News

The 31-year-old admitted two counts of mortgage fraud

Halifax: home loans 'affordable'

Large deposits may be hindering house buyers, but for those on the property ladder, mortgages are at their most affordable for 14 years, the lender Halifax said yesterday.

Bank overdraft charges are 'too complex'

If you go into the red, it’s almost impossible to work out how much it will cost you. Consumer group Which? put that to the test and asked volunteers – including a maths PHD student – to calculate the charges of an unauthorised overdraft for four different banks.

UK's average house price falls by 1.3% in 2011

The UK's average house price fell by 1.3% in 2011 after a monthly decline of 0.9% between November and December, lender Halifax said today.

Five Questions About: The housing market

What has happened to house prices recently?

Housing market 'not set for slump'

The "highly resilient" housing market will not suffer a slump in 2012 as many fear, but will instead remain subdued and stable, according to a forecast released by Halifax today.

Housing market 'remains stable'

The average house price was only marginally lower last month than at the start of the year as the market remained remarkably stable throughout 2011, lender Halifax said today.

Five Questions About: House prices

What are the latest figures?

Surprise rise in property prices in October

House prices rose by 1.2 per cent last month, according to the mortgage lender Halifax. The performance means the average property price of £163,311 is marginally higher than at the end of last year.

Wealth Check: 'How do I build up my savings after buying a house?'

An IT worker emptied his account last year when he bought his first property. Now he wants to know how best to put away more money now and for the future

David Prosser: Housing is affordable – once you've bought it

Outlook On yesterday's warning from the National Housing Federation that home ownership rates are going to fall back to the levels of the 1980s, it is worth pointing out again that the affordability of housing has not been so good for many years.

Money Insider: Credit card battle fought on two fronts

Retail spending has become subdued in the current tough economic climate, but that hasn't stopped credit card companies from falling over each other as they try to persuade us to sign up for their new offerings.

House prices stabilise

Further signs of a steadying in the UK house market have emerged after figures from the Halifax showed prices rose by 0.3% in July.

Je t'aime, La 2CV

Owners of the much-derided vehicle have held the biggest car rally in French history. John Lichfield went along for the ride

Wakefield get shock Super League reprieve

Crusaders' late withdrawal stuns the Welsh club's squad and hands an unexpected lifeline to delighted Wildcats

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Independent Travel
Pompeii, Capri & the Bay of Naples
Seven Cities of Italy
Burgundy, the River Rhone & Provence
Prague, Budapest and Vienna
Lake Garda
3.	Provence 6 nights B&B by train from £599pp
Prices correct as of 20 February 2015
Homeless Veterans campaign: Donations hit record-breaking £1m target after £300,000 gift from Lloyds Bank

Homeless Veterans campaign

Donations hit record-breaking £1m target after huge gift from Lloyds Bank
Flight MH370 a year on: Lost without a trace – but the search goes on

Lost without a trace

But, a year on, the search continues for Flight MH370
Germany's spymasters left red-faced after thieves break into brand new secret service HQ and steal taps

Germany's spy HQ springs a leak

Thieves break into new €1.5bn complex... to steal taps
International Women's Day 2015: Celebrating the whirlwind wit of Simone de Beauvoir

Whirlwind wit of Simone de Beauvoir

Simone de Beauvoir's seminal feminist polemic, 'The Second Sex', has been published in short-form for International Women's Day
Mark Zuckerberg’s hiring policy might suit him – but it wouldn’t work for me

Mark Zuckerberg’s hiring policy might suit him – but it wouldn’t work for me

Why would I want to employ someone I’d be happy to have as my boss, asks Simon Kelner
Confessions of a planespotter: With three Britons under arrest in the UAE, the perils have never been more apparent

Confessions of a planespotter

With three Britons under arrest in the UAE, the perils have never been more apparent. Sam Masters explains the appeal
Russia's gulag museum 'makes no mention' of Stalin's atrocities

Russia's gulag museum

Ministry of Culture-run site 'makes no mention' of Stalin's atrocities
The big fresh food con: Alarming truth behind the chocolate muffin that won't decay

The big fresh food con

Joanna Blythman reveals the alarming truth behind the chocolate muffin that won't decay
Virginia Ironside was my landlady: What is it like to live with an agony aunt on call 24/7?

Virginia Ironside was my landlady

Tim Willis reveals what it's like to live with an agony aunt on call 24/7
Paris Fashion Week 2015: The wit and wisdom of Manish Arora's exercise in high camp

Paris Fashion Week 2015

The wit and wisdom of Manish Arora's exercise in high camp
8 best workout DVDs

8 best workout DVDs

If your 'New Year new you' regime hasn’t lasted beyond February, why not try working out from home?
Paul Scholes column: I don't believe Jonny Evans was spitting at Papiss Cissé. It was a reflex. But what the Newcastle striker did next was horrible

Paul Scholes column

I don't believe Evans was spitting at Cissé. It was a reflex. But what the Newcastle striker did next was horrible
Miguel Layun interview: From the Azteca to Vicarage Road with a million followers

From the Azteca to Vicarage Road with a million followers

Miguel Layun is a star in Mexico where he was criticised for leaving to join Watford. But he says he sees the bigger picture
Frank Warren column: Amir Khan ready to meet winner of Floyd Mayweather v Manny Pacquiao

Khan ready to meet winner of Mayweather v Pacquiao

The Bolton fighter is unlikely to take on Kell Brook with two superstar opponents on the horizon, says Frank Warren
War with Isis: Iraq's government fights to win back Tikrit from militants - but then what?

Baghdad fights to win back Tikrit from Isis – but then what?

Patrick Cockburn reports from Kirkuk on a conflict which sectarianism has made intractable