom with a 'wellness' shower: inside the mansion of Germany's 'Bishop of Bling'

Inside the mansion of Germany's 'Bishop of Bling'

A Koi carp breeding pond, wall-mounted iPads and a bathroom with a 'wellness' shower