Money Arthur and Joan Foster at a family wedding in 1997

This week it's pensioners who have been mis-sold. But we're all victims of bad advice.

Where there's a will there's a way to avoid family feuds

Would your nearest and dearest inherit all should you die? The Law Society recommends making sure during Make a Will Week. By Teresa Hunter

Personal Finance: Prepare now for your care later

Long-term care could eat into your capital.

I Work For...Lady Sally Greengross - The age of the ageing

Maggie Holmes is PA to Lady Sally Greengross, Director General of Age Concern England

Budget 1999: Case Study: The Pensioner - Savings - but not all we wanted

Ernest Hallett, 72, and his wife, Patricia, 61, from Leicester. Mr Hallett is a former print worker. His wife took early retirement as a teacher four years ago. Weekly income: him pounds 124, her pounds 162 from state and occupational pensions. They have a pounds 30,000 lump sum from retirement in stocks and shares. Outgoings are minimal.

The real cost of caring

Will the Royal Commission report change the financial facts of care for the old? By Teresa Hunter

Smart Moves: Don't knock a little bit of wisdom in the workplace

BRING TOGETHER a catering assistant, a fundraiser, a housing officer, two housewives, a couple of students (one mature, one teenager) and a woman who runs her own pub. Throw in a leatherworker, a jobless man, two retired women - a dressmaker and a magistrate - and a professional bassoon player. Ask them to talk about their experiences of work. Get them to hear out the "experts" from the Government and research centres. Then ask them to come up with a verdict on what constitutes "employability".

Personal finance: More problems for the caring society

Plans to make long term care more accessible will still leave many in tough straits. By Clifford German

Letter: I won't freeze

Sir: In common with 8.4 million other old age pensioners I am about to receive a pounds 20 winter fuel payment. I do not really need it and shall pass mine on.

The Independent Christmas Appeal: `A smile is the only reward I need'

AT THE age of 66, Doreen Taylor should be enjoying her retirement and allowing others to look after her. Instead, she spends her time looking after her mother and running a day centre for the elderly.

Help keep the cowboys at bay

Christmas appeal

Killing season begins for thousands of old people Tens of thousands of old will be killed by winter

WINTER IS a killing season. The average British winter takes some 30,000 lives and the great majority of victims are elderly. Between October and March the death rate rises by 10 per cent, compared to the warmer half of the year.

Doctors who choose to reject the old

LEGAL MEASURES to combat age discrimination in the National Health Service and in financial services could be proposed in Parliament next year, campaigners say.

Prejudice was stripped away by advert

WHEN Pearl Reed was picked as the model for Age Concern's anti- discrimination campaign a year ago, she thought it would be a straightforward photographic job.

Britain's elderly struggle to cope on the edge of poverty

KATHLEEN GOVINDA has been pacing, deep in thought, in front of the chilled meats counter for five minutes. Finally - and triumphantly - she brandishes a packet of chicken and puts it in her trolley. She has managed to find a piece on special offer at pounds 2.59 rather than the pounds 2.99 she was preparing to pay.

Surrogate grannies help children learn to play

A WEALTH of knowledge and experience is being ignored as the population of Britain grows old, but one scheme is trying to change all that by getting elderly people to become surrogate grandparents.
Sport
The giant banner displayed by Legia Warsaw supporters last night
football
News
news
Voices
The Ukip leader has consistently refused to be drawn on where he would mount an attempt to secure a parliamentary seat
voicesNigel Farage: Those who predicted we would lose momentum heading into the 2015 election are going to have to think again
News
Angelina Jolie with her father Jon Voight
people
Arts and Entertainment
Cara Delevingne made her acting debut in Anna Karenina in 2012
film Cara Delevingne 'in talks' to star in Zoolander sequel
News
i100
News
Melissa and Joan Rivers together at an NBC event in May 2014
peopleDaughter Melissa thanks fans for 'outpouring of support'
Life and Style
life
Life and Style
tech
Life and Style
One in six drivers cannot identify a single one of the main components found under the bonnet of an average car
motoringOne in six drivers can't carry out basic under-bonnet checks
Career Services

Day In a Page

Burgundy, the River Rhone & Provence – MS Swiss Corona - seven nights from £999pp
Lake Maggiore, Orta and the Matterhorn – seven nights from £899pp
Sicily – seven nights from £939pp
Pompeii, Capri and the Bay of Naples - seven nights from £799pp
Istanbul Ephesus & Troy – six nights from £859pp
Mary Rose – two nights from £319pp
Ukraine crisis: The phoney war is over as Russian troops and armour pour across the border

The phoney war is over

Russian troops and armour pour into Ukraine
Potatoes could be off the menu as crop pests threaten UK

Potatoes could be off the menu as crop pests threaten UK

The world’s entire food system is under attack - and Britain is most at risk, according to a new study
Gangnam smile: why the Chinese are flocking to South Korea to buy a new face

Gangnam smile: why the Chinese are flocking to South Korea to buy a new face

Seoul's plastic surgery industry is booming thanks to the popularity of the K-Pop look
From Mozart to Orson Welles: Creative geniuses who peaked too soon

Creative geniuses who peaked too soon

After the death of Sandy Wilson, 90, who wrote his only hit musical in his twenties, John Walsh wonders what it's like to peak too soon and go on to live a life more ordinary
Caught in the crossfire of a cyber Cold War

Caught in the crossfire of a cyber Cold War

Fears are mounting that Vladimir Putin has instructed hackers to target banks like JP Morgan
Salomé's feminine wiles have inspired writers, painters and musicians for 2,000 years

Salomé: A head for seduction

Salomé's feminine wiles have inspired writers, painters and musicians for 2,000 years. Now audiences can meet the Biblical femme fatale in two new stage and screen projects
From Bram Stoker to Stanley Kubrick, the British Library's latest exhibition celebrates all things Gothic

British Library celebrates all things Gothic

Forthcoming exhibition Terror and Wonder: The Gothic Imagination will be the UK's largest ever celebration of Gothic literature
The Hard Rock Café's owners are embroiled in a bitter legal dispute - but is the restaurant chain worth fighting for?

Is the Hard Rock Café worth fighting for?

The restaurant chain's owners are currently embroiled in a bitter legal dispute
Caribbean cuisine is becoming increasingly popular in the UK ... and there's more to it than jerk chicken at carnival

In search of Caribbean soul food

Caribbean cuisine is becoming increasingly popular in the UK ... and there's more to it than jerk chicken at carnival
11 best face powders

11 best face powders

Sweep away shiny skin with our pick of the best pressed and loose powder bases
England vs Norway: Roy Hodgson's hands tied by exploding top flight

Roy Hodgson's hands tied by exploding top flight

Lack of Englishmen at leading Premier League clubs leaves manager hamstrung
Angel Di Maria and Cristiano Ronaldo: A tale of two Manchester United No 7s

Di Maria and Ronaldo: A tale of two Manchester United No 7s

They both inherited the iconic shirt at Old Trafford, but the £59.7m new boy is joining a club in a very different state
Israel-Gaza conflict: No victory for Israel despite weeks of death and devastation

Robert Fisk: No victory for Israel despite weeks of devastation

Palestinians have won: they are still in Gaza, and Hamas is still there
Mary Beard writes character reference for Twitter troll who called her a 'slut'

Unlikely friends: Mary Beard and the troll who called her a ‘filthy old slut’

The Cambridge University classicist even wrote the student a character reference
America’s new apartheid: Prosperous white districts are choosing to break away from black cities and go it alone

America’s new apartheid

Prosperous white districts are choosing to break away from black cities and go it alone