Acuma offers bond choices

ACUMA, the American Express personal financial planning subsidiary, is launching a five-year Income Selector Bond, that allows investors to fix their income return at either 10, 9 or 7.5 per cent a year (net of charges and basic rate tax).

Investors are promised a minimum return of all their initial investment in the combined form of interest payments and the final capital payout. To get back more than that, 10 per cent income receivers would have to see the FT-SE 100 Index rise by an average of 10 per cent a year. Those choosing 7.5 per cent income would have to see the FT- SE rise by 4 per cent annually to get back more than their initial investment.

Details on 0784 475666.