News

Up to 40 per cent have not made key checks on their credit rating or electoral roll entry

Should the OFT have allowed loans at rates of 2,500% a year?

Report gives payday loan companies green light as calls grow for mainstream lenders to offer more low-cost credit

David Prosser: The dangers of a cap on interest rates

Outlook The Office of Fair Trading's decision not to impose a maximum interest rate on lenders such as pawnbrokers, payday loan providers and other high-cost lenders is a sensible case of the head ruling the heart.

David Prosser: How Wall Street played the system

Slowly but surely, America's justice system is waking up to the idea that there is some mileage in going after the banks at the centre of the financial crash of 2008. Hot on the heels of the Goldman Sachs SEC charges comes an investigation by the New York attorney general Andrew Cuomo into whether eight Wall Street banks misled the big credit ratings agencies so they would give the mortgage securities at the centre of the collapse a clean bill of health.

Plastic surgery: How to boost your credit-card rating

Card providers are beefing up their rates and getting choosy about who they accept, writes Chiara Cavaglieri

Wealth Check: 'I have no credit history in this country'

Alexandra Marr, 30, has just returned to the UK after working abroad for seven years as a marketing and public relations consultant. "I've been lucky enough to hit the ground running and have found a lot of work due to my extensive experience in the US and Canada," she says. "But I have no credit history in Britain, so it has been difficult to think of long-term financial goals. My excellent credit scoring in the US and from seven years ago in the UK counts for nothing. I've just had to pay four months' rent up-front and I am having problems applying for all sorts of accounts. I have about $50,000 in savings but it is earning just 0.02 per cent, so I am desperate to at least put some of these savings to work."

Moody's cuts credit rating on Greece's debt

Greece's credit rating has been cut to A3 by Moody's Investors Service.

Money Matters: 'Why am I being refused credit?'

Debt advice from the Kevin Boon of the Consumer Credit Counselling Service

Moody's says Britain's AAA credit rating is safe – for now

As he completes preparations for what could be one of the toughest Budgets in years, Alistair Darling has been treated to an unfamiliar chorus of encouraging news from the credit ratings agency Moody's, Bank of England policy maker Kate Barker and the gilts market.

Econoblog: Trade numbers are bad but banking problems are bigger worry

t's difficult to know what to be more worried by; the appalling trade numbers; credit rating agency warnings on the UK's credit rating, or similar warnings about how fragile the banks still are.

Money Matters: 'Will a partially settled debt affect my future borrowing?'

Debt advice from the Kevin Boon of the Consumer Credit Counselling Service

George Osborne: Our first task must be to cut the deficit in Britain's finances

We cannot go on with the old economic model of the last decade. A model that depended on: a public spending boom we couldn't afford; an overblown banking sector; and unsustainable consumer borrowing off the back of a housing bubble.

Beginner's Guide To: Personal loans

Loan rates are starting to gradually fall, however, providers continue to be very selective on who they will offer their best deals to with many of the most competitive products available to existing customers only.

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Super Mario crushes the Messi dream as Germany win the 2014 World Cup in Brazil

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Germany win the 2014 World Cup in Brazil
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Iraq crisis: How Saudi Arabia helped Isis take over the north of the country

How Saudi Arabia helped Isis take over northern Iraq

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The evolution of Andy Serkis

First Gollum, then King Kong - now the actor is swinging through the trees in Dawn of the Planet of the Apes
You thought 'Benefits Street' was controversial: Follow-up documentary 'Immigrant Street' has got locals worried

You thought 'Benefits Street' was controversial...

Follow-up documentary 'Immigrant Street' has got locals worried
Refugee children from Central America let down by Washington's high ideals

Refugee children let down by Washington's high ideals

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Children's books are too white, says Laureate

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Blackest is the new black

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Matthew Barzun: America's diplomatic dude

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Five-star reviews are just the opening act for British theatre's first non-white artistic director

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Mrs Brown and her boys: are they having a laugh?

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