11 things 'posh people' have in their homes

Own a wine fridge, a home office or a vinyl collection? You're probably part of the nation's 'mass affluent'

One in ten people surveyed said they had a range cooker in their home (articad)

Wine fridges, children’s play rooms and a walk-in wardrobes are all indicators of “mass affluent” households, according to research by a home insurer.

Range cookers and vinyl collections are also on the list of premium items that indicate “mid-net-worth” households, of which there are a growing number in the UK.

The study, carried out by home insurer LV=, found that the doubling of income over the last 20 years has led to a multitude of “mass affluent” homes whose owners often don’t consider the true worth of their possessions when it comes to buying insurance.

It surveyed 1,000 households with incomes over £57,000, finding that over third (37 per cent) had a home office and one in seven (13 per cent) had a children’s playroom.

One in ten (10 per cent) owned a range cooker, one in seven (13 per cent) enjoyed a music delivery system and 11% had a walk-in wardrobe.

The eleven home items or features that indicate you belong to a "mass affluent" household, according to research by LV= home insurer:

1. Home office - 37 per cent

2. Vinyl collection - 18 per cent

3. Limited edition art - 18 per cent

4. A children's playroom - 13 per cent

5. Music delivery system, such as Sonos - 13 per cent

6. Under-floor heating - 13 per cent

7. Nutrient extractor, such as NutriBullet - 12 per cent

8. Winde fridge - 12 per cent

9. Walk-in wardrobe - 11 per cent

10. High-end paint or wallpaper - 10 per cent

11. Range cooker - 10 per cent

According to the study, the top items that "mass affluent" home owners are impressed by or aspire to own (if they don’t already) include a grand piano, a games room, a walk-in wardrobe, under-floor heating, and a range cooker.

Selwyn Fernandes, managing director of LV= home insurance, said: “It's important your policy limits reflect what you own.”