Up to 40 per cent have not made key checks on their credit rating or electoral roll entry
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Friday 20 December 2013
Does your credit record contain the correct information? While many people will have heard of the term credit record, research from credit card provider Aqua shows that less than half of people have checked their own file to see what it contains.
Monday 16 December 2013
More and more people are finding out what their credit standing is so they don't encounter financial difficulties now or in the future.
A credit report details all of your major financial history concerning loans taken out from financial institutions, and is used by them to determine if you're eligible for credit. After all, in trying to work out if you're able to repay a loan, looking back to see if you've abided by the terms of past loan repayment schedules will be the best guide possible.
Friday 29 November 2013
We are constantly bombarded by payday loan adverts, on television, online, in newspapers and on billboards, so it's no surprise so many have signed up for this high-cost credit. But just because your credit record isn't up to scratch, it doesn't mean you have to face crippling four-figure payday interest rates, there are cheaper alternatives.
Friday 29 November 2013
While celebrities such as Dionne Warwick, Nicolas Cage and Kerry Katona might be able to end up millions of pounds in debt only to shrug it off and continue in the limelight, we’re not all so lucky.
Sunday 18 August 2013
Housing charity warns millions are being forced into debt, and profiteering agents still go unregulated
Friday 09 August 2013
While many people will have heard of the term "credit record", research from one credit card provider revealed that only 48 per cent of people have ever checked their own file to see what it contains.
Friday 05 July 2013
Payday lending returned on Monday to a place with which it has become very familiar: under the microscope – this time at a London summit.
Saturday 29 June 2013
Disclosures about the NHS and police have put changes to employment law in the spotlight
Friday 15 March 2013
While most people have heard of the term "credit record", research by Aqua credit cards shows that less than half have ever checked their own file.
Hillary Clinton, Joe Biden, FBI chief Robert Mueller, Beyoncé, Jay-Z and Kim Kardashian all victims of online hackers
Tuesday 12 March 2013
Some targets had private financial records published online
Tuesday 26 February 2013
David Cameron and George Osborne have ordered ministers to do more to kickstart growth amid a Cabinet “blame game” about Britain’s flatlining economy.
Monday 25 February 2013
Analysts expect pound to weaken against dollar and euro in response to Moody's decision
Sunday 24 February 2013
As the Chancellor tries to make light of Moody's downgrade, Mark Leftly assesses the fallout
Saturday 23 February 2013
The Chancellor George Osborne has been accused of having suffered a “humiliating blow” after Britain was stripped of its AAA credit rating.
Friday 01 February 2013
There are a growing number of credit cards on the market designed to steer some consumers back towards mainstream credit and away from the clutches of payday lenders.
Children's bookseller wins The Independent's new author search
Cameron is warned 'no possibility' of UK reducing immigration and that bid to bring in quota on migrant workers would be illegal
Residents should throw a street party and mix with immigrant neighbours, councils told
Russell Brand threatened with arrest after filming outside Fox News headquarters
London bus driver 'kicks gay couple off for kissing'
Jose Manuel Barroso warns David Cameron against making 'historic mistake' over immigration reforms
Worst Airports of 2014: Poll names Islamabad airport in Pakistan worst in the world
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