News According to research, there is a strong link between financial issues and low mental well-being in people over 50

High levels of personal debt in Britain could be creating a health time bomb, according to research showing a strong link between financial problems and low mental well-being in older people.

Seymour Pierce receives record £400,000 fine from AIM

Seymour Pierce, the largest adviser to companies on the junior AIM stock exchange, has been handed a record £400,000 fine and publicly censured by the market's disciplinary committee.

Edinburgh Woollen Mill bids for Blacks Leisure

The Scottish clothing group Edinburgh Woollen Mill is among the retailers that will today submit bids to acquire Blacks Leisure, the troubled outdoor specialist.

Leading article: Stand up to the banks, Mr Osborne

Britain's banks could hardly be expected to accept extra regulation without a fight, least of all a package of reforms promising the biggest shake-up of the industry for decades. But the sheer volume of contact between top bank executives and the Treasury is striking nonetheless. The Chancellor must stand up for the taxpayer and resist the pressure.

Portrait of America: Hector Tobar

The Barbarian Nurseries, By Héctor Tobar

The problem with State of the Nation novels is that, if you're going to be fair to all your characters and not just satirise them into the ground, and you're also hoping for a decent amount of dramatic intensity, then you're going to have a very delicate task in terms of making things happen.

Mine deaths firm UK Coal faces £1.2m fines

A judge today ordered Britain's biggest mining firm to pay £1.2 million in fines and costs after he heard how four miners died following safety breaches in four separate incidents.

Givet returns to face Albion

The Blackburn Rovers defender Gaël Givet trained yesterday and is expected to be in contention to face West Bromwich Albion on Saturday despite suffering from heart palpitations in the 2-1 defeat at Sunderland on Sunday.

MPs urge teaching finance in schools

Every child should be taught personal finance as a compulsory part of the school curriculum, an eight-month study has concluded.

Corzine says he's sorry over collapse of MF Global broker

Politicians express incredulity at account of how $1.2bn of customer funds went missing

More Britons 'turn to payday loans'

Payday loan companies are expected to see a surge in demand over Christmas and next year as Britons struggle with their finances, a report said today.

Business Diary: For directors in the fast lane

Director, the monthly magazine published by the Institute of Directors for its members, is always full of eye-catching articles and interesting opinions, whether or not you're a high-flying business executive yourself. Still, one cannot help feeling that the magazine is sticking two fingers up to the latest fevered debate about executive pay with the car review published in its December issue, out this week. It extols the virtues of the Lamborghini Aventador. The keys can be yours for a mere £201,900.

'It was terrible, but life goes on' – Enron UK staff meet after 10 years

Hundreds of former Enron Europe employees met in London last week to mark the 10th anniversary of the company's collapse, many for the first time since the scandal erupted.

Herman Cain: 'My wife understands that I'm a soft-hearted, giving person'

Wife's verdict awaits Cain as he admits 'friend' was a secret

Herman Cain's bizarre odyssey seemed near an end yesterday as the pizza magnate-turned-White House candidate headed home for discussions with his wife about a woman's claim she had a 13-year affair with him, his former front-runner status in the contest for the Republican nomination no more than a distant memory.

'Risk control has risen in 10 years since Enron's fall'

This week marks the 10th anniversary of one of the worst corporate scandals in history.

Banks told to be more sympathetic to bankrupts

Undischarged bankrupts are to be helped to gain access to a new current account, the Government has said. At present, many bankrupts have to wait years in order to qualify for a bank account because their credit history is so bad.

Increasing number of over-70s face poverty

The economic slowdown is not just hurting those of working age.

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Independent Travel
Pompeii, Capri & the Bay of Naples
Dubrovnik, the Dalmatian Coast & Montenegro
Burgundy, the River Rhone & Provence
Lisbon, Oporto and the Douro Valley
Lake Garda, Venice & Verona
Spain
Prices correct as of 23 January 2015
Syria crisis: Celebrities call on David Cameron to take more refugees as one young mother tells of torture by Assad regime

Celebrities call on David Cameron to take more Syrian refugees

One young mother tells of torture by Assad regime
The enemy within: People who hear voices in their heads are being encouraged to talk back – with promising results

The enemy within

People who hear voices in their heads are being encouraged to talk back
'In Auschwitz you got used to anything'

'In Auschwitz you got used to anything'

Survivors of the Nazi concentration camp remember its horror, 70 years on
Autumn/winter menswear 2015: The uniforms that make up modern life come to the fore

Autumn/winter menswear 2015

The uniforms that make up modern life come to the fore
'I'm gay, and plan to fight military homophobia'

'I'm gay, and plan to fight military homophobia'

Army general planning to come out
Iraq invasion 2003: The bloody warnings six wise men gave to Tony Blair as he prepared to launch poorly planned campaign

What the six wise men told Tony Blair

Months before the invasion of Iraq in 2003, experts sought to warn the PM about his plans. Here, four of them recall that day
25 years of The Independent on Sunday: The stories, the writers and the changes over the last quarter of a century

25 years of The Independent on Sunday

The stories, the writers and the changes over the last quarter of a century
Homeless Veterans appeal: 'Really caring is a dangerous emotion in this kind of work'

Homeless Veterans appeal

As head of The Soldiers' Charity, Martin Rutledge has to temper compassion with realism. He tells Chris Green how his Army career prepared him
Wu-Tang Clan and The Sexual Objects offer fans a chance to own the only copies of their latest albums

Smash hit go under the hammer

It's nice to pick up a new record once in a while, but the purchasers of two latest releases can go a step further - by buying the only copy
Geeks who rocked the world: Documentary looks back at origins of the computer-games industry

The geeks who rocked the world

A new documentary looks back at origins of the computer-games industry
Belle & Sebastian interview: Stuart Murdoch reveals how the band is taking a new direction

Belle & Sebastian is taking a new direction

Twenty years ago, Belle & Sebastian was a fey indie band from Glasgow. It still is – except today, as prime mover Stuart Murdoch admits, it has a global cult following, from Hollywood to South Korea
America: Land of the free, home of the political dynasty

America: Land of the free, home of the political dynasty

These days in the US things are pretty much stuck where they are, both in politics and society at large, says Rupert Cornwell
A graphic history of US civil rights – in comic book form

A graphic history of US civil rights – in comic book form

A veteran of the Fifties campaigns is inspiring a new generation of activists
Winston Churchill: the enigma of a British hero

Winston Churchill: the enigma of a British hero

A C Benson called him 'a horrid little fellow', George Orwell would have shot him, but what a giant he seems now, says DJ Taylor
Growing mussels: Precious freshwater shellfish are thriving in a unique green project

Growing mussels

Precious freshwater shellfish are thriving in a unique green project