Voices

If you pay £6 to go to Prague on RyanAir, what do you expect?

Payday lender First Financial fined £175,000 for spam texting

A payday loan firm that persistently bombarded people with spam texts encouraging them to borrow money to have a night out has been fined £175,000.

Hands off - Christmas chocolate survives for just 51 minutes on hospital wards

Sweet-toothed medical workers are quick to delve into boxes of chocolates

Those buying a retirement income are in danger of losing out through poor advice

Pensions row puts pressure on annuity companies

Those buying a retirement income are in danger of losing out through poor advice

The Bank of England announced that interest rates will stay at 0.5 per cent

Bank of England keeping an eye on UK 'microwave' housing market, says chief economist Spencer Dale

The housing market is capable of overheating with little warning, a senior Bank of England official said on Friday, amid rising concerns that the Government’s mortgage subsidies could be inflating a fresh property bubble.

James Moore: Watchdog's more like a tortoise with this slow review of banks' auditing

Outlook Lost in the heat of yet another day of shame for the banking industry was an important point made by Andrew Tyrie, the chairman of the Parliamentary Commission on Banking Standards.

Major overhaul aims to make telephone call charges and dialling codes clearer

Freephone will mean free - even for mobiles: Ofcom confirms change for 2015

Major overhaul aims to make telephone call charges and dialling codes clearer

Sony fans who received free PS Vita threatened with legal action

Gamers received the handheld console instead of a game, but retailer Zavvi has threatened them with 'legal remedies'

Go straight... to the hospital: Doctors warn of the dangers of hair straighteners

It's party season, and smooth hair is de rigueur. But the devices are causing serious burns

Free Android flashlight app stole location data to send to advertisers

Brightest Flashlight Free had more than 50 milllion downloads but its developers were charged by the FTC for 'deceiving consumers'

Enter-prize: Host Sue Perkins, left, Independent on Sunday editor Lisa Markwell, right, and Nigel Kershaw, winner of the category sponsored by The IoS

Social Enterprise UK Awards: Prizes for businesses that 'give back'

Awards, sponsored by The IoS, were presented to winners last week

Nick Clegg has challenged the big energy companies to 'come clean'

Government in £300m energy bill rebate

The Government is reportedly planning a £300m rebate to help with the rising cost of energy bills.

PS4 goes on sale in the UK as Sony disables online features

Sony's rival to the Xbox One has now launched worldwide; the two titans of home gaming will now go head-to-head over Christmas

One in five Londoners have been victims of claims spam in the last 24 hours, new research claims

Nearly two-thirds of Londoners believe that unsolicited messages should be made illegal

Consumers are expected to spend a total of £82.7 billion on their cards and by cash and cheque this December

12 per cent of 2013 festive spending will be digital, forecasts payments monitor

Around 12 pence in every £1 of consumers' Christmas shopping this year will be spent online, according to forecasts by the body which oversees payments in the UK.

Watchdog sends out a warning after Royal Mail fails to deliver

Royal Mail came under fire from the industry regulator today for missing performance targets, including failing to deliver enough first-class letters on time.

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Independent Travel
Pompeii, Capri & the Bay of Naples
Dubrovnik, the Dalmatian Coast & Montenegro
Burgundy, the River Rhone & Provence
Lisbon, Oporto and the Douro Valley
Lake Garda, Venice & Verona
Spain
Prices correct as of 23 January 2015
Syria crisis: Celebrities call on David Cameron to take more refugees as one young mother tells of torture by Assad regime

Celebrities call on David Cameron to take more Syrian refugees

One young mother tells of torture by Assad regime
The enemy within: People who hear voices in their heads are being encouraged to talk back – with promising results

The enemy within

People who hear voices in their heads are being encouraged to talk back
'In Auschwitz you got used to anything'

'In Auschwitz you got used to anything'

Survivors of the Nazi concentration camp remember its horror, 70 years on
Autumn/winter menswear 2015: The uniforms that make up modern life come to the fore

Autumn/winter menswear 2015

The uniforms that make up modern life come to the fore
'I'm gay, and plan to fight military homophobia'

'I'm gay, and plan to fight military homophobia'

Army general planning to come out
Iraq invasion 2003: The bloody warnings six wise men gave to Tony Blair as he prepared to launch poorly planned campaign

What the six wise men told Tony Blair

Months before the invasion of Iraq in 2003, experts sought to warn the PM about his plans. Here, four of them recall that day
25 years of The Independent on Sunday: The stories, the writers and the changes over the last quarter of a century

25 years of The Independent on Sunday

The stories, the writers and the changes over the last quarter of a century
Homeless Veterans appeal: 'Really caring is a dangerous emotion in this kind of work'

Homeless Veterans appeal

As head of The Soldiers' Charity, Martin Rutledge has to temper compassion with realism. He tells Chris Green how his Army career prepared him
Wu-Tang Clan and The Sexual Objects offer fans a chance to own the only copies of their latest albums

Smash hit go under the hammer

It's nice to pick up a new record once in a while, but the purchasers of two latest releases can go a step further - by buying the only copy
Geeks who rocked the world: Documentary looks back at origins of the computer-games industry

The geeks who rocked the world

A new documentary looks back at origins of the computer-games industry
Belle & Sebastian interview: Stuart Murdoch reveals how the band is taking a new direction

Belle & Sebastian is taking a new direction

Twenty years ago, Belle & Sebastian was a fey indie band from Glasgow. It still is – except today, as prime mover Stuart Murdoch admits, it has a global cult following, from Hollywood to South Korea
America: Land of the free, home of the political dynasty

America: Land of the free, home of the political dynasty

These days in the US things are pretty much stuck where they are, both in politics and society at large, says Rupert Cornwell
A graphic history of US civil rights – in comic book form

A graphic history of US civil rights – in comic book form

A veteran of the Fifties campaigns is inspiring a new generation of activists
Winston Churchill: the enigma of a British hero

Winston Churchill: the enigma of a British hero

A C Benson called him 'a horrid little fellow', George Orwell would have shot him, but what a giant he seems now, says DJ Taylor
Growing mussels: Precious freshwater shellfish are thriving in a unique green project

Growing mussels

Precious freshwater shellfish are thriving in a unique green project