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Julian Knight

@ukmoneyguru

Julian Knight was the Money and Property editor for the Independent on Sunday and interim Economics Correspondent, and prior to that he was the personal finance reporter for BBC News and has published seven books.

Business Analysis & Features

Autumn Statement: So what difference will it really make to your

Business News

State pension cash could run out, report claims

Barclays will be hit with a £38m fine for failing to ensure adequate protection of clients’ funds
Business News

Barclays faces another big fine from FCA

Business News

Banks told to reopen millions of PPI cases

London’s house prices may have peaked, with the rest of the country likely to outperform the capital for the first time in a decade
Business Analysis & Features

Capital flight: house prices cause exodus

William Hill have reported people betting six-figure sums on the referendum
Business News

Scottish independence 'will hurt job prospects'

The new chair of the Federal Reserve Janet Yellen
Business News

US Fed cuts growth forecasts, continues tapering

Business News

Pensioner says: ‘You’re all fat cats’ but Centrica pay deals get

Spend & Save

Minister's pension tax-relief figures just don't add up

Spend & Save

Why bonds could still be a good buy for you as the bubble refuses to

Mortgages

The housing market is overheating and it's time to cool off

Business News

Consumer complaints against banks fall 15% as PPI scandal cools off

Spend & Save

Budget: What does it mean for savers and pensioners?

Spend & Save

Budget: What does it mean for savers and pensioners?

Brent Hoberman and Martha Lane Fox, co-founders of Lastminute.com, when they were preparing to float their company in February 2000
Business Analysis & Features

Analysis: Are we going dotcom dotty all over again?

Jumbo prices on Jumby Bay: It will be expensive to buy on the tiny island, although rental rates when you’re not using the property are also very high
Property

The Caribbean is a hot spot for British house buyers

Get me to the court on time: A binding law on pre-nups would help ensure that financial stress is not added to the problems of a romance gone wrong
Spend & Save

Julian Knight: Why I'm wedded to this shake-up for the pre-nup

Business News

RBS sells Direct Line stake on eve of revealing losses

Business News

RBS sells Direct Line stake on eve of revealing losses

Safe as houses? Sir Peter Bottomley says there is a growing political will to protect leaseholders
Property

Our campaign for the rights of leaseholders may lead to a new law

It’s better to change direction than walk into trouble: Mark Carney was correct to maintain flexibility on interest rates
Spend & Save

Julian Knight: Carney's correct in climbing down over raising rates

Long way home: mortgage applicants may face delays as banks try to readjust to the recovery in demand in the wake of the financial crisis
Spend & Save

Julian Knight: Can lenders cope with this new mortgage rush?

Counter interrogation: Some customers seeking to take out large sums have been asked for explanations
Spend & Save

Don't bank on easy access to your own money ...

The people’s lenders: The peer-to-peer services can be less bureaucratic and less bloody minded than the banks
Spend & Save

Julian Knight: Let's make the very most of peer to peer lending

Screen test: For all their followers, are the social networks safe for investors?
Spend & Save

Investors face up to social media

The tax breaks are good with a pension but the cost in terms of personal financial freedom are often too great
Pensions

Julian Knight: Why we can’t force people to pay up for their

On the threshold of a good deal? First-time buyers are being enticed with perks that seemed to belong to a bygone age
Mortgages

Check those hidden costs of mortgage incentives

Screen test: For all their followers, are the social networks safe for investors?
Spend & Save

Investors face up to social media

The tax breaks are good with a pension but the cost in terms of personal financial freedom are often too great
Pensions

Julian Knight: Why we can’t force people to pay up for their

On the threshold of a good deal? First-time buyers are being enticed with perks that seemed to belong to a bygone age
Mortgages

Check those hidden costs of mortgage incentives

Bull pen: Last week’s one-day bid boom brought frenetic action back to the City
Spend & Save

Should you join the new 'deal frenzy'?

Spend & Save

Should you join the new 'deal frenzy'?

Bull pen: Last week’s one-day bid boom brought frenetic action back to the City
Fishwick papers: Dave’s programme is a call for social cohesion
Spend & Save

Julian Knight: Poorest foot the bill while payday lenders cash in

Bull pen: Last week’s one-day bid boom brought frenetic action back to the City
Spend & Save

Should you join the new 'deal frenzy'?

Long road ahead: A surge in car sales appears to have been driven, in part, by payouts on PPI claims. When these stop, will the brakes be applied?
Spend & Save

Julian Knight: Join our campaign to stop the fleecing of leaseholders

Windows of opportunity: commercial property funds are benefiting from high demand and limited supply
Spend & Save

Commercial property has a good day at the office

Windows of opportunity: commercial property funds are benefiting from high demand and limited supply
Spend & Save

Commercial property has a good day at the office

Murky waters: Insurance is one of the areas in which leaseholders can get a raw deal from managing agents
Property

The secret of how to give your flat a new lease of life ...

Spend & Save

Julian Knight: My resolutions to ensure a more wealthy new year

The easily understandable investment option is also creating thousands of jobs in the financial sector
Spend & Save

Julian Knight: Maybe the Treasury is finally cottoning on to value of

Investors dodged a few bullets in 2013
Sharewatch

2014 predictions: What will be the next moves in the great stock

Spend & Save

Julian Knight: Money Advice Service needs to find new ways to reach

Accidents will happen: But at least drivers may be able to put a dent in their insurance costs
Insurance

Drive down the cost of your car insurance

Bank of England Governor Mark Carney has said he will increase rates when unemployment falls below 7 per cent
Mortgages

Remortgage now, ahead of the rate rises

Spend & Save

Julian Knight: The wrong advice is bad enough. No advice is worse

Lloyds Bank was handed a £28m fine – the largest ever imposed on a British bank – for failings in its incentives structure for sales people
Spend & Save

Julian Knight: The wrong advice is bad enough. No advice is worse

Mortgages

Remortgage now, ahead of the rate rises

Sharewatch

Market Report: FTSE tips back into red

Sharewatch

Market Report: FTSE tips back into red

No house of fun: the regulators need to stop the descent of leaseholders into high charges
Spend & Save

Julian Knight: Managing agents rip off too many leaseholders

Water berth: A narrow boat on the Regent’s Canal, one of the most popular mooring sites in London
Property

Taking the plunge on houseboat living

Off-set mortgages can be a way to make your hard-earned savings work harder for you
Spend & Save

A savings account is not the best place to save

It had been hoped that George Osborne would equalise the investment limits for cash and equity ISAs
Spend & Save

Hopes of savers fall with the Autumn speech

It had been hoped that George Osborne would equalise the investment limits for cash and equity ISAs
Spend & Save

Hopes of savers fall with the Autumn speech

'Osborne has handed middle-income families a £200 tax dodge'
Spend & Save

So what difference will the Autumn Statement make to your finances?

Spend & Save

Julian Knight: Morally speaking, IVA firms are just as bad as payday

Spend & Save

Banks are brought to account by switchers as growing number of people

Fighting neglect: ‘Property for a pound’ schemes have taken off in areas such as Liverpool
Property

First-time buyers given a push across the threshold

Ireland is a good example of a fire-sale situation where the value of the combined housing stock can drop through the floor
Spend & Save

Julian Knight: Be sure not to miss out on the chance of a lifetime

House prices in London and the South-east are rising fast
Business Analysis & Features

North-South house price divide: turning into a chasm?

Victims: Sandra Broadbent, who suffered a brain injury after a road accident, and her husband, Stuart
Spend & Save

Don't allow a disaster to be a cash crisis

Bidding war: Some sellers are accepting five or six offers in order to get the best price for their home
Property

The curse of gazumping is back with a vengeance

The failure of the Co-operative Bank was one of over-ambition
Spend & Save

Our mutual friends have lost the plot ... let's find out why

Spend & Save

Shedding light on how to slash those rising energy bills

Sorrows to drown: This year’s vintage is likely to be one of the most disappointing ever
Spend & Save

One poor year isn't the end of wine investment

Spend & Save

One poor year isn't the end of wine investment

Sorrows to drown: This year’s vintage is likely to be one of the most disappointing ever
Ipswich Town Football Club provides 600 people with a living
Pensions

Is it too to get auto enrolment on target?

Spend & Save

Buried fees that can cost you a small fortune

Payday lenders can be unscrupulous when it comes to attracting customers
Spend & Save

Julian Knight: Payday loans need a wealth warning

Business News

Fewer firms collapsing as economic picture brightens

Business News

Fewer firms collapsing as economic picture brightens

Pensions

Industry warning over cap on workplace pension fees

Business Analysis & Features

Credit tap turned back on

Co-op has faced a string of embarrassments
Spend & Save

Should you shift your cash from the Co-op?

Compensation is an on offer from Halifax if you have been mis-sold payment protection insurance
Spend & Save

Julian Knight: My mum's PPI mis-selling payout leaves me jealous

Ed Davey has suggested wrapping up against the energy price hikes
Spend & Save

Energy bills for dummies: A budget guide to staying warm

Don’t panic: if Neil Woodford had invested money in a fund shorn of its star manager, he would understand that success is not down to one individual
Spend & Save

Julian Knight: Neil Woodford’s Invesco exit does not mean his funds

Paradise lost: Tim Hudgell bought off-plan property in Cyprus ... and nothing went to plan afterwards
Spend & Save

The Cyprus dream becomes a nightmare

Development with a difference: The Salleresd’Aude village in France attracted little interest until it was marketed to the gay community
Property

Salleres-d'Aude: Is this the ideal place to set up home if you're gay

Window of opportunity? While the Government’s Help to Buy scheme promises to help new homebuyers across the threshold, the rates are not that cheap
Spend & Save

Julian Knight: We're a nation of credit haves and have nots

Business Analysis & Features

Trendy flats will not fix our housing shortage

The Financial Conduct Authority has published a set of rules by which the sector is expected to live
Spend & Save

Julian Knight: Watchdog finally puts the bite on the payday lenders

Business News

Sotheby's activist ups his stake and launches attack

Spend & Save

Plug into currents and beat savings accounts

Ed Miliband has put pressure on companies with his 'big freeze' promise
Spend & Save

Julian Knight: It's high time for the 'Big Six' suppliers to clean up

Pension schemes can result in negative outcomes for retirees
Spend & Save

Auto-enrolment: Pension plans can come too late

Mortgages

Smaller mortgage lenders raise their rates

Ed Miliband has put pressure on companies with his 'big freeze' promise
Spend & Save

Julian Knight: It's high time for the 'Big Six' suppliers to clean up

Pension schemes can result in negative outcomes for retirees
Spend & Save

Auto-enrolment: Pension plans can come too late

Mortgages

Smaller mortgage lenders raise their rates

Pension-unlocking will 'say anything to pull the wool over your eyes'
Spend & Save

'Pension unlocking' tide threatens Britons with retirement poverty

Trouble ahead: Older people take a risk with non-professional advice
Spend & Save

Elderly left struggling by financial advice swap

Many pension schemes are predicated on unrealistic growth expectations from the City in better times
Spend & Save

Julian Knight: High fees culture continues despite OFT intervention

Premier League

Analysis: Manchester United revel in profit - but will the future be

Property

House prices to continue surge as bubble fears grow

Business News

Firms continue to hoard cash despite UK recovery

Spend & Save

New rules have banks offering incentives to move accounts

Business News

Now Amazon embroiled in EU tax probe

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