Since the start of the economic crisis, millions of people have been left out in the cold by their bank. If you need a loan and have no credit history, or a bad credit score, you may feel like your only option is to apply for a payday loan, which can mean an APR as high as 4,000 per cent.
Like this page on Facebook for updates
Sunday 20 April 2008
Friday 14 March 2008
There are many legitimate criticisms that can be made of Alistair Darling's first Budget. It was far too timid on greenery for our taste. The scale of new car taxes it heralded was far too complicated. And the higher taxes on alcohol are not so high that they will do much to discourage binge-drinking, while they may do wonders for day-trips to Calais. Our guarded response to the introduction of tests for all recipients of incapacity benefit is printed above.
Wednesday 12 March 2008
'I'm returning to Wales after spending some years abroad in Chile. Obviously, I'll need to get a job before I can secure a mortgage, but must I work for six months to prove that I can support repayments? Or could I get the money straight away? I have a deposit of £15,000 and I'm hoping to find a home for about £90,000'
JB, Santiago, via email
Sunday 02 March 2008
Egg may be investigated by the Office of Fair Trading (OFT) over its decision last month to terminate the contracts of 161,000 credit card customers.
Sunday 17 February 2008
Sunday 03 February 2008
Around 11 per cent of credit card holders have missed a monthly repayment in the past six months, according to a survey from comparison website MoneyExpert.com. Card firms, which charge an average of £12 for each payment missed, are estimated to have made £61m as a result.
Wednesday 02 January 2008
The first contact with a debt collection agency is usually a bright red envelope in the post. The second is a late-night phone call informing the debtor of the agency's involvement. And the third is the dreaded knock on the door.
Wednesday 29 December 2004
The credit rating of the Russian oil group Yukos was cut to default by Standard & Poor's yesterday, after it missed an interest payment on a $1bn (£520m) loan.
Saturday 26 September 1998
Sunday 16 August 1998
Wednesday 24 June 1998
Thursday 11 September 1997
Friday 18 April 1997
Sunday 15 December 1996
- 2 Tottenham to smash pay scale with £150,000-a-week contract in attempt to tie Gareth Bale to club
- 3 Austerity has hardened the nation's heart
- 4 Gay couple beaten in park urge MPs to moderate language on gay marriage
- 5 Why Arsène Wenger must spend to put icing on the cake and buy likes of Stevan Jovetic for Arsenal
BMF is the UK’s biggest and best loved outdoor fitness classes
Win anything from gadgets to five-star holidays on our competitions and offers page.