News

Up to 40 per cent have not made key checks on their credit rating or electoral roll entry

Money Insider: Keep a close eye on your credit history

Does your credit record contain the correct information? While many people will have heard of the term credit record, research from credit card provider Aqua shows that less than half of people have checked their own file to see what it contains.

Discover your financial history with a free credit report

More and more people are finding out what their credit standing is so they don't encounter financial difficulties now or in the future.

A credit report details all of your major financial history concerning loans taken out from financial institutions, and is used by them to determine if you're eligible for credit. After all, in trying to work out if you're able to repay a loan, looking back to see if you've abided by the terms of past loan repayment schedules will be the best guide possible.

Money Insider: Find a cheaper alternative to payday loans

We are constantly bombarded by payday loan adverts, on television, online, in newspapers and on billboards, so it's no surprise so many have signed up for this high-cost credit. But just because your credit record isn't up to scratch, it doesn't mean you have to face crippling four-figure payday interest rates, there are cheaper alternatives.

I'm not a celebrity get me out of debt!

While celebrities such as Dionne Warwick, Nicolas Cage and Kerry Katona might be able to end up millions of pounds in debt only to shrug it off and continue in the limelight, we’re not all so lucky.

Special report: Labour to tackle the great rental rip-off

Housing charity warns millions are being forced into debt, and profiteering agents still go unregulated

Money Insider: When did you last take a look at your credit record?

While many people will have heard of the term "credit record", research from one credit card provider revealed that only 48 per cent of people have ever checked their own file to see what it contains.

Money can be all too ready when borrowers use payday lenders

Money Insider: Less talk on payday loans, please. We need action

Payday lending returned on Monday to a place with which it has become very familiar: under the microscope – this time at a London summit.

Debt collection companies can be persistent

When can you blow the whistle on your employer?

Disclosures about the NHS and police have put changes to employment law in the spotlight

Student loans do not show up on your credit reference

Money Insider: So do you know what's on your credit record?

While most people have heard of the term "credit record", research by Aqua credit cards shows that less than half have ever checked their own file.

Hillary Clinton, Joe Biden, FBI chief Robert Mueller, Beyoncé, Jay-Z and Kim Kardashian all victims of online hackers

Some targets had private financial records published online

Cabinet ordered to 'double' efforts to kickstart growth

David Cameron and George Osborne have ordered ministers to do more to kickstart growth amid a Cabinet “blame game” about Britain’s flatlining economy.

Markets set for sterling sell-off after AAA setback for Britain

Analysts expect pound to weaken against dollar and euro in response to Moody's decision

Chancellor George Osborne who insisted Britain would not

AAA rating will take at least 10 years to regain

As the Chancellor tries to make light of Moody's downgrade, Mark Leftly assesses the fallout

George Osborne in Eastleigh last week

Britain's loss of AAA credit rating a 'humiliating blow' to George Osborne, says Ed Balls

The Chancellor George Osborne has been accused of having suffered a “humiliating blow” after Britain was stripped of its AAA credit rating.

Money Insider: Play cards right to end payday loan misery

There are a growing number of credit cards on the market designed to steer some consumers back towards mainstream credit and away from the clutches of payday lenders.

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Isis hostage crisis: The prisoner swap has only one purpose for the militants - recognition its Islamic State exists and that foreign nations acknowledge its power

Isis hostage crisis

The prisoner swap has only one purpose for the militants - recognition its Islamic State exists and that foreign nations acknowledge its power, says Robert Fisk
Missing salvage expert who found $50m of sunken treasure before disappearing, tracked down at last

The runaway buccaneers and the ship full of gold

Salvage expert Tommy Thompson found sunken treasure worth millions. Then he vanished... until now
Homeless Veterans appeal: ‘If you’re hard on the world you are hard on yourself’

Homeless Veterans appeal: ‘If you’re hard on the world you are hard on yourself’

Maverick artist Grayson Perry backs our campaign
Assisted Dying Bill: I want to be able to decide about my own death - I want to have control of my life

Assisted Dying Bill: 'I want control of my life'

This week the Assisted Dying Bill is debated in the Lords. Virginia Ironside, who has already made plans for her own self-deliverance, argues that it's time we allowed people a humane, compassionate death
Move over, kale - cabbage is the new rising star

Cabbage is king again

Sophie Morris banishes thoughts of soggy school dinners and turns over a new leaf
11 best winter skin treats

Give your moisturiser a helping hand: 11 best winter skin treats

Get an extra boost of nourishment from one of these hard-working products
Paul Scholes column: The more Jose Mourinho attempts to influence match officials, the more they are likely to ignore him

Paul Scholes column

The more Jose Mourinho attempts to influence match officials, the more they are likely to ignore him
Frank Warren column: No cigar, but pots of money: here come the Cubans

Frank Warren's Ringside

No cigar, but pots of money: here come the Cubans
Isis hostage crisis: Militant group stands strong as its numerous enemies fail to find a common plan to defeat it

Isis stands strong as its numerous enemies fail to find a common plan to defeat it

The jihadis are being squeezed militarily and economically, but there is no sign of an implosion, says Patrick Cockburn
Virtual reality thrusts viewers into the frontline of global events - and puts film-goers at the heart of the action

Virtual reality: Seeing is believing

Virtual reality thrusts viewers into the frontline of global events - and puts film-goers at the heart of the action
Homeless Veterans appeal: MP says Coalition ‘not doing enough’

Homeless Veterans appeal

MP says Coalition ‘not doing enough’ to help
Larry David, Steve Coogan and other comedians share stories of depression in new documentary

Comedians share stories of depression

The director of the new documentary, Kevin Pollak, tells Jessica Barrett how he got them to talk
Has The Archers lost the plot with it's spicy storylines?

Has The Archers lost the plot?

A growing number of listeners are voicing their discontent over the rural soap's spicy storylines; so loudly that even the BBC's director-general seems worried, says Simon Kelner
English Heritage adds 14 post-war office buildings to its protected lists

14 office buildings added to protected lists

Christopher Beanland explores the underrated appeal of these palaces of pen-pushing
Human skull discovery in Israel proves humans lived side-by-side with Neanderthals

Human skull discovery in Israel proves humans lived side-by-side with Neanderthals

Scientists unearthed the cranial fragments from Manot Cave in West Galilee