Money Arthur and Joan Foster at a family wedding in 1997

This week it's pensioners who have been mis-sold. But we're all victims of bad advice.

Where there's a will there's a way to avoid family feuds

Would your nearest and dearest inherit all should you die? The Law Society recommends making sure during Make a Will Week. By Teresa Hunter

Personal Finance: Prepare now for your care later

Long-term care could eat into your capital.

Budget 1999: Case Study: The Pensioner - Savings - but not all we wanted

Ernest Hallett, 72, and his wife, Patricia, 61, from Leicester. Mr Hallett is a former print worker. His wife took early retirement as a teacher four years ago. Weekly income: him pounds 124, her pounds 162 from state and occupational pensions. They have a pounds 30,000 lump sum from retirement in stocks and shares. Outgoings are minimal.

I Work For...Lady Sally Greengross - The age of the ageing

Maggie Holmes is PA to Lady Sally Greengross, Director General of Age Concern England

The real cost of caring

Will the Royal Commission report change the financial facts of care for the old? By Teresa Hunter

Smart Moves: Don't knock a little bit of wisdom in the workplace

BRING TOGETHER a catering assistant, a fundraiser, a housing officer, two housewives, a couple of students (one mature, one teenager) and a woman who runs her own pub. Throw in a leatherworker, a jobless man, two retired women - a dressmaker and a magistrate - and a professional bassoon player. Ask them to talk about their experiences of work. Get them to hear out the "experts" from the Government and research centres. Then ask them to come up with a verdict on what constitutes "employability".

Personal finance: More problems for the caring society

Plans to make long term care more accessible will still leave many in tough straits. By Clifford German

Letter: I won't freeze

Sir: In common with 8.4 million other old age pensioners I am about to receive a pounds 20 winter fuel payment. I do not really need it and shall pass mine on.

The Independent Christmas Appeal: `A smile is the only reward I need'

AT THE age of 66, Doreen Taylor should be enjoying her retirement and allowing others to look after her. Instead, she spends her time looking after her mother and running a day centre for the elderly.

Help keep the cowboys at bay

Christmas appeal

Killing season begins for thousands of old people Tens of thousands of old will be killed by winter

WINTER IS a killing season. The average British winter takes some 30,000 lives and the great majority of victims are elderly. Between October and March the death rate rises by 10 per cent, compared to the warmer half of the year.

Doctors who choose to reject the old

LEGAL MEASURES to combat age discrimination in the National Health Service and in financial services could be proposed in Parliament next year, campaigners say.

Prejudice was stripped away by advert

WHEN Pearl Reed was picked as the model for Age Concern's anti- discrimination campaign a year ago, she thought it would be a straightforward photographic job.

Britain's elderly struggle to cope on the edge of poverty

KATHLEEN GOVINDA has been pacing, deep in thought, in front of the chilled meats counter for five minutes. Finally - and triumphantly - she brandishes a packet of chicken and puts it in her trolley. She has managed to find a piece on special offer at pounds 2.59 rather than the pounds 2.99 she was preparing to pay.

Surrogate grannies help children learn to play

A WEALTH of knowledge and experience is being ignored as the population of Britain grows old, but one scheme is trying to change all that by getting elderly people to become surrogate grandparents.
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Woman who was sent to three Nazi death camps describes how she escaped the gas chamber

Auschwitz liberation 70th anniversary

Woman sent to three Nazi death camps describes surviving gas chamber
DSK, Dodo the Pimp, and the Carlton Hotel

The inside track on France's trial of the year

Dominique Strauss-Kahn, Dodo the Pimp, and the Carlton Hotel:
As provocative now as they ever were

Sarah Kane season

Why her plays are as provocative now as when they were written
Murder of Japanese hostage has grim echoes of a killing in Iraq 11 years ago

Murder of Japanese hostage has grim echoes of another killing

Japanese mood was against what was seen as irresponsible trips to a vicious war zone
Syria crisis: Celebrities call on David Cameron to take more refugees as one young mother tells of torture by Assad regime

Celebrities call on David Cameron to take more Syrian refugees

One young mother tells of torture by Assad regime
The enemy within: People who hear voices in their heads are being encouraged to talk back – with promising results

The enemy within

People who hear voices in their heads are being encouraged to talk back
'In Auschwitz you got used to anything'

'In Auschwitz you got used to anything'

Survivors of the Nazi concentration camp remember its horror, 70 years on
Autumn/winter menswear 2015: The uniforms that make up modern life come to the fore

Autumn/winter menswear 2015

The uniforms that make up modern life come to the fore
'I'm gay, and plan to fight military homophobia'

'I'm gay, and plan to fight military homophobia'

Army general planning to come out
Iraq invasion 2003: The bloody warnings six wise men gave to Tony Blair as he prepared to launch poorly planned campaign

What the six wise men told Tony Blair

Months before the invasion of Iraq in 2003, experts sought to warn the PM about his plans. Here, four of them recall that day
25 years of The Independent on Sunday: The stories, the writers and the changes over the last quarter of a century

25 years of The Independent on Sunday

The stories, the writers and the changes over the last quarter of a century
Homeless Veterans appeal: 'Really caring is a dangerous emotion in this kind of work'

Homeless Veterans appeal

As head of The Soldiers' Charity, Martin Rutledge has to temper compassion with realism. He tells Chris Green how his Army career prepared him
Wu-Tang Clan and The Sexual Objects offer fans a chance to own the only copies of their latest albums

Smash hit go under the hammer

It's nice to pick up a new record once in a while, but the purchasers of two latest releases can go a step further - by buying the only copy
Geeks who rocked the world: Documentary looks back at origins of the computer-games industry

The geeks who rocked the world

A new documentary looks back at origins of the computer-games industry
Belle & Sebastian interview: Stuart Murdoch reveals how the band is taking a new direction

Belle & Sebastian is taking a new direction

Twenty years ago, Belle & Sebastian was a fey indie band from Glasgow. It still is – except today, as prime mover Stuart Murdoch admits, it has a global cult following, from Hollywood to South Korea