Personal Finance: Bargain Basement

Fleming Investment Trust Management is offering investors in BT shares a discount of 40 per cent on the normal fee of pounds 12.50 charged for selling their stock if they reinvest the proceeds in one of its 19 investment trusts. The pounds 7.50 fee applies to members of the same household who sell their shares together. Call 0500 500161.

Abbey National is launching a range of fixed mortgages, which include a five-year fixed rate of 6.35 per cent, with a valuation bonus of up to pounds 325. A deposit of at least 25 per cent is needed. Borrowers must remain on Abbey's standard variable rate for a further two years. Call 0800 555100.

Prime Health, a subsidiary of Standard Life, the life insurer, is offering a new range of policies, grouped under one core scheme, Primecare. The plan offers two upgrade and two low-cost options. The plans are available through independent financial advisers. For an IFA near you, call 0117 9711177.

Dunfermline Building Society is offering a one-year discounted mortgage which cuts 3.25 per cent off its standard variable rate of 8.15 per cent on loans up to 95 per cent of a home's value. Call 01383 627727.

Leeds & Holbeck Building Society is launching a new instant access account, Premium Access, which pays 6.55 per cent gross on a minimum opening balance of pounds 5,000, rising to 7.2 per cent for investors with more than pounds 100,000. Call 0500 225777

Sun Bank is launching a high return deposit account paying a fixed rate of interest until 16 March. Rates paid are 7.3 per cent gross for deposits up to pounds 9,999, rising to 7.4 per cent gross for sums above that amount. Call 01438 744500.