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Credit History

Poll result puts Japan's credit rating at risk

The ratings agency Standard & Poor's warned yesterday that it might cut Japan's sovereign grade as the ruling party's mauling in a weekend election created new hurdles for the plans of the new Prime Minister, Naoto Kan, to cut huge public debt.

The brightest fashion trends for spring 2010

The style industry hasn't had a good recession so far – and yet the demand for fresh design remains as intense as ever. Introducing 15 new trends for spring 2010, Susannah Frankel explains why the fashion fightback starts here

Julian Knight: Penalised for checking your credit? That's not fair

I have always found it an injustice that those who look to shop around for a loan, credit card or mortgage actually risk damaging their credit rating in the process. It goes like this – each time a potential lender checks out your credit file it leaves a trace. If the consumer is turned down – for whatever reason – the trace turns into a great big muddy mark and, in these straitened lending times, this can be enough to bar the individual from accessing credit elsewhere.