Money Arthur and Joan Foster at a family wedding in 1997

This week it's pensioners who have been mis-sold. But we're all victims of bad advice.

Does cover for the girls really leave other deals standing?

Specialist firms claim to give female drivers great value. The premiums suggest otherwise, writes Esther Shaw

Education Quandary: 'Why do you have to have a qualification to teach adults?

'Why do you have to have a qualification to teach adults? Won't this simply deter people from sharing their skills?'

Private Investor: It's best to keep pension eggs in many baskets

Not all of us plan on getting divorced, or even married, but most of us assume that we'll make it to retirement. Reflecting on the two personal finance issues of last week - the House of lords ruling on divorce settlement and the White Paper on pensions - I'm personally more interested in the latter than the former. "What does it mean for me?" I'm sure you've been asking as well.

Business Essentials: 'We don't just mind the shop now. Can our workers deliver the goods?'

An old-style shopfitter has upgraded to become a project manager. But it needs to sweet-talk sub-contractors

Case Study: The OAP

'Help on travel and council tax will make real difference'

Money: We're paying the price of living longer

With 70,000 people a year selling their home to meet care costs, Esther Shaw asks how the state intends to avert a crisis

Image is important. But it isn't everything ...

We're none of us getting any younger. In fact, more of us are getting older. A glance at British demographics shows that half the population is now over 40, while 44 per cent fall into the over 50s age group. So, it should, I suppose, be cause for celebration that Twiggy, 55, is clambering back on to the catwalk to front Age Concern's campaign to combat "ageism" in advertising.

It's your funeral, so plan for it

Once we can accept that we won't live forever it's a short step to paying upfront for the big day, writes Stephen Spurdon

Tax trials of the aged

Problems with draconian tax officials are not just reserved for football players and street traders. The tax office is checking up on people who are least likely to be able to cope with it - the elderly.

Health: Age of reason

THE VOICE from the couch was granite-edged. "I am sick of the complacent, smug acceptance of the limit on NHS spending. What about the morality of it, the inhumanity of it? Why does no one ever question it?"
Career Services

Day In a Page

Independent Travel
Burgundy, the River Rhone & Provence – Five-star MS Swiss Corona 7 nights from £999pp
Lake Como St Moritz & the Bernina Express 7 nights from £809pp
Vietnam
Lake Maggiore, Orta & the Matterhorn 7 nights from £939pp
South Africa
Spain
Prices correct as of 19 December 2014
Isis in Iraq: Yazidi girls killing themselves to escape rape and imprisonment by militants

'Jilan killed herself in the bathroom. She cut her wrists and hanged herself'

Yazidi girls killing themselves to escape rape and imprisonment
Ed Balls interview: 'If I think about the deficit when I'm playing the piano, it all goes wrong'

Ed Balls interview

'If I think about the deficit when I'm playing the piano, it all goes wrong'
He's behind you, dude!

US stars in UK panto

From David Hasselhoff to Jerry Hall
Grace Dent's Christmas Quiz: What are you – a festive curmudgeon or top of the tree?

Grace Dent's Christmas Quiz

What are you – a festive curmudgeon or top of the tree?
Nasa planning to build cloud cities in airships above Venus

Nasa planning to build cloud cities in airships above Venus

Planet’s surface is inhospitable to humans but 30 miles above it is almost perfect
Surrounded by high-rise flats is a little house filled with Lebanon’s history - clocks, rifles, frogmen’s uniforms and colonial helmets

Clocks, rifles, swords, frogmen’s uniforms

Surrounded by high-rise flats is a little house filled with Lebanon’s history
Return to Gaza: Four months on, the wounds left by Israel's bombardment have not yet healed

Four months after the bombardment, Gaza’s wounds are yet to heal

Kim Sengupta is reunited with a man whose plight mirrors the suffering of the Palestinian people
Gastric surgery: Is it really the answer to the UK's obesity epidemic?

Is gastric surgery really the answer to the UK's obesity epidemic?

Critics argue that it’s crazy to operate on healthy people just to stop them eating
Homeless Veterans appeal: Christmas charity auction Part 2 - now LIVE

Homeless Veterans appeal: Christmas charity auction

Bid on original art, or trips of a lifetime to Africa or the 'Corrie' set, and help Homeless Veterans
Pantomime rings the changes to welcome autistic theatre-goers

Autism-friendly theatre

Pantomime leads the pack in quest to welcome all
The week Hollywood got scared and had to grow up a bit

The week Hollywood got scared and had to grow up a bit

Sony suffered a chorus of disapproval after it withdrew 'The Interview', but it's not too late for it to take a stand, says Joan Smith
From Widow Twankey to Mother Goose, how do the men who play panto dames get themselves ready for the performance of a lifetime?

Panto dames: before and after

From Widow Twankey to Mother Goose, how do the men who play panto dames get themselves ready for the performance of a lifetime?
Thirties murder mystery novel is surprise runaway Christmas hit

Thirties murder mystery novel is surprise runaway Christmas hit

Booksellers say readers are turning away from dark modern thrillers and back to the golden age of crime writing
Anne-Marie Huby: 'Charities deserve the best,' says founder of JustGiving

Anne-Marie Huby: 'Charities deserve the best'

Ten million of us have used the JustGiving website to donate to good causes. Its co-founder says that being dynamic is as important as being kind
The botanist who hunts for giant trees at Kew Gardens

The man who hunts giants

A Kew Gardens botanist has found 25 new large tree species - and he's sure there are more out there