News According to research, there is a strong link between financial issues and low mental well-being in people over 50

High levels of personal debt in Britain could be creating a health time bomb, according to research showing a strong link between financial problems and low mental well-being in older people.

David Cameron is escorted around C wing during his visit to Wormwood Scrubs Prison in west London yesterday

Prison system must "do more for less" to break the cycle of criminals reoffending, says David Cameron

Private firms and charities will be put at the heart of efforts to break the cycle of reoffending among hardened criminals, David Cameron said today as he set out plans for a “tough but intelligent” criminal justice policy.

Bailout fund is 'robust' but pensions still at risk

Britain's pension bailout fund will warn today that the country's economic problems are pushing more pension schemes to the limit.

Pensions funds pushed to brink by downturn, says bailout fund

Britain's pension bailout fund will today warn that the UK's economic problems are pushing more pension schemes to the limit.

Low earners miss out on fuel grants

A government scheme aimed at helping those in fuel poverty is failing, a charity has warned. Low earners are missing out on valuable fuel handouts because they don't know about them, according to Turn2us.

James Moore: Sainsbury's chief is talking sense, but Osborne chooses to turn a deaf ear

Outlook Justin King knows a thing or two about employee share ownership. Some 40,000 of his colleagues have shares in Sainsbury's, and 11,000 of them picked up payouts totalling £26.5m last year through the supermarket group's share save scheme.

JJB in fresh financial crunch

The troubled sportswear JJB Sports faces another battle to safeguard its future after a rapid deterioration in its finances.

Insolvencies hit four-year low

Personal insolvencies have fallen to a four-year low, despite the toughening economy, official figures showed today.

Bradford's potential rescuers want Odsal back from the League

Bradford Bulls lose six points as new deal hits snag

Club tumble outside play-off places and takeover remains dogged by problems

Legendary Nürburgring faces closure

The Nürburgring, Germany's legendary Formula One racing circuit, faces the prospect of bankruptcy and possible closure next week, because the private operating company which runs it has failed to meet debts estimated to be €500m (£390m).

Ulster Bank boss Jim Brown waives bonus after IT chaos

Ulster Bank chief executive Jim Brown said he was turning down this year's annual bonus after a computer meltdown left thousands of customers without access to cash.

Swansea manager Michael Laudrup

Swansea manager Michael Laudrup adds Kristian O'Leary to backroom staff

New Swansea boss Michael Laudrup has added club stalwart Kristian O'Leary to his backroom staff.

Westlife's Shane Filan declared bankrupt

Westlife star Shane Filan has been declared bankrupt just days before the hugely successful Irish group play their farewell show.

Shaun Ainscough ensured victory for Bradford with his third try

Ainscough hat-trick helps Bulls forget their troubles

Bradford 46 Castleford 32

Kuyt has a year to run on his Anfield contract

A number of clubs interested in Dirk Kuyt

Liverpool forward Dirk Kuyt admits a number of clubs from Europe's major leagues are interested in signing him.

A man pushes a cart through central Athens

Greece: Out of cash, out of hope

As politicians wrangle, the daily reality of the eurozone crisis is driving Greeks to despair

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Independent Travel
Pompeii, Capri & the Bay of Naples
Seven Cities of Italy
Burgundy, the River Rhone & Provence
Prague, Budapest and Vienna
Lake Garda
3.	Provence 6 nights B&B by train from £599pp
Prices correct as of 20 February 2015
Homeless Veterans campaign: Donations hit record-breaking £1m target after £300,000 gift from Lloyds Bank

Homeless Veterans campaign

Donations hit record-breaking £1m target after huge gift from Lloyds Bank
Flight MH370 a year on: Lost without a trace – but the search goes on

Lost without a trace

But, a year on, the search continues for Flight MH370
Germany's spymasters left red-faced after thieves break into brand new secret service HQ and steal taps

Germany's spy HQ springs a leak

Thieves break into new €1.5bn complex... to steal taps
International Women's Day 2015: Celebrating the whirlwind wit of Simone de Beauvoir

Whirlwind wit of Simone de Beauvoir

Simone de Beauvoir's seminal feminist polemic, 'The Second Sex', has been published in short-form for International Women's Day
Mark Zuckerberg’s hiring policy might suit him – but it wouldn’t work for me

Mark Zuckerberg’s hiring policy might suit him – but it wouldn’t work for me

Why would I want to employ someone I’d be happy to have as my boss, asks Simon Kelner
Confessions of a planespotter: With three Britons under arrest in the UAE, the perils have never been more apparent

Confessions of a planespotter

With three Britons under arrest in the UAE, the perils have never been more apparent. Sam Masters explains the appeal
Russia's gulag museum 'makes no mention' of Stalin's atrocities

Russia's gulag museum

Ministry of Culture-run site 'makes no mention' of Stalin's atrocities
The big fresh food con: Alarming truth behind the chocolate muffin that won't decay

The big fresh food con

Joanna Blythman reveals the alarming truth behind the chocolate muffin that won't decay
Virginia Ironside was my landlady: What is it like to live with an agony aunt on call 24/7?

Virginia Ironside was my landlady

Tim Willis reveals what it's like to live with an agony aunt on call 24/7
Paris Fashion Week 2015: The wit and wisdom of Manish Arora's exercise in high camp

Paris Fashion Week 2015

The wit and wisdom of Manish Arora's exercise in high camp
8 best workout DVDs

8 best workout DVDs

If your 'New Year new you' regime hasn’t lasted beyond February, why not try working out from home?
Paul Scholes column: I don't believe Jonny Evans was spitting at Papiss Cissé. It was a reflex. But what the Newcastle striker did next was horrible

Paul Scholes column

I don't believe Evans was spitting at Cissé. It was a reflex. But what the Newcastle striker did next was horrible
Miguel Layun interview: From the Azteca to Vicarage Road with a million followers

From the Azteca to Vicarage Road with a million followers

Miguel Layun is a star in Mexico where he was criticised for leaving to join Watford. But he says he sees the bigger picture
Frank Warren column: Amir Khan ready to meet winner of Floyd Mayweather v Manny Pacquiao

Khan ready to meet winner of Mayweather v Pacquiao

The Bolton fighter is unlikely to take on Kell Brook with two superstar opponents on the horizon, says Frank Warren
War with Isis: Iraq's government fights to win back Tikrit from militants - but then what?

Baghdad fights to win back Tikrit from Isis – but then what?

Patrick Cockburn reports from Kirkuk on a conflict which sectarianism has made intractable