News According to research, there is a strong link between financial issues and low mental well-being in people over 50

High levels of personal debt in Britain could be creating a health time bomb, according to research showing a strong link between financial problems and low mental well-being in older people.

Tuition fees will bankrupt universities, says watchdog

A growing number of universities will run the risk of bankruptcy as a result of the Government's higher education reforms, the National Audit Office will warn today.

Moves to ban rogue cold-callers

Tens of thousands of vulnerable people are being tricked into handing over large sums of money after being cold-called by rogue credit brokers and debt management firms, a consumer group has warned.

David Prosser: Farepak victims not forgotten after all

Outlook This is not to prejudge the outcome of the proceedings the Insolvency Service began yesterday against the former directors of the parent company of Farepak, but it is genuinely heartening to see the Government seek to hold someone to account for what was a sordid episode. The only losers so far from the Farepak scandal have been its savers – five Christmases have passed since they learned tens of millions of pounds of money put by so prudently had somehow gone up in smoke, but little responsibility has been attached to anyone involved.

Two-thirds say the cuts will hit the poor hardest

Only a quarter of people think the Government's spending cuts are fair, amid growing concern that the most vulnerable sections of society are not being protected.

£27m promised to save debt service

The Government today pledged £27 million to ensure that consumers struggling with debt could continue to get free face-to-face advice.

Specialist debt advisers 'face redundancy'

Five hundred specialist debt advisers have stopped taking on new cases because their funding will soon be stopped, it was reported today.

Report urges streamlining of debt advice system

The debt advice system needs to be streamlined to make it easier for consumers to understand and to offer people help at an early stage, a report suggested today.

Sharp rise in the number of struggling companies

Thousands of British companies are suffering from serious financial problems as the economy gears up for the full impact of the public spending cuts and tax rises, according to a report from the restructuring and administration firm Begbies Traynor.

AIM stages recovery as delistings fall over 2010

London's Alternative Investment Market (AIM) mounted a recovery over 2010, with the number of companies opting to flee the market easing by 44 per cent.

Simon Read: It's the year to really get a good grip on your finances

Happy new year! I trust that the hangover soon subsides but that any well-meaning resolutions you made last night last a little longer, especially if they are to do with getting your finances in order in 2011. Rest assured that we'll continue to bring you the best investment advice and money-saving tips as normal.

Spider-Man's fallen star gets back on his feet

A stuntman who fell 30ft (9m) while playing Spider-Man on Broadway is walking again – and his father says his son can't wait to return to the web-slinging role, despite injuries which saw him being treated in an intensive care unit.

Six in ten fear financial shortfall in 2011

Six out of 10 Britons are worried that they will not have enough money to enable them to live comfortably during the coming year, a survey indicated today.

Debt collectors pursued wrong people

Action has been taken against one of the UK's biggest debt collection agencies after it pursued the wrong people for money owed.

1,800 lose jobs in further cuts at Rok

A further 1,800 redundancies at the building services company Rok were announced by administrators yesterday, bringing the total job losses to about 2,600.

Rok administration puts 3,800 jobs at risk

Rivals were eyeing Rok's business and clients last night after the building and social-housing repairs group went into administration, putting about 3,800 jobs at risk. The news follows two profit warnings and the discovery of financial problems at the company's plumbing, heating and electrical (PHE) business earlier this year. It also comes on the back of the demise of Connaught, the rival social-housing group that went into administration in September after being hit by local authority cutbacks in the wake of the Government's austerity drive.

Career Services

Day In a Page

Independent Travel
Pompeii, Capri & the Bay of Naples
Seven Cities of Italy
Burgundy, the River Rhone & Provence
Prague, Budapest and Vienna
Lake Garda
3.	Provence 6 nights B&B by train from £599pp
Prices correct as of 20 February 2015
Syrian conflict is the world's first 'climate change war', say scientists, but it won't be the last one

Climate change key in Syrian conflict

And it will trigger more war in future
How I outwitted the Gestapo

How I outwitted the Gestapo

My life as a Jew in wartime Berlin
The nation's favourite animal revealed

The nation's favourite animal revealed

Women like cuddly creatures whilst men like creepy-crawlies
Is this the way to get young people to vote?

Getting young people to vote

From #VOTESELFISH to Bite the Ballot
Poldark star Heida Reed: 'I don't think a single bodice gets ripped'

Poldark star Heida Reed

'I don't think a single bodice gets ripped'
The difference between America and Israel? There isn’t one

The difference between America and Israel? There isn’t one

Netanyahu knows he can get away with anything in America, says Robert Fisk
Families clubbing together to build their own affordable accommodation

Do It Yourself approach to securing a new house

Community land trusts marking a new trend for taking the initiative away from developers
Head of WWF UK: We didn’t send Cameron to the Arctic to see green ideas freeze

David Nussbaum: We didn’t send Cameron to the Arctic to see green ideas freeze

The head of WWF UK remains sanguine despite the Government’s failure to live up to its pledges on the environment
Author Kazuo Ishiguro on being inspired by shoot-outs and samurai

Author Kazuo Ishiguro on being inspired by shoot-outs and samurai

Set in a mythologised 5th-century Britain, ‘The Buried Giant’ is a strange beast
With money, corruption and drugs, this monk fears Buddhism in Thailand is a ‘poisoned fruit’

Money, corruption and drugs

The monk who fears Buddhism in Thailand is a ‘poisoned fruit’
America's first slavery museum established at Django Unchained plantation - 150 years after slavery outlawed

150 years after it was outlawed...

... America's first slavery museum is established in Louisiana
Kelly Clarkson: How I snubbed Simon Cowell and become a Grammy-winning superstar

Kelly Clarkson: How I snubbed Simon Cowell and become a Grammy-winning superstar

The first 'American Idol' winner on how she manages to remain her own woman – Jane Austen fascination and all
Tony Oursler on exploring our uneasy relationship with technology with his new show

You won't believe your eyes

Tony Oursler's new show explores our uneasy relationship with technology. He's one of a growing number of artists with that preoccupation
Ian Herbert: Peter Moores must go. He should never have been brought back to fail again

Moores must go. He should never have been brought back to fail again

The England coach leaves players to find solutions - which makes you wonder where he adds value, says Ian Herbert
War with Isis: Fears that the looming battle for Mosul will unleash 'a million refugees'

The battle for Mosul will unleash 'a million refugees'

Aid agencies prepare for vast exodus following planned Iraqi offensive against the Isis-held city, reports Patrick Cockburn